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The differences between adjusters and agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, an adjuster has an average salary of $49,396, which is higher than the $37,864 average annual salary of an agent.
The top three skills for an adjuster include customer service, strong customer service and litigation. The most important skills for an agent are insurance products, customer service, and life insurance.
| Adjuster | Agent | |
| Yearly salary | $49,396 | $37,864 |
| Hourly rate | $23.75 | $18.20 |
| Growth rate | -6% | 6% |
| Number of jobs | 7,936 | 184,325 |
| Job satisfaction | - | 2 |
| Most common degree | Bachelor's Degree, 62% | Bachelor's Degree, 44% |
| Average age | 44 | 46 |
| Years of experience | 4 | - |
An adjuster is responsible for evaluating the extent of loss in the company by calculating the damage costs, determining the settlement payment to the client, and managing the reputation of the company for claims accountability. Adjusters must have extensive knowledge of the insurance principles and processes, following the state and federal regulations to protect clients and the business from insurance fraud. They collect documents from different organizations, perform field research, and interview witnesses to verify the accuracy of claims statement.
Agents are individuals who are employed by their clients to represent them in various dealings. Agents are usually employed by people in the show business industry, such as actors, writers, or directors. They meet people who are interested in dealing with their clients. They listen to the plans and vision for the project and assess if the project fits their clients' interests or public image. In the case of agents whose clients are actors, they send their clients to auditions upon review of the project details. Agents are also responsible for negotiating terms on behalf of their clients, such as salary, royalties, and set benefits, among others. They also inform the project leaders of their clients' demands on set. Agents are expected to be business-savvy and good negotiators.
Adjusters and agents have different pay scales, as shown below.
| Adjuster | Agent | |
| Average salary | $49,396 | $37,864 |
| Salary range | Between $35,000 And $68,000 | Between $19,000 And $72,000 |
| Highest paying City | Parsippany-Troy Hills, NJ | New York, NY |
| Highest paying state | New Jersey | New York |
| Best paying company | FCCI | Latham & Watkins |
| Best paying industry | Insurance | - |
There are a few differences between an adjuster and an agent in terms of educational background:
| Adjuster | Agent | |
| Most common degree | Bachelor's Degree, 62% | Bachelor's Degree, 44% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between adjusters' and agents' demographics:
| Adjuster | Agent | |
| Average age | 44 | 46 |
| Gender ratio | Male, 56.9% Female, 43.1% | Male, 50.5% Female, 49.5% |
| Race ratio | Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.4% American Indian and Alaska Native, 0.5% | Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1% |
| LGBT Percentage | 10% | 7% |