Credit risk management director vs portfolio manager

The differences between credit risk management directors and portfolio managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both a credit risk management director and a portfolio manager. Additionally, a credit risk management director has an average salary of $147,122, which is higher than the $114,671 average annual salary of a portfolio manager.

The top three skills for a credit risk management director include SAS, derivative and alll. The most important skills for a portfolio manager are portfolio management, customer service, and risk management.

Credit risk management director vs portfolio manager overview

	Credit Risk Management Director	Portfolio Manager
Yearly salary	$147,122	$114,671
Hourly rate	$70.73	$55.13
Growth rate	17%	17%
Number of jobs	87,019	43,192
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 75%	Bachelor's Degree, 71%
Average age	46	46
Years of experience	8	8

What does a credit risk management director do?

A credit risk management director spearheads and oversees the credit management activities of an organization, ensuring operations run smoothly and efficiently according to company standards and regulations. They have the authority to make significant decisions, coordinate managers and supervisors, delegate responsibilities, negotiate and build positive relationships with external parties, and implement programs that will optimize company operations. They also participate in recruiting and hiring staff, developing plans and strategies, and engaging with clients. Additionally, a credit risk management director empowers employees and implements company policies, creating new ones as necessary.

What does a portfolio manager do?

A portfolio manager is responsible for managing the clients' investment portfolios to advise them of the best investment plans to achieve their financial goals and objectives. Portfolio managers determine the most suitable options by evaluating the clients' credit score and risk potential and the client's financial background. A portfolio manager should be highly knowledgeable and updated with the recent financial industry changes to decide on investment plans with maximum returns.

Credit risk management director vs portfolio manager salary

Credit risk management directors and portfolio managers have different pay scales, as shown below.

	Credit Risk Management Director	Portfolio Manager
Average salary	$147,122	$114,671
Salary range	Between $95,000 And $227,000	Between $66,000 And $198,000
Highest paying City	Albany, NY	Stamford, CT
Highest paying state	New Hampshire	Connecticut
Best paying company	LendingClub	The Citadel
Best paying industry	Finance	Finance

Differences between credit risk management director and portfolio manager education

There are a few differences between a credit risk management director and a portfolio manager in terms of educational background:

	Credit Risk Management Director	Portfolio Manager
Most common degree	Bachelor's Degree, 75%	Bachelor's Degree, 71%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Credit risk management director vs portfolio manager demographics

Here are the differences between credit risk management directors' and portfolio managers' demographics:

	Credit Risk Management Director	Portfolio Manager
Average age	46	46
Gender ratio	Male, 72.5% Female, 27.5%	Male, 66.6% Female, 33.4%
Race ratio	Black or African American, 7.4% Unknown, 4.1% Hispanic or Latino, 14.1% Asian, 10.0% White, 64.1% American Indian and Alaska Native, 0.3%	Black or African American, 7.5% Unknown, 4.1% Hispanic or Latino, 14.4% Asian, 10.1% White, 63.6% American Indian and Alaska Native, 0.3%
LGBT Percentage	11%	11%

Differences between credit risk management director and portfolio manager duties and responsibilities

Credit risk management director example responsibilities.

Lead SOX project planning and implementation, successfully implement the corporate governance policies and internal control framework.
Perform due diligence and treasury integration for acquisitions in the U.S. and Mexico.
Work on risk strategies with executives, Connell executives, treasury, and outside counsel.
Coordinate with trading desks and legal groups in structuring collateral arrangements for various derivative products.
Major focus are on risk and DSO, integrating acquisitions, national accounts, high-risk customer visitations/negotiations, and trend identification/remediation.
Develop and implement credit and collection polices and controls for Sarbanes-Oxley compliance for the entire corporation and publish across all divisions.

Portfolio manager example responsibilities.

Manage ongoing existing client needs and assist in credit structuring at loan origination.
Manage over $900M in U.S. Equities and fixed-income; are simultaneously responsible for monitoring over $1.4b in global assets
Manage governance, engage stakeholders and communicate budget impact to senior management.
Conduct post-promotion analysis and manage financial reporting to ensure favorable ROI for clients.
Create PowerPoint presentation books for clients.
Facilitate internal, external, GAAP audits.

Credit risk management director vs portfolio manager skills

Common credit risk management director skills

SAS, 7%
Derivative, 5%
Alll, 5%
Real Estate, 5%
SQL, 5%
Financial Institutions, 4%

Common portfolio manager skills

Portfolio Management, 10%
Customer Service, 9%
Risk Management, 5%
Project Management, 5%
Financial Statements, 5%
Real Estate, 5%

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Credit Risk Management Director
Credit Risk Management Director vs Portfolio Manager

Updated January 8, 2025

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