Negotiator sales vs mortgage specialist

Differences between negotiator sales and mortgage specialist duties and responsibilities

Negotiator sales example responsibilities.

• Manage the sales per FHLMC guidelines to ensure the integrity of each sale.
• Process FHA short sale loans in a high pressure environment, previously negotiate for FNMA short sales.
• Evaluate valuations of the property which includes BPO and appraisal analysis, for end of the month records.
• Evaluate economics of the property (including BPO and appraisal analysis) for month-end figures and the best marketing disposition plans
• Conduct initial file reviews and determine the specific investor guidelines, mortgage insurance guidelines, foreclosure procedures, and bankruptcy procedures.
• Maintain full delegation authority representing investors for short sale negotiation, settlement offers & deed in lieu of foreclosure liquidation solutions.
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Mortgage specialist example responsibilities.

• Manage internal team SharePoint and document repository.
• Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
• Work due diligence and process loans per FHLMC guidelines on conventional, USDA, FHA/VA and CHFA/DAP loans.
• Advise clients with mortgage needs by providing information regarding traditional and government programs, including USVA, FHA and VA loans.
• Review HUD-1's to confirm fees and charges with initial GFE and RESPA compliance, order wire and provide funding approval.
• Maintain a working knowledge of FDCPA and RESPA guidelines.
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