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Portfolio administrator vs credit manager

The differences between portfolio administrators and credit managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both a portfolio administrator and a credit manager. Additionally, a credit manager has an average salary of $68,583, which is higher than the $61,414 average annual salary of a portfolio administrator.

The top three skills for a portfolio administrator include booking, securities and CDO. The most important skills for a credit manager are customer service, financial statements, and credit card.

Portfolio administrator vs credit manager overview

Portfolio AdministratorCredit Manager
Yearly salary$61,414$68,583
Hourly rate$29.53$32.97
Growth rate17%17%
Number of jobs53,69063,898
Job satisfaction--
Most common degreeBachelor's Degree, 81%Bachelor's Degree, 67%
Average age4646
Years of experience88

What does a portfolio administrator do?

A Portfolio Administrator oversees financial analysts to put into practice strategies capable of augmenting the organization's portfolio. They research and choose the portfolio's industries, products, and regions and update the stakeholders and management about these investment decisions. Other duties performed by portfolio administrators include writing reports, creating investment strategies, assessing financial information, and monitoring business trends. These professionals also identify market opportunities and risks and reorganize portfolios as required to meet all the financial goals.

What does a credit manager do?

A credit manager is an individual who supervises the credit granting process for a company by evaluating the creditworthiness of potential customers. Credit managers must maintain corporate credit policy to optimize company sales and reduce bad debt losses. They must manage the proper relationship with agencies such as the collection agency, credit insurance providers, and the sales department. Credit managers may work in different industries such as banks, accounting firms, or auto dealerships. They must also possess a bachelor's degree in financial management or related field.

Portfolio administrator vs credit manager salary

Portfolio administrators and credit managers have different pay scales, as shown below.

Portfolio AdministratorCredit Manager
Average salary$61,414$68,583
Salary rangeBetween $34,000 And $110,000Between $39,000 And $119,000
Highest paying CityOld Bridge, NJSan Francisco, CA
Highest paying stateNew JerseyOregon
Best paying companyCitiMicrosoft
Best paying industryFinanceFinance

Differences between portfolio administrator and credit manager education

There are a few differences between a portfolio administrator and a credit manager in terms of educational background:

Portfolio AdministratorCredit Manager
Most common degreeBachelor's Degree, 81%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Portfolio administrator vs credit manager demographics

Here are the differences between portfolio administrators' and credit managers' demographics:

Portfolio AdministratorCredit Manager
Average age4646
Gender ratioMale, 47.9% Female, 52.1%Male, 53.9% Female, 46.1%
Race ratioBlack or African American, 7.6% Unknown, 4.1% Hispanic or Latino, 14.5% Asian, 10.2% White, 63.3% American Indian and Alaska Native, 0.3%Black or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 7.8% White, 64.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between portfolio administrator and credit manager duties and responsibilities

Portfolio administrator example responsibilities.

  • Block trade domestic equities for international mutual fund as well as separately manage accounts.
  • Track all corporate actions from ex-date to pay-date to ensure proper booking and train and coach new employees on assign funds.
  • Monitor FX exposure of the group to analyze and report deviations from the mean.
  • Communicate with PMs to make sure FX trades are executed and all cash remain invested.
  • Act as single point of contact during new CDO closings as well as CDO distributions and liquidations.
  • Execute client trades by funding and accounting, utilizing SEI, TRACS, and CDO suite software.
  • Show more

Credit manager example responsibilities.

  • Manage treasury department including all cash management, bank relationships, and debt negotiations.
  • Manage an initiative to move customers from checks to ACH with CTX or EDI remittances.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Launch the new SBA lending and residential mortgage lending programs.
  • Complete loan workouts and restructures on SBA 504 and LIHTC multifamily loans.
  • Leverage GBM using features generate on Experian's tradeline data through unsupervise learning tool Khiops.
  • Show more

Portfolio administrator vs credit manager skills

Common portfolio administrator skills
  • Booking, 14%
  • Securities, 9%
  • CDO, 7%
  • Bonds, 6%
  • Financial Statements, 5%
  • Reconciliations, 5%
Common credit manager skills
  • Customer Service, 16%
  • Financial Statements, 9%
  • Credit Card, 5%
  • Credit Risk, 5%
  • Credit Policy, 5%
  • Customer Accounts, 4%

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