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Self pay representative vs debt collector

The differences between self pay representatives and debt collectors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-12 months to become both a self pay representative and a debt collector. Additionally, a self pay representative has an average salary of $39,061, which is higher than the $33,865 average annual salary of a debt collector.

The top three skills for a self pay representative include patients, payment arrangements and epic. The most important skills for a debt collector are customer service, outbound calls, and payment arrangements.

Self pay representative vs debt collector overview

Self Pay RepresentativeDebt Collector
Yearly salary$39,061$33,865
Hourly rate$18.78$16.28
Growth rate-8%-8%
Number of jobs82,55323,385
Job satisfaction--
Most common degreeBachelor's Degree, 32%High School Diploma, 34%
Average age4646
Years of experience1212

Self pay representative vs debt collector salary

Self pay representatives and debt collectors have different pay scales, as shown below.

Self Pay RepresentativeDebt Collector
Average salary$39,061$33,865
Salary rangeBetween $24,000 And $62,000Between $26,000 And $43,000
Highest paying City-San Francisco, CA
Highest paying state-California
Best paying company-Mayor Ethan Berkowitz
Best paying industry-Construction

Differences between self pay representative and debt collector education

There are a few differences between a self pay representative and a debt collector in terms of educational background:

Self Pay RepresentativeDebt Collector
Most common degreeBachelor's Degree, 32%High School Diploma, 34%
Most common majorBusinessBusiness
Most common college--

Self pay representative vs debt collector demographics

Here are the differences between self pay representatives' and debt collectors' demographics:

Self Pay RepresentativeDebt Collector
Average age4646
Gender ratioMale, 19.4% Female, 80.6%Male, 30.7% Female, 69.3%
Race ratioBlack or African American, 10.7% Unknown, 4.1% Hispanic or Latino, 19.0% Asian, 3.8% White, 62.0% American Indian and Alaska Native, 0.5%Black or African American, 12.2% Unknown, 4.0% Hispanic or Latino, 20.0% Asian, 3.4% White, 59.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between self pay representative and debt collector duties and responsibilities

Self pay representative example responsibilities.

  • Contact patients to coordinate payment arrangements or update their demographics from return mail.
  • Work 90-120 days, as well as older A/R.
  • Bill accounts to various commercial insurances or Medicaid.
  • Review EOB to assure that correct adjustments are satisfied.
  • Process and follow up on appeals to insurance companies.
  • Process all subpoena and attorney requests using extensive knowledge of HIPAA requirements.
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Debt collector example responsibilities.

  • Prevent impeding loss and increasing profitability through negotiation and enforcement of schedule collection campaigns, consistently achieving high success standards.
  • Work with FHA, obama programs at the time.
  • Educate customers on ways to get medical assistance such as Medicaid, Medicare etc.
  • Prevent foreclosure by putting people on repayment plans, submitting requests for modifications, or deed in lieu.
  • File Medicaid, Medicare and commercial claims consisting of PPO discounts, nurse practitioner discounts, humanitarian discounts, etc.
  • Maintain security and confidentiality of company and client information, following FDCPA regulations.
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Self pay representative vs debt collector skills

Common self pay representative skills
  • Patients, 29%
  • Payment Arrangements, 6%
  • Epic, 5%
  • Medical Terminology, 5%
  • Financial Assistance, 4%
  • HIPAA, 4%
Common debt collector skills
  • Customer Service, 9%
  • Outbound Calls, 9%
  • Payment Arrangements, 8%
  • Delinquent Accounts, 8%
  • Credit Card Payments, 6%
  • FDCPA, 5%

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