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Credit adjuster vs account representative

The differences between credit adjusters and account representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-12 months to become both a credit adjuster and an account representative. Additionally, a credit adjuster has an average salary of $40,686, which is higher than the $36,977 average annual salary of an account representative.

The top three skills for a credit adjuster include credit card, auto loans and delinquent accounts. The most important skills for an account representative are customer service, patients, and patient accounts.

Credit adjuster vs account representative overview

Credit AdjusterAccount Representative
Yearly salary$40,686$36,977
Hourly rate$19.56$17.78
Growth rate-8%-8%
Number of jobs13,826183,446
Job satisfaction--
Most common degreeBachelor's Degree, 45%Bachelor's Degree, 52%
Average age4646
Years of experience1212

Credit adjuster vs account representative salary

Credit adjusters and account representatives have different pay scales, as shown below.

Credit AdjusterAccount Representative
Average salary$40,686$36,977
Salary rangeBetween $28,000 And $57,000Between $26,000 And $51,000
Highest paying City-Los Angeles, CA
Highest paying state-California
Best paying company-New Relic
Best paying industry-Finance

Differences between credit adjuster and account representative education

There are a few differences between a credit adjuster and an account representative in terms of educational background:

Credit AdjusterAccount Representative
Most common degreeBachelor's Degree, 45%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common college--

Credit adjuster vs account representative demographics

Here are the differences between credit adjusters' and account representatives' demographics:

Credit AdjusterAccount Representative
Average age4646
Gender ratioMale, 33.8% Female, 66.2%Male, 33.6% Female, 66.4%
Race ratioBlack or African American, 11.1% Unknown, 4.0% Hispanic or Latino, 18.8% Asian, 3.6% White, 62.0% American Indian and Alaska Native, 0.5%Black or African American, 12.5% Unknown, 4.2% Hispanic or Latino, 17.3% Asian, 3.9% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between credit adjuster and account representative duties and responsibilities

Credit adjuster example responsibilities.

  • Plan and conduct sensitive HUMINT collection operations with an emphasis on managing and debriefing confidential sources.
  • Perform collections activities on delinquent loan accounts to include repossessions, foreclosures, bankruptcy proceedings, and disposition of repossess assets.
  • Prepare SBA require purchase/demand packets and wrap-up reports ensuring awareness of government compliance processes and expectations.

Account representative example responsibilities.

  • Manage all billing accounts including Medicare/Medicaid, HMO and individual accounts.
  • Manage the daily correspondence from assign practices with keeping doctor/patient confidentiality under consideration along with HIPPA regulations.
  • Manage and maintain an internal database system to generate reports and produce accurate account information for patients and insurance companies.
  • Educate physicians to use current ICD-9 diagnostic coding and preparation to begin ICD-10 coding requirements.
  • Analyze health care insurance/litigation patient account files to resolve outstanding and delinquent accounts due to the healthcare client.
  • Promote ThermoCool SmartTouch ablation catheter device to electrophysiologists.
  • Show more

Credit adjuster vs account representative skills

Common credit adjuster skills
  • Credit Card, 16%
  • Auto Loans, 15%
  • Delinquent Accounts, 15%
  • Outbound Calls, 11%
  • Customer Accounts, 10%
  • Mortgage Loans, 10%
Common account representative skills
  • Customer Service, 21%
  • Patients, 18%
  • Patient Accounts, 5%
  • Data Entry, 3%
  • Medicaid, 3%
  • Customer Satisfaction, 3%

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