Credit supervisor vs credit analyst

The differences between credit supervisors and credit analysts can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a credit supervisor, becoming a credit analyst takes usually requires 1-2 years. Additionally, a credit supervisor has an average salary of $65,916, which is higher than the $61,422 average annual salary of a credit analyst.

The top three skills for a credit supervisor include financial statements, customer service and customer accounts. The most important skills for a credit analyst are customer service, credit analysis, and customer accounts.

Credit supervisor vs credit analyst overview

	Credit Supervisor	Credit Analyst
Yearly salary	$65,916	$61,422
Hourly rate	$31.69	$29.53
Growth rate	17%	-5%
Number of jobs	22,698	16,406
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 65%
Average age	47	39
Years of experience	6	2

Credit supervisor vs credit analyst salary

Credit supervisors and credit analysts have different pay scales, as shown below.

	Credit Supervisor	Credit Analyst
Average salary	$65,916	$61,422
Salary range	Between $40,000 And $108,000	Between $40,000 And $93,000
Highest paying City	-	New York, NY
Highest paying state	-	New York
Best paying company	-	Apollo Global Management
Best paying industry	-	Finance

Differences between credit supervisor and credit analyst education

There are a few differences between a credit supervisor and a credit analyst in terms of educational background:

	Credit Supervisor	Credit Analyst
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 65%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Credit supervisor vs credit analyst demographics

Here are the differences between credit supervisors' and credit analysts' demographics:

	Credit Supervisor	Credit Analyst
Average age	47	39
Gender ratio	Male, 48.0% Female, 52.0%	Male, 44.2% Female, 55.8%
Race ratio	Black or African American, 9.8% Unknown, 4.8% Hispanic or Latino, 17.5% Asian, 5.8% White, 61.5% American Indian and Alaska Native, 0.7%	Black or African American, 7.7% Unknown, 2.6% Hispanic or Latino, 9.5% Asian, 10.5% White, 69.4% American Indian and Alaska Native, 0.3%
LGBT Percentage	8%	11%

Differences between credit supervisor and credit analyst duties and responsibilities

Credit supervisor example responsibilities.

Assist with annual budget preparation and manage operating and payroll expenses to remain within budgetary guidelines.
Reduce DSO from 40 to 23 days by implementing weekly aging reviews and negotiating payment plans with delinquent customers.
Implement successful credit and collection practices resulting in measurable declines in calculate DSO.
Supervise staff of collections representatives responsible for reducing bad debt while also upholding company policies, and following strict legal regulations.
Develop and implement credit and collection polices and controls for Sarbanes-Oxley compliance for the entire corporation and publish across all divisions.

Credit analyst example responsibilities.

Provide treasury with funding requirements to maximize LIBOR rate advantage.
Manage a team to help facilitate efficient loan origination, underwriting and closing.
Lead a presentation to the FHA quantitative team by using multiple data visualization techniques.
Manage A/R transactions, prepare weekly account reconciliation's, perform research/ adjustments on A/P and A/R discrepancy accounts.
Utilize data manipulation and quantitative analysis using VBA macros, SQL and advance excel knowledge to manage credit risk exposure.
Manage accounting operations, accounting close, account reporting and reconciliations.

Credit supervisor vs credit analyst skills

Common credit supervisor skills

Financial Statements, 9%
Customer Service, 8%
Customer Accounts, 7%
Credit Limits, 5%
Credit Worthiness, 4%
Credit Card, 4%

Common credit analyst skills

Customer Service, 12%
Credit Analysis, 7%
Customer Accounts, 4%
Real Estate, 4%
Credit Risk, 4%
Strong Analytical, 4%