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Benefits consultant vs benefits counselor

The differences between benefits consultants and benefits counselors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a benefits consultant and a benefits counselor. Additionally, a benefits consultant has an average salary of $79,068, which is higher than the $72,268 average annual salary of a benefits counselor.

The top three skills for a benefits consultant include HR, customer service and life insurance. The most important skills for a benefits counselor are veterans, HR, and open enrollment.

Benefits consultant vs benefits counselor overview

Benefits ConsultantBenefits Counselor
Yearly salary$79,068$72,268
Hourly rate$38.01$34.74
Growth rate2%7%
Number of jobs19,30834,132
Job satisfaction--
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 56%
Average age4645
Years of experience66

What does a benefits consultant do?

Benefits consultants are executives who carry out many services for individuals and businesses. The consultants draft and organize policies within the organization. They handle vendors and manage the renewal of negotiations of HMO plans. It is their job to establish agency relationships with marketing representatives. They coordinate programs that involve self-funded or administered long-term and short-term disability, life insurance, and a cafeteria plan. Also, they prepare enterprises to meet health care law changes.

What does a benefits counselor do?

A benefits counselor manages the company or organization's employee benefits programs. Job responsibilities may include designing and administering the benefits program to ensure company and employee needs are met, as well as assisting and educating employees in benefits enrollment activities. This job requires a full understanding of health care benefits, comprising medical, dental, and life insurance, including knowledge of pertinent regulations and legislation. In addition, benefits counselors may also need to be knowledgeable and updated with other incentives such as pensions and stock ownership.

Benefits consultant vs benefits counselor salary

Benefits consultants and benefits counselors have different pay scales, as shown below.

Benefits ConsultantBenefits Counselor
Average salary$79,068$72,268
Salary rangeBetween $51,000 And $121,000Between $44,000 And $118,000
Highest paying CityNew York, NY-
Highest paying stateNew York-
Best paying companyBMO Capital Markets-
Best paying industryManufacturing-

Differences between benefits consultant and benefits counselor education

There are a few differences between a benefits consultant and a benefits counselor in terms of educational background:

Benefits ConsultantBenefits Counselor
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Benefits consultant vs benefits counselor demographics

Here are the differences between benefits consultants' and benefits counselors' demographics:

Benefits ConsultantBenefits Counselor
Average age4645
Gender ratioMale, 46.7% Female, 53.3%Male, 34.3% Female, 65.7%
Race ratioBlack or African American, 11.2% Unknown, 3.4% Hispanic or Latino, 10.0% Asian, 8.0% White, 66.9% American Indian and Alaska Native, 0.4%Black or African American, 10.9% Unknown, 3.6% Hispanic or Latino, 15.9% Asian, 6.9% White, 62.2% American Indian and Alaska Native, 0.3%
LGBT Percentage35%9%

Differences between benefits consultant and benefits counselor duties and responsibilities

Benefits consultant example responsibilities.

  • Manage benefits for fully insure medical/dental plans with life, long-term disability, and FSA accounts.
  • Manage annual non-discrimination testing, audit and IRS filings for qualify retirement plan, working with external vendors.
  • Manage vendors for medical, dental, pharmacy, vision, HSA, long-term care and work-life resource and referral programs.
  • Manage several SDLC phases for enterprise systems used by state government agencies to perform environmental and environmental management.
  • Provide SharePoint development and administration, budget and financial reporting; manage invoicing; and develop training manuals and user guides.
  • Coach clients and provide orientation about cobra act.
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Benefits counselor example responsibilities.

  • Manage vendors for medical, dental, pharmacy, vision, HSA, long-term care and work-life resource and referral programs.
  • Utilize HIPAA confidentiality of all employee data.
  • Follow all HIPAA guidelines as required by law.
  • Follow HIPPA by verifying the member's identity.
  • Handle plan claims and appeals in ERISA and non-ERISA plans.
  • Simplify and improve the FMLA process, procedures, and paperwork.
  • Show more

Benefits consultant vs benefits counselor skills

Common benefits consultant skills
  • HR, 10%
  • Customer Service, 8%
  • Life Insurance, 7%
  • Strong Analytical, 6%
  • Health Insurance, 5%
  • Client Relationships, 5%
Common benefits counselor skills
  • Veterans, 20%
  • HR, 12%
  • Open Enrollment, 11%
  • Annuities, 9%
  • Customer Service, 5%
  • Term Disability, 3%

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