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Debt counselor vs account representative

The differences between debt counselors and account representatives can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 1-2 years to become a debt counselor, becoming an account representative takes usually requires 6-12 months. Additionally, a debt counselor has an average salary of $37,932, which is higher than the $36,977 average annual salary of an account representative.

The top three skills for a debt counselor include outbound calls, inbound calls and customer service. The most important skills for an account representative are customer service, patients, and patient accounts.

Debt counselor vs account representative overview

Debt CounselorAccount Representative
Yearly salary$37,932$36,977
Hourly rate$18.24$17.78
Growth rate-8%-8%
Number of jobs27,258183,446
Job satisfaction--
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 52%
Average age4546
Years of experience212

Debt counselor vs account representative salary

Debt counselors and account representatives have different pay scales, as shown below.

Debt CounselorAccount Representative
Average salary$37,932$36,977
Salary rangeBetween $27,000 And $51,000Between $26,000 And $51,000
Highest paying City-Los Angeles, CA
Highest paying state-California
Best paying company-New Relic
Best paying industry-Finance

Differences between debt counselor and account representative education

There are a few differences between a debt counselor and an account representative in terms of educational background:

Debt CounselorAccount Representative
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common college--

Debt counselor vs account representative demographics

Here are the differences between debt counselors' and account representatives' demographics:

Debt CounselorAccount Representative
Average age4546
Gender ratioMale, 46.8% Female, 53.2%Male, 33.6% Female, 66.4%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.1% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 12.5% Unknown, 4.2% Hispanic or Latino, 17.3% Asian, 3.9% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between debt counselor and account representative duties and responsibilities

Debt counselor example responsibilities.

  • Manage patient focuse reports, collection modules, provider/facility A/R, collections, patient discharge letters.
  • Comply with all of the FDCPA guidelines.
  • Perform numerous acts of repossession and litigation on a daily basis.
  • Complete standard legal garnishment forms for review, and forward to litigation department.
  • Provide administrative support by the filing electronic claims to Medicare, Medicaid and private insurers for emergency and non-emergency transports.
  • Utilize FDCRA and NFCC guidelines.

Account representative example responsibilities.

  • Manage all billing accounts including Medicare/Medicaid, HMO and individual accounts.
  • Manage the daily correspondence from assign practices with keeping doctor/patient confidentiality under consideration along with HIPPA regulations.
  • Manage and maintain an internal database system to generate reports and produce accurate account information for patients and insurance companies.
  • Educate physicians to use current ICD-9 diagnostic coding and preparation to begin ICD-10 coding requirements.
  • Analyze health care insurance/litigation patient account files to resolve outstanding and delinquent accounts due to the healthcare client.
  • Promote ThermoCool SmartTouch ablation catheter device to electrophysiologists.
  • Show more

Debt counselor vs account representative skills

Common debt counselor skills
  • Outbound Calls, 20%
  • Inbound Calls, 15%
  • Customer Service, 14%
  • Delinquent Accounts, 9%
  • Payment Arrangements, 6%
  • Credit Reports, 4%
Common account representative skills
  • Customer Service, 21%
  • Patients, 18%
  • Patient Accounts, 5%
  • Data Entry, 3%
  • Medicaid, 3%
  • Customer Satisfaction, 3%

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