Insurance adjuster vs insurance agent

The differences between insurance adjusters and insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $51,936 average annual salary of an insurance agent.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for an insurance agent are customer service, insurance sales, and health insurance.

Insurance adjuster vs insurance agent overview

	Insurance Adjuster	Insurance Agent
Yearly salary	$57,315	$51,936
Hourly rate	$27.56	$24.97
Growth rate	-6%	6%
Number of jobs	44,837	67,977
Job satisfaction	3	5
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 53%
Average age	44	46
Years of experience	4	-

Insurance adjuster vs insurance agent salary

Insurance adjusters and insurance agents have different pay scales, as shown below.

	Insurance Adjuster	Insurance Agent
Average salary	$57,315	$51,936
Salary range	Between $40,000 And $80,000	Between $30,000 And $88,000
Highest paying City	Hagerstown, MD	New York, NY
Highest paying state	New Jersey	Hawaii
Best paying company	Cunningham Lindsey	Z Capital Group
Best paying industry	Insurance	Finance

Differences between insurance adjuster and insurance agent education

There are a few differences between an insurance adjuster and an insurance agent in terms of educational background:

	Insurance Adjuster	Insurance Agent
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 53%
Most common major	Business	Business
Most common college	Stanford University	University of Pennsylvania

Insurance adjuster vs insurance agent demographics

Here are the differences between insurance adjusters' and insurance agents' demographics:

	Insurance Adjuster	Insurance Agent
Average age	44	46
Gender ratio	Male, 66.6% Female, 33.4%	Male, 51.6% Female, 48.4%
Race ratio	Black or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%	Black or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%
LGBT Percentage	10%	7%

Differences between insurance adjuster and insurance agent duties and responsibilities

Insurance adjuster example responsibilities.

Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
Train in Xactimate estimation and sketch programs.
Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
Skil in complex arbitration and mediation negotiations.
Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.

Insurance agent example responsibilities.

Used consultative upselling techniques to provide leads
Maintain personal and confidential Medicare & Medicaid customer information following all HIPAA.
Follow all applicable HIPPA and privacy regulations.
Explain medical plans to Medicare / Medicaid eligible clients to ensure best fit.
Identify and solicit sales prospects in agency database and in the general marketplace.
Develop productive business relationships with key marketplace players by identifying the right products and services.

Insurance adjuster vs insurance agent skills

Common insurance adjuster skills

Insurance Policies, 15%
Customer Service, 15%
Liability Claims, 9%
Auto Claims, 7%
Catastrophe Claims, 5%
Public Adjusters, 4%

Common insurance agent skills

Customer Service, 25%
Insurance Sales, 8%
Health Insurance, 6%
Life Insurance Products, 6%
Financial Resources, 6%
Auto Insurance, 5%