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The differences between investors and lenders can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become an investor, becoming a lender takes usually requires 4-6 years. Additionally, an investor has an average salary of $88,055, which is higher than the $37,723 average annual salary of a lender.
The top three skills for an investor include financial statements, IR and press releases. The most important skills for a lender are customer service, loan applications, and business development.
| Investor | Lender | |
| Yearly salary | $88,055 | $37,723 |
| Hourly rate | $42.33 | $18.14 |
| Growth rate | 8% | 4% |
| Number of jobs | 8,409 | 6,465 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 63% |
| Average age | 42 | 45 |
| Years of experience | 4 | 6 |
An investor is a person who decides to put on their money into a particular bank, company, or institution without assuring the return of that investment. Often, investors spend their money on education, business, or even retirement. Some people also invest in mutual funds, stock exchanges, real estate, or stocks in a corporation.
A Lender is a financial institution, an individual, or a private or public group that provides loans to a business or an individual. As a lender, you will evaluate a borrower's creditworthiness by assessing loan applications. You will be responsible for determining an applicant's financial eligibility and all applicable metrics and ratios. Other duties might include setting up plans for debt payment, counseling clients on restrictions and policies, and maintaining and updating account records. Also, you will need to update your knowledge on the different loan types and financial services.
Investors and lenders have different pay scales, as shown below.
| Investor | Lender | |
| Average salary | $88,055 | $37,723 |
| Salary range | Between $36,000 And $214,000 | Between $25,000 And $55,000 |
| Highest paying City | Washington, DC | Seattle, WA |
| Highest paying state | Alaska | South Dakota |
| Best paying company | Goldman Sachs | Citi |
| Best paying industry | - | Finance |
There are a few differences between an investor and a lender in terms of educational background:
| Investor | Lender | |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 63% |
| Most common major | Business | Business |
| Most common college | Northwestern University | University of Pennsylvania |
Here are the differences between investors' and lenders' demographics:
| Investor | Lender | |
| Average age | 42 | 45 |
| Gender ratio | Male, 61.9% Female, 38.1% | Male, 49.2% Female, 50.8% |
| Race ratio | Black or African American, 10.0% Unknown, 5.1% Hispanic or Latino, 11.9% Asian, 5.3% White, 67.1% American Indian and Alaska Native, 0.6% | Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 6.3% White, 62.9% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 12% | 8% |