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Debt collector vs lawyer

The differences between debt collectors and lawyers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 6-12 months to become a debt collector, becoming a lawyer takes usually requires 2-4 years. Additionally, a lawyer has an average salary of $115,808, which is higher than the $33,865 average annual salary of a debt collector.

The top three skills for a debt collector include customer service, outbound calls and payment arrangements. The most important skills for a lawyer are litigation, law firm, and legal issues.

Debt collector vs lawyer overview

Debt CollectorLawyer
Yearly salary$33,865$115,808
Hourly rate$16.28$55.68
Growth rate-8%10%
Number of jobs23,3852,897
Job satisfaction--
Most common degreeHigh School Diploma, 34%Bachelor's Degree, 51%
Average age4646
Years of experience124

What does a debt collector do?

Debt collectors are also known as collection agencies and are responsible for recovering past due debts. Most of them are hired by companies to collect debt either for a fee or a percentage of the total amount recovered. Also, some debt collectors buy delinquent debts at a discount and seek to collect the debt's full amount. They have many strategies to collect debts, including calling debtor's phones, sending letters, and even visiting them at their home. However, if debtors fail to pay their due, debt collectors can either update the debtor's credit report or sue them over debt. Once sued and debtors ignore court hearings and lose by default, results could either be garnishment on debtor'debtors' wages or levies on their bank.

What does a lawyer do?

A lawyer is a legal practitioner who specializes in understanding and interpreting laws and other legal matters. Their responsibilities revolve around providing legal counseling and advice, representing clients in different kinds of court proceedings, conducting research, collecting evidence, and coordinating with various experts. A lawyer must also manage and oversee the performance of assistants, paralegals, and other team members. Furthermore, there are instances when a lawyer must draft or manage documents such as contracts, trusts, deeds, and wills, assisting clients as needed.

Debt collector vs lawyer salary

Debt collectors and lawyers have different pay scales, as shown below.

Debt CollectorLawyer
Average salary$33,865$115,808
Salary rangeBetween $26,000 And $43,000Between $64,000 And $208,000
Highest paying CitySan Francisco, CAWashington, DC
Highest paying stateCaliforniaNew York
Best paying companyMayor Ethan BerkowitzNelson Mullins Riley & Scarborough
Best paying industryConstruction-

Differences between debt collector and lawyer education

There are a few differences between a debt collector and a lawyer in terms of educational background:

Debt CollectorLawyer
Most common degreeHigh School Diploma, 34%Bachelor's Degree, 51%
Most common majorBusinessLaw
Most common college-Stanford University

Debt collector vs lawyer demographics

Here are the differences between debt collectors' and lawyers' demographics:

Debt CollectorLawyer
Average age4646
Gender ratioMale, 30.7% Female, 69.3%Male, 48.5% Female, 51.5%
Race ratioBlack or African American, 12.2% Unknown, 4.0% Hispanic or Latino, 20.0% Asian, 3.4% White, 59.9% American Indian and Alaska Native, 0.5%Black or African American, 5.4% Unknown, 4.4% Hispanic or Latino, 7.7% Asian, 6.3% White, 76.0% American Indian and Alaska Native, 0.3%
LGBT Percentage8%10%

Differences between debt collector and lawyer duties and responsibilities

Debt collector example responsibilities.

  • Prevent impeding loss and increasing profitability through negotiation and enforcement of schedule collection campaigns, consistently achieving high success standards.
  • Work with FHA, obama programs at the time.
  • Educate customers on ways to get medical assistance such as Medicaid, Medicare etc.
  • Prevent foreclosure by putting people on repayment plans, submitting requests for modifications, or deed in lieu.
  • File Medicaid, Medicare and commercial claims consisting of PPO discounts, nurse practitioner discounts, humanitarian discounts, etc.
  • Maintain security and confidentiality of company and client information, following FDCPA regulations.
  • Show more

Lawyer example responsibilities.

  • Participate in drafting legal documents and prepare business contracts, perform taxation duties for the enterprise and settle disputes with employees.
  • Handle all types of civil claims and provide notary services
  • Review of complaints relate to judicial ethics and employee misconduct.
  • Draft, proofread and ensure filing and service of criminal motions.
  • Draft a variety of pleadings and motions on behalf of the plaintiff.
  • Assist clients at the notary public office and negotiate licensing agreements for virtual data rooms.
  • Show more

Debt collector vs lawyer skills

Common debt collector skills
  • Customer Service, 9%
  • Outbound Calls, 9%
  • Payment Arrangements, 8%
  • Delinquent Accounts, 8%
  • Credit Card Payments, 6%
  • FDCPA, 5%
Common lawyer skills
  • Litigation, 14%
  • Law Firm, 8%
  • Legal Issues, 7%
  • Real Estate, 6%
  • Legal Research, 6%
  • Civil Law, 5%

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