Credit clerk vs charge bookkeeper

The differences between credit clerks and charge bookkeepers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a credit clerk and a charge bookkeeper. Additionally, a charge bookkeeper has an average salary of $46,615, which is higher than the $32,870 average annual salary of a credit clerk.

The top three skills for a credit clerk include data entry, customer service and customer accounts. The most important skills for a charge bookkeeper are reconciliations, payroll tax returns, and balance sheet.

Credit clerk vs charge bookkeeper overview

	Credit Clerk	Charge Bookkeeper
Yearly salary	$32,870	$46,615
Hourly rate	$15.80	$22.41
Growth rate	-5%	-5%
Number of jobs	86,922	27,542
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 36%	Bachelor's Degree, 47%
Average age	51	51
Years of experience	6	6

What does a credit clerk do?

Credit clerks control their company's credit and collection policies and daily procedures. They use the database to improve their organization's collections and maintain records for internal control and compliance. They deal with collecting, investigating, analyzing, and correcting disputed accounts to serve customers better and increase their collection rate. These clerks work with a credit manager to identify which accounts need to be written off for bad debt and solve complex cases that require special collection attention. They sometimes negotiate with customers to discuss the terms of payment for their unpaid balances.

What does a charge bookkeeper do?

A full charge bookkeeper's primary job is to manage and handle all the accounts of a small or medium-sized business. They are responsible for overseeing the accounting duties for a company, including billing customers, preparing bank statements and tax returns, and processing timesheets. Also, a full charge bookkeeper collates and enters vendor expenses, maintains the ledger's accuracy, and process accounts receivables. There are specific requirements you should meet to become a successful full charge bookkeeper, such as having a bachelor's degree in accounting, previous work experience as a charge bookkeeper, and bookkeeping certification.

Credit clerk vs charge bookkeeper salary

Credit clerks and charge bookkeepers have different pay scales, as shown below.

	Credit Clerk	Charge Bookkeeper
Average salary	$32,870	$46,615
Salary range	Between $26,000 And $40,000	Between $36,000 And $58,000
Highest paying City	Springfield, OR	Seattle, WA
Highest paying state	Oregon	Alaska
Best paying company	JBS USA	The Carney Group
Best paying industry	Automotive	Construction

Differences between credit clerk and charge bookkeeper education

There are a few differences between a credit clerk and a charge bookkeeper in terms of educational background:

	Credit Clerk	Charge Bookkeeper
Most common degree	Bachelor's Degree, 36%	Bachelor's Degree, 47%
Most common major	Business	Accounting
Most common college	University of Pennsylvania	University of Pennsylvania

Credit clerk vs charge bookkeeper demographics

Here are the differences between credit clerks' and charge bookkeepers' demographics:

	Credit Clerk	Charge Bookkeeper
Average age	51	51
Gender ratio	Male, 14.3% Female, 85.7%	Male, 13.9% Female, 86.1%
Race ratio	Black or African American, 6.9% Unknown, 4.0% Hispanic or Latino, 14.7% Asian, 6.6% White, 67.1% American Indian and Alaska Native, 0.6%	Black or African American, 6.9% Unknown, 4.0% Hispanic or Latino, 14.6% Asian, 6.6% White, 67.3% American Indian and Alaska Native, 0.6%
LGBT Percentage	7%	7%

Differences between credit clerk and charge bookkeeper duties and responsibilities

Credit clerk example responsibilities.

Manage resident's private information for insurance verification, billing, and eligibility to apply for Medicaid.
Maintain payroll, attendance records, coordinate group travel arrangements and conference calls.
Prepare, check, and maintain various records and payroll reports.
Transfer loans from warehouse to permanent investor reports on the CPI systems.
Process applications for credit, Microsoft excel, AS400 , 10key by touch, type 45 wpm.
Travele to the post office to drop off approve incidents and pick up remittance items from the assigned lockboxes.

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Charge bookkeeper example responsibilities.

Accomplish annual workers comp and business liability audits.
Manage AR, prepare deposits and perform basic receptionist/customer service tasks in office.
Handle monthly account reconciliations and oversee and are responsible for quarterly financial reporting to company CPA.
Perform a variety of diversify responsibilities including: account management, reconciliations, generating checks, preparing bank deposits.
Handle A/P, A/R, G/L, F/S, P/R, reconcile bank statement and customer relations.
Support internal, external, and SOX audits.

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Credit clerk vs charge bookkeeper skills

Common credit clerk skills

Data Entry, 13%
Customer Service, 12%
Customer Accounts, 6%
Credit Card Payments, 5%
Financial Statements, 5%
AS400, 4%

Common charge bookkeeper skills

Reconciliations, 17%
Payroll Tax Returns, 10%
Balance Sheet, 5%
Fixed Assets, 5%
Excellent Organizational, 5%
General Ledger Accounts, 4%

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Updated January 8, 2025

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