Underwriting clerks supervisor work from home jobs - 164 jobs

About the team At Zillow Home Loans (ZHL), our mission is to make financing a home as simple and seamless as finding one on Zillow. Our Underwriting team plays a central role in that mission-ensuring every loan decision reflects our commitment to quality, compliance, and a customer-first experience. We're a collaborative group of mortgage professionals passionate about innovation, accuracy, and continuous improvement. The team partners closely with Operations, Risk, and Learning & Development to create scalable underwriting excellence that supports both our customers and business goals. Joining the Underwriting Enablement team means being part of a culture that values curiosity, inclusion, and growth. You'll help shape how our underwriters learn, grow, and deliver exceptional work-empowering them with the tools, training, and confidence to make sound lending decisions every day. Together, we're redefining what great looks like in mortgage operations and setting new standards for efficiency, consistency, and customer care.About the role The Underwriting Enablement Manager at Zillow Home Loans (ZHL) builds and sustains a high-performing underwriting organization by leading onboarding, delivering ongoing training and upskilling programs, and partnering closely with underwriting leadership to drive continuous improvements in loan quality and risk management. This role blends deep underwriting expertise with strong enablement, facilitation, and change management skills while aligning with ZHL's customer-first standards and compliance requirements. Own new-hire onboarding for ZHL underwriters and reviewers, creating clear learning paths that accelerate time-to-proficiency across Conventional, FHA, and VA product lines and appraisal review while reinforcing ZHL's policies and borrower-first experience. Design and deliver ongoing training that uplevels existing team members, including live facilitation, microlearning, e-learning modules, scenario-based workshops, and calibration sessions tailored to ZHL workflows. Develop, maintain, and govern curriculum (SOPs, job aids, checklists, playbooks, reference guides) and ensure content remains current with agency updates, investor overlays, and ZHL internal policies. Lead calibration and quality initiatives, including file review roundtables, decision consistency sessions, feedback loops, and targeted remediation plans aligned to ZHL's quality framework. Provide floor support and coaching, serving as a subject matter expert for complex scenarios, collateral considerations, income and assets analysis, layered risk, and compensating factors within ZHL's operating environment. Foster a culture of continuous learning, maintaining strong feedback channels with ZHL underwriting leadership, team leads, and front-line underwriters. This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions.In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $109,000.00 - $174,000.00 annually. This base pay range is specific to these locations and may not be applicable to other locations. In Colorado, Hawaii, Illinois, Minnesota, Nevada, Ohio, Rhode Island, and Vermont the standard base pay range for this role is $103,500.00 - $165,300.00 annually. The base pay range is specific to these locations and may not be applicable to other locations.In addition to a competitive base salary this position is also eligible for equity awards based on factors such as experience, performance and location. Actual amounts will vary depending on experience, performance and location. Employees in this role will not be paid below the salary threshold for exempt employees in the state where they reside.Who you are 10+ years' experience as a mortgage underwriter, including hands-on decisioning across Conventional, FHA, and VA products and appraisal review. Proven training or facilitation experience, with working knowledge of adult learning principles and the ability to translate complex guidelines into practical, digestible content for ZHL audiences. Expert knowledge of agency and insurer guidelines (Fannie Mae, Freddie Mac, HUD 4000.1, VA Lenders Handbook, MI overlays) and quality frameworks, with a strong risk lens. AUS and LOS proficiency, including tools like DU and LPA and common LOS/QC platforms, plus strong Excel/reporting competency to analyze trends and outcomes. Exceptional communication and stakeholder management skills, with the ability to influence, coach, and build scalable programs in a dynamic environment. Process and documentation excellence, including writing SOPs, crafting job aids, and maintaining current, version-controlled enablement assets. FHA DE and/or VA LAPP/SAR credentials. Preferred qualifications Experience as an enablement leader or trainer Background in collateral/appraisal analysis, QC, or quality engineering. Familiarity with change management practices and data-driven continuous improvement. Experience supporting distributed/remote teams across multiple geographies. Get to know us At Zillow, we're reimagining how people move-through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you'll be part of a company that's reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2025, and included on the PEOPLE Companies That Care 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry-and your career-forward, together. Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly. Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law. Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

This position is posted by Jobgether on behalf of a partner company. We are currently looking for an Underwriting Manager in the United States.This role offers the opportunity to lead and grow an underwriting team within a dynamic, remote-first environment focused on simplifying and modernizing loan experiences. You will oversee underwriting operations, manage complex cases, and ensure all decisions align with company risk policies and regulatory standards. The position emphasizes team development, process optimization, and cross-functional collaboration to drive efficiency, accuracy, and portfolio performance. You will be responsible for coaching underwriters, implementing best practices, and shaping strategies that impact business growth and risk management. Success in this role directly contributes to operational excellence, customer satisfaction, and the scaling of financial products. This is ideal for someone with strong leadership, analytical skills, and a passion for creating robust underwriting processes.Accountabilities Lead, mentor, and develop a team of underwriters and underwriting assistants to achieve performance goals. Review and approve complex or high-value loan applications, ensuring consistency with policies and regulatory requirements. Monitor portfolio risk, underwriting quality, and compliance to maintain alignment with company standards. Collaborate with sales, compliance, and operations teams to support business objectives and resolve complex cases. Develop and implement strategies for process improvements, automation, and workflow optimization. Provide insights, reports, and recommendations to senior management to inform risk and business strategies. Serve as a subject matter expert, advising internal stakeholders on underwriting guidelines, market trends, and regulatory developments. Requirements Bachelor's degree in Finance, Business, Risk Management, or a related field (Master's preferred). 5-10 years of underwriting experience, with at least 3 years in a leadership or managerial role. Strong analytical and decision-making skills with a proven ability to manage complex cases. Excellent communication, negotiation, and leadership abilities. Proficiency with underwriting software and data analysis tools. Deep understanding of regulatory frameworks and market trends in relevant industries such as mortgage, insurance, or commercial lending. Professional certifications preferred: CPCU, ACII, ARM, or equivalent. Benefits Competitive salary with potential for annual bonuses and variable pay. Equity participation to share in company growth and success. Fully remote work with flexible schedule options. Comprehensive health benefits including medical, dental, vision, and supplemental coverage. Generous PTO and paid parental leave programs. Professional development support for training, licensing, and skill growth. Wellbeing programs including access to wellness apps, financial planning, and lifestyle benefits. Inclusive and supportive company culture focused on collaboration, diversity, and career growth. Why Apply Through Jobgether?We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.We appreciate your interest and wish you the best! Why Apply Through Jobgether? Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time. #LI-CL1

EPM is growing, and we're seeking an experienced Underwriting Manager to lead and mentor a team of underwriters. In this role, you'll oversee daily operations, manage the underwriting pipeline, and ensure team performance aligns with company goals and service level agreements (SLAs). You'll guide complex loan files, maintain compliance with industry regulations and company policies, and provide performance coaching to your team. If you're an experienced leader with a passion for team development and high underwriting standards, apply today! Key Responsibilities Lead and mentor a team of underwriters, providing training and support to enhance skills and ensure high performance. Oversee daily operations to maximize productivity, improve efficiency, and meet underwriting turn times and SLAs. Monitor team performance, provide feedback, and conduct regular performance reviews with measurable goals. Ensure underwriting quality through consistent quality checks and compliance with regulatory and company guidelines. Act as the escalation point for complex or high-risk loan files and support second-level loan reviews. Manage team pipelines during absences, ensuring uninterrupted loan processing. Maintain up-to-date knowledge of industry regulations and company policies to ensure all mortgage applications are underwritten in accordance with current standards. Additional responsibilities related to business needs. Qualifications & Skills 5+ years of mortgage underwriting experience required. 3+ years of management experience in mortgage operations required. Wholesale underwriting experience required. Proficiency with Encompass LOS required. Knowledge of home loans and residential mortgages such as conventional, VA, FHA, USDA, Non-QM loans, and loan products. DE/CHUMS and LAPP/SARS certifications required. Knowledgeable in automated underwriting systems and Microsoft office. Proven leadership skills, with the ability to mentor and motivate a team to meet goals and maintain high standards. Excellent communication, decision-making, and problem-solving skills. About EPM Founded at the height of the mortgage crisis in 2008, EPM has rapidly evolved into one of the leading mortgage lenders in the U.S. Our vision is clearto live in a world that everyone has the opportunity for the American Gift. We strive to offer top-tier financial services, exceptional communication, and unwavering assistance to our clients. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions, by closing one loan perfectly at a time. Headquartered in Atlanta, GA, EPM is licensed in 50 states and provides an array of lending resources such as Conventional, FHA, VA, 203K, Reverse, and USDA loans. Additionally, we are proud to be a trusted Seller/Servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring that our clients have access to reliable and competitive financing options. EPM is an equal opportunity employer committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic. Candidate Acknowledgment Statement By clicking "Apply for this Job," I acknowledge that I have reviewed, understand, and agree to the terms outlined in the linked EPM Legal Statement and Application Addendum.

This is a remote role open to any location in continental US Key to John Hancock's success is maintaining the core competency of Underwriting expertise which relies on a strategy of continual enhancements to our proprietary underwriting approaches and keeping current with medical, lifestyle and technological advances that can further advance our underwriting expertise. We are seeking a Senior Underwriting consultant, Research & Development, with a history of making sound underwriting decisions, building strong relationships and communicating effectively to join us on our transformation journey to simplify the insurance process for our customers. This role is accountable for providing underwriting subject matter expertise and collaborating with cross-functional teams comprised of actuaries, operations specialists, data scientists, and developers. The successful candidate will demonstrate proven research and development capabilities, out-of-the-box thinking, and creative problem-solving skills. Position Responsibilities: Research, analyze, and make recommendations on the effectiveness of new data sources and underwriting techniques. Collaborate with teams to develop innovative, data-driven underwriting solutions and capabilities that ensure seamless experience for a broad customer base. Support product development work for targeted initiatives. Analyze underwriting data through various studies and claims experience if applicable. Prioritize project work, focusing on generating the most value for the business. Keep abreast of external factors that may affect underwriting (e.g. medical and technical advancements, industry rules, compliance and regulations). Keep abreast of competitor actions and industry trends Work with internal stakeholders to recommend and implement underwriting guideline changes. Work with external vendors, partners and technologies that support business capabilities. Apply innovative thinking and creative problem-solving to address complex underwriting challenges. Contribute to the continuous improvement of underwriting practices and procedures. Clearly communicate results and progress to senior management. Required Qualifications: Knowledge and experience of underwriting risk assessment - medical, non-medical, financial. Experience with tech implementations, communicating requirements, and testing. Highly engaged: able to self-manage work, problem solve, and execute projects under deadline pressure. Excellent interpersonal, oral and written (technical) communication skills and comfort presenting to senior leaders on technical topics. Ability to convey complex underwriting concepts to diverse stakeholders. Exceptional collaboration skills, demonstrated through experience working with various technical audiences and across multiple functions such as actuaries, medical, data scientists, operations, legal and compliance teams. Excellent MS Office Skills, Excel, Powerpoint, Teams and web tools. Undergraduate and/or post graduate degree in science, medical or related field or minimum of 5-10 years' experience in underwriting and/or research experience. FALU/FLMI a plus. Ability to work across virtual teams and sites and in open and collaborative workspaces. Occasional travel may be required. When you join our team: We'll empower you to learn and grow the career you want. We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we'll support you in shaping the future you want to see #LI-JH #LI-Remote About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location USA, Massachusetts - Full Time Remote Working Arrangement Remote Salary range is expected to be between $90,225.00 USD - $162,405.00 USD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence. Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify Company: John Hancock Life Insurance Company (U.S.A.)

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Jumbo Regional Underwriting Manager is responsible for supporting the underwriting department in their day-to-day requirements while ensuring service level agreements are being maintained. The Jumbo Regional Underwriting Manager provides solutions and assistance to loan level questions/escalations from the Underwriters, complex scenarios, and 2nd level mortgage reviews. Reporting directly to the VP of underwriting the Jumbo Regional Underwriting Manager will also assist in special projects as directed by management. Job Responsibilities: Provide individual Underwriter coaching, mentoring, and training on the expectations, processes, guidelines, system work (Encompass), etc., escalating questions as needed for clarification. Serve as the primary point of contact for all questions, clarification, and instruction for Underwriters. Ensure Underwriters understand, apply, and grow their knowledge base of guidelines, processes, and procedures at CCM. Complete CTC reviews until Underwriters have earned lending authority. Review the CR Lending Authority, ACES, Denial, Suspense, Failed, and 2nd Tier Review Pipeline reports daily. Provide valid findings, training, and coaching issues weekly to the VP. Complete at least 2 spot reviews per week on files not reviewed by another department/team (i.e. QC, CRUM, etc.). Assist with the review of reports and findings regarding Underwriter quality as needed. Manage the pipeline making sure loans for all areas are within SLA, and all loans placed in any external Underwriter status are for no more than 24 hours (for branch rebuttal, 72 hours). Communicate all load balancing, designated underwriting assignments, and rush/priority reviews (VIP, Transition, etc.) to the Production Coordinators. Assist with loan level production (underwriting, clearing conditions) based on staffing/volume needs. Review and complete non-health/safety escrow holdbacks. Review loan scenarios as needed/required. Review post-closing/credit risk findings to identify and determine training needs. Conduct new branch welcome calls and existing branch calls as needed (daily, weekly, monthly). Report on Underwriter final bonus numbers; communicate to the VP. Interview prospective Underwriters for hire. Review and approve timecards and PTO requests. Attend weekly meetings with the VP and Monthly National Underwriting department calls conducted by the SVP of Underwriting; hold bi-weekly team meetings with direct reports. Qualifications and Skills: Bachelor's Degree or equivalent combination of education/experience. DE, SAR and LAPP certifications are required; experience with USDA is a plus. 5+ years of Mortgage Underwriting Experience (FHA, VA and Conventional) with agency guideline knowledge. 5+ years of underwriting supervisory experience. Encompass LOS experience. Knowledge of ATR/QM requirements. Knowledge of compliance and disclosure requirements. Excellent communication and organizational skills. Proficient in Microsoft Office Suite (Word, Excel and Outlook). This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Annual Salary: 140,000.00 - 150,000.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

We are seeking a qualified candidate to fill the role of Farm Underwriting Manager for the Mid Atlantic region for Liberty Mutual responsible for the growth and profitability of an approximately $50M book of business. This includes responsibility for the states of CT/KY/MA/MD/OH/PA/VA and WV and will have 8 direct reports responsible for both Liberty Mutual and State Auto Farm product lines of business. We aspire to be the #1 Farm and Ranch writer through independent agents and are making investments in products, processes and people to achieve this aspiration. Builds expertise by selecting, developing and managing a unit of technically competent underwriters with multi-line expertise, confidence of judgment and deal orientation. Identifies and pursues opportunities for profitable growth in order to achieve a balanced, profitable and quality book while protecting Company assets. Develop and maintain effective business relationships with distribution and service partners. Applies an advanced level of expertise and judgment to analyze data prepared by underwriters and provides approval for risk selection and acceptance, coverage, and price for multi-line business. Responsibilities: Leadership: Responsible for the acquisition, retention and development of underwriting talent. Formally manages, guides, mentors, and coaches underwriters in both technical and professional skills. Fosters an environment conducive to continuous improvement and root cause problem solving activities. Risk Selection: Responsible for implementing a strategy to better evaluate risk quality and further UWs skillset in qualifying, selecting and assessing risk. Agent/Broker Relationships: Fosters relationship management with key Agents and Brokers. Develops underwriter negotiation, communication and general deal making skills. Portfolio Management: Evaluates portfolio performance based on profitability metrics, multiline diversification, reinsurance, production metrics and industry trends. Quality Audit and Account Review: Ensure files meet regulatory requirements and internal documentation standards. Coaches underwriters to articulate thought process, decision making within both account reviews and file documentation. Qualifications High level understanding of commercial property & casualty products; insurance operations; finance and actuarial concepts; regulatory environment; reinsurance; account management; underwriting; and producer management Skills required include analyzing and problem solving; adaptability; decision making, building relationships; working effectively with others; communicating effectively; negotiation; influencing others; applying financial acumen; focusing on service; executing well Planning and organizing work; and achieving results Advanced degree or equivalent training preferred, CPCU designation (or equivalent), 7+ years of relevant experience About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

What we're doing Owning a home is a huge step in many people's lives, and is also a foundational part of building financial security and wealth. However, the tools and technology supporting homeownership today are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review. We're here to change that. Vesta is the next-generation system of record to power the multi-trillion mortgage market. We believe that we are overdue for a core transformation - that in order to build a fully automated process and fully digital customer journeys, lenders will have to adopt a system of record platform that is modern, open, and orchestrated by best-in-class software workflows. Who we are Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers. And, we're not alone. We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures. Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you! About the role As one of our mortgage process specialists at Vesta, you'll work closely with our product, engineering, design, partnerships, and implementations teams across a variety of mission critical projects. In this role, you can expect to: become a Vesta product expert, deeply understanding all functionality in the product. diligently document test cases with a high attention to detail. work with our partner integrations team to help map data across platforms and, configure and test our integrations. partner with our customer implementation team to create canonical configuration around all aspects of loan fulfillment workflows. stay in lock step with our engineering, product, design, and partner teams, keeping them updated on testing and integration status. be an indispensable part of delivering industry-changing software to our customers! Who you are You have 5+ years of mortgage underwriting experience across several mortgage types (e.g. conventional, FHA, VA, non-QM). You are technically inclined and a quick learner. An understanding of APIs, familiarity with MISMO and XML, and experience with tools like Postman a plus, but not required as long as you have a willingness to learn. You are curious and hungry to identify, triage, and help solve any problem you come across, big or small, and you're excited to apply your depth of knowledge across a variety of projects. You are a self starter and team player who's comfortable flexing across a variety of problems and you do so while keeping an eye towards detail and executing with precision. You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey. Benefits and Perks Robust medical, vision, & dental coverage (~100% of employee premiums are covered) 401(K) plan offering Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!) Remote-first culture with hubs in New York & San Francisco Generous WFH & Wellness Benefits Monthly Doordash benefits Open & encouraged flexible time off Company offsites to get to know the team! Our cash compensation amount for this role is targeted at $100,000 - $135,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above. At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We're committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program.

Life Insurance Signature / Authority Limits $5M Signature / $7.5M Authority PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE. Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met. Primary Duties & Responsibilities Field & Client Experience. Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business. Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal. Responsible for prescreen inquiries. Underwriting Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed. Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs . Uses advanced skills to review applications and adheres to underwriting standards. Solves complex problems and escalations. Advanced level of experience with NM product types and changes Models change agility while maintaining mortality and morbidity expectations. Demonstrates continuous learning through the early adoption of new ways of underwriting. Proficient with Reinsurance programs and able to determine where to best place a case. Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made. Provides active case and requirement management and provides customized service with guidance. Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement. Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers. Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.) Collaborates with medical directors and technical staff. Responsible for adherence to procedures and regulatory processes . Understands and meets all quality, service, and production goals . Partners with Underwriting Support for case management. Cross-Functional leadership. Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives. Collaborates and designs P3 curriculum with L&D/Tech Team . Qualifications A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review. Minimum of 5 years of underwriting experience. Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules. Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness. Proficient in computer skills and using various software packages. Ability to work accurately while maintaining speed and flexibility in a team and independent production environment. A high degree of organization and the ability to establish priorities and meet deadlines. Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees. Displays agility to manage multiple tasks and adapt in a changing work environment. #LI-Remote or LI-Hybrid Compensation Range: Pay Range - Start: $76,650.00 Pay Range - End: $142,350.00 Geographic Specific Pay Structure: Structure 110: $84,350.00 USD - $156,650.00 USD Structure 115: $88,130.00 USD - $163,670.00 USD We believe in fairness and transparency. It's why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you're living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more. Grow your career with a best-in-class company that puts our clients' interests at the center of all we do. Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.

Description Position Overview:11 Mortgage recognizes the changing regulations that accompany the loan process and holds innovation and adaptability as critical characteristics for our Underwriters and Underwriting Managers. The Underwriting Manager is responsible for the management, training, and development of the underwriters. Ideal candidates for this position will be experienced in the underwriting process for Agency (FNMA/FHLMC), Jumbo Non-Conforming, Non-QM, and Government lending (FHA/VA), an excellent communicator, and highly experienced in team management and development. This person will be based on the West Coast and work PST time zone schedule. Essential Functions of the Role: Oversee the wholesale underwriting process; develop and implement new procedures to increase quality and efficiency while maintaining a high level of customer service. Train wholesale underwriters and operations staff on underwriting process as needed. Collaborate with various department managers regarding underwriting concerns, trends, and for process improvements. Ensure loans are underwritten to guidelines that are compliant with state and federal laws and regulations. Establish and monitor performance metrics within the department, identifying deficiencies and addressing as needed. Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: Ability to delegate and motivate team members Knowledge of regulatory requirements (FNMA, FHLMC, FHA/DE, etc.) Strong communication skills Excellent organizational skills Ability to work across organizational boundaries Highly detail-oriented Strong decision making skills Advanced problem solving capabilities Strong critical thinking skills Proven ability to prioritize and multi-task Experience Requirements: Minimum of five (5) years of mortgage underwriting experience required. Prior management experience preferred. Encompass and Desktop Underwriter experience preferred. Education / Licensing Requirements: High school diploma or equivalent required. Some college preferred. Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Minimal travel

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Life Insurance Underwriter to join our Consumer Markets Division. This role supports 100% remote work. As an Underwriter, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners. Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life. How you will make an impact: Complete wing-to-wing underwriting decision: Starting with review of upfront underwriting data and tools Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection Finalizing cases Data enter medical history and use system workbenches to process and decision cases Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards. The experience you will bring: 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies Ability to handle advanced decision level authorities without a co-signature (1 Million or higher) Effective written and verbal communication skills with the ability to build relationships both internally and externally Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used Ability to develop specific goals, plan, and prioritize work What will make you stand out: Bachelor's Degree BGA and Trial Experience Preferred Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU Compensation The base pay range listed reflects the Underwriting Consultant level. Hiring level will be commensurate with years of experience and qualifications, and salaries are also based on geographical location. You can be who you are. People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at ******************** What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife. Benefits start Day 1. Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. • Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents • Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off • Paid Parental Leave as well as an Adoption Assistance Program • Competitive 401k savings plan with company match and an additional contribution regardless of participation. Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

This highly specialized client facing General Liability position is responsible for agency marketing, risk selection, underwriting, pricing, cross-sell initiatives with other business units. Initially this position will gain and service new and renewal business as well as assist in the development of new products, which is critical as we build out the unit. This position will work independently with limited supervision requiring proven expertise in General Liability (preferably with Excess & Surplus Lines Experience) to be successful in role. Vetting of submissions - New and renewal business. Includes analyzing the risk, loss runs, exposures, terms, profit, and loss statements, emails, and calls with the brokers. Pricing tool and Quote / Binder workbook - completing the pricing tool and pricing of the accounts. Preparing quotes & binders to release to brokers. Figure out proper terms and exclusions that are unique to each account. Full negotiations with brokers and/or agents. Referrals to management - written referral regarding a risk outside of underwriters' authority. Marketing - Brokers/Agency in person and virtual visits. Endorsements - working with internal and external partners to make sure the proper endorsements are handled within guidelines. Work with corporate underwriting on writing and approval of manuscript endorsements. Cultivate existing and new relationships to support the goals of the business unit. Coordinate special projects as assigned. Maintain underwriting files and documentation to support the underwriting thought process. Assist the management team with mentoring, training, and development of other team partners. Serve as technical expert. EDUCATION Bachelor's degree preferred. Additional insurance certifications or designations are also preferred. Relevant combination of education and experience may be considered in lieu of degree. A minimum of eight years' experience required. Experience in underwriting with an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention or similar knowledge that provides the necessary skills and abilities in the role. State licenses may be required. Continuous learning required, as defined by the Company's learning philosophy. QUALIFICATIONS Demonstrate superior judgment and analytical abilities to analyze risks and identify corrective action. Strong relationship management skills. Ability to work independently. Ability to work in a fast-paced environment while handling multiple tasks. Ability to take a lead role and/or assist in training and mentoring of others. Values the ability to work in a team friendly work environment. Thorough knowledge of the marketplace, departmental procedures, processes, and workflow. Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies. Demonstrate ability to communicate our value proposition to the brokerage community. Ability to understand market trends, loss development and be able to deliver a tough message when needed. Demonstrate leadership abilities. WORKING CONDITIONS Work is performed in a virtual office and onsite office setting with no unusual hazards. Travel is required. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $137,900 and $231,000 (add 10% to this range for AK, CA, CT, DC, HI, IL, MD, MA, NJ, NY, WA). We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #FUW

Our client is seeking a highly skilled Underwriting Specialist with deep experience in merchant underwriting-ideally in environments involving ISO and ISV partnerships. This role is perfect for someone who can operate independently, make sound frontline risk decisions, and manage fast-moving, partner-driven underwriting workflows with confidence. You'll review new merchant applications, evaluate financial and risk profiles, enforce compliance standards, and collaborate closely with Sales and external partners. This is a high-impact role with significant autonomy and visibility across the organization. What You'll Do Review and underwrite merchant applications by evaluating business models, financials, credit reports, and compliance checks. Apply underwriting criteria to determine risk levels, required conditions (reserves, limits), and approval/decline decisions. Serve as the primary underwriting point of contact for ISO and ISV-driven referrals. Communicate underwriting decisions clearly to Sales and Account Managers, providing rationale and next steps. Ensure every decision is fully compliant with industry regulations and internal risk policies (e.g., NACHA, card network rules, KYC/AML). Conduct due diligence, including identity verification, OFAC/MATCH checks, and bank account validation. Identify prohibited or high-risk business types early and escalate as needed. Help refine underwriting procedures to support operational efficiency and evolving business needs. Participate in underwriting case reviews and collaborate on account updates. Maintain accurate documentation and defend underwriting decisions using risk-based rationale. Stay current with underwriting trends, tools, and best practices. Complete other related tasks as assigned. What We're Looking For Minimum Qualifications Bachelor's degree in an analytical field (mathematics, statistics, economics) or equivalent experience. 2-4 years of merchant underwriting or risk analytics experience. Preferred Qualifications Underwriting experience within fintech, payments, or financial services-particularly ACH, eCheck, or card-processing environments. Experience working within an ISO/ISV underwriting ecosystem. Familiarity with NACHA rules or Regional Payments Associations. Relevant certifications (CPP, AAP, APRP, ACAMS) are a plus. Skills & Abilities Strong analytical and problem-solving skills. Solid understanding of merchant risk, financial analysis, and underwriting tools (credit bureaus, MATCH, bank statements, scoring systems). Working knowledge of NACHA guidelines, payment regulations, and fraud/compliance frameworks. Ability to communicate complex risk decisions clearly. Proficient in Salesforce and Microsoft Office Suite. Highly organized, excellent written and verbal communication skills. Comfortable working independently in a remote environment. Work Environment Remote Work Requirements Dedicated, quiet workspace Reliable high-speed internet Ability to collaborate daily through virtual tools Regular communication with Underwriting and Sales teams Physical Requirements Extended periods of computer-based work Reasonable accommodations available upon request Benefits: Our client offers a competitive and comprehensive benefits package, which includes: Competitive salary Health, dental, and vision insurance (individual & family) Short-term and long-term disability 401(k) with employer match Generous Paid Time Off (PTO) Equal Opportunity Statement Our client is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, identity, age, national origin, veteran status, or disability status. Reasonable accommodations are available throughout the application process.

This highly specialized client facing General Liability position is responsible for agency marketing, risk selection, underwriting, pricing, cross-sell initiatives with other business units. Initially this position will gain and service new and renewal business as well as assist in the development of new products, which is critical as we build out the unit. This position will work independently with limited supervision requiring proven expertise in General Liability (preferably with Excess & Surplus Lines Experience) to be successful in role. Vetting of submissions - New and renewal business. Includes analyzing the risk, loss runs, exposures, terms, profit, and loss statements, emails, and calls with the brokers. Pricing tool and Quote / Binder workbook - completing the pricing tool and pricing of the accounts. Preparing quotes & binders to release to brokers. Figure out proper terms and exclusions that are unique to each account. Full negotiations with brokers and/or agents. Referrals to management - written referral regarding a risk outside of underwriters' authority. Marketing - Brokers/Agency in person and virtual visits. Endorsements - working with internal and external partners to make sure the proper endorsements are handled within guidelines. Work with corporate underwriting on writing and approval of manuscript endorsements. Cultivate existing and new relationships to support the goals of the business unit. Coordinate special projects as assigned. Maintain underwriting files and documentation to support the underwriting thought process. Assist the management team with mentoring, training, and development of other team partners. Serve as technical expert. EDUCATION Bachelor's degree preferred. Additional insurance certifications or designations are also preferred. Relevant combination of education and experience may be considered in lieu of degree. A minimum of eight years' experience required. Experience in underwriting with an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention or similar knowledge that provides the necessary skills and abilities in the role. State licenses may be required. Continuous learning required, as defined by the Company's learning philosophy. QUALIFICATIONS Demonstrate superior judgment and analytical abilities to analyze risks and identify corrective action. Strong relationship management skills. Ability to work independently. Ability to work in a fast-paced environment while handling multiple tasks. Ability to take a lead role and/or assist in training and mentoring of others. Values the ability to work in a team friendly work environment. Thorough knowledge of the marketplace, departmental procedures, processes, and workflow. Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies. Demonstrate ability to communicate our value proposition to the brokerage community. Ability to understand market trends, loss development and be able to deliver a tough message when needed. Demonstrate leadership abilities. WORKING CONDITIONS Work is performed in a virtual office and onsite office setting with no unusual hazards. Travel is required. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $137,900 and $231,000 (add 10% to this range for AK, CA, CT, DC, HI, IL, MD, MA, NJ, NY, WA). We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #FUW

This highly specialized client facing General Liability position is responsible for agency marketing, risk selection, underwriting, pricing, cross-sell initiatives with other business units. Initially this position will gain and service new and renewal business as well as assist in the development of new products, which is critical as we build out the unit. This position will work independently with limited supervision requiring proven expertise in General Liability (preferably with Excess & Surplus Lines Experience) to be successful in role. Vetting of submissions - New and renewal business. Includes analyzing the risk, loss runs, exposures, terms, profit, and loss statements, emails, and calls with the brokers. Pricing tool and Quote / Binder workbook - completing the pricing tool and pricing of the accounts. Preparing quotes & binders to release to brokers. Figure out proper terms and exclusions that are unique to each account. Full negotiations with brokers and/or agents. Referrals to management - written referral regarding a risk outside of underwriters' authority. Marketing - Brokers/Agency in person and virtual visits. Endorsements - working with internal and external partners to make sure the proper endorsements are handled within guidelines. Work with corporate underwriting on writing and approval of manuscript endorsements. Cultivate existing and new relationships to support the goals of the business unit. Coordinate special projects as assigned. Maintain underwriting files and documentation to support the underwriting thought process. Assist the management team with mentoring, training, and development of other team partners. Serve as technical expert. EDUCATION Bachelor's degree preferred. Additional insurance certifications or designations are also preferred. Relevant combination of education and experience may be considered in lieu of degree. A minimum of eight years' experience required. Experience in underwriting with an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention or similar knowledge that provides the necessary skills and abilities in the role. State licenses may be required. Continuous learning required, as defined by the Company's learning philosophy. QUALIFICATIONS Demonstrate superior judgment and analytical abilities to analyze risks and identify corrective action. Strong relationship management skills. Ability to work independently. Ability to work in a fast-paced environment while handling multiple tasks. Ability to take a lead role and/or assist in training and mentoring of others. Values the ability to work in a team friendly work environment. Thorough knowledge of the marketplace, departmental procedures, processes, and workflow. Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies. Demonstrate ability to communicate our value proposition to the brokerage community. Ability to understand market trends, loss development and be able to deliver a tough message when needed. Demonstrate leadership abilities. WORKING CONDITIONS Work is performed in a virtual office and onsite office setting with no unusual hazards. Travel is required. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $137,900 and $231,000 (add 10% to this range for AK, CA, CT, DC, HI, IL, MD, MA, NJ, NY, WA). We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #FUW

Job Title Coding Supervisor FLSA Exempt Reports to Regional Coding Manager Grade S Location Remote Band 3A Omega HealthCare is a trusted healthcare solutions partner helping providers and payers simplify operations, improve revenue performance, and deliver better patient care. With deep industry expertise and smart, technology-enabled services, we work side by side with our clients to reduce complexity, drive results, and make healthcare work better for everyone. We are seeking a remote Coding Supervisor with strong, hands-on experience in both Facility and Professional coding. If you bring deep expertise in one and working knowledge of the other, we have the tools, training, and support to help you get fully up to speed and set you up for success. Essential Job Functions Provides day-to-day supervision and direction of coding and abstracting activities. Oversees duties and responsibilities of the coding staff on a day-to-day basis. Supervises all functions including scheduling, training, payroll monitoring and approval, Performance Improvement/Corrective Action process. Serves as primary point of contact for coders across multiple client sites. Skilled in multi-tasking and being able to identify and set priorities. Establishes work schedules and monitors/approves time off requests and time worked. Responds to Coding/Abstracting data and report requests made by Client, physicians, and other internal customers. Works with the various client departments for resolution and education of coding, documentation, and reimbursement issues. Provides day-to-day oversight for internal coding staff in conjunction with established client programs. Identifies cases, monitors timeliness of data collection, aggregates, analyzes, and trends data. Provides summary and individual feedback to coding staff for performance improvement and compliance purposes. With assistance from the Manager, reports findings to Client on a monthly (or other established) frequency and identifies areas for coder education. Maintains a knowledge base of various payment methodologies, grouping classifications and ICD-10 CM and ICD-10 PCS, as well as CPT and HCPCS. Provides or coordinates ongoing training for coding staff to support corporate compliance. Oversees that month end coding activity is closed out for abstracting purposes within the established client timelines. Assists the Coding Manager with monthly management report preparation and distribution on client productivity, turn-around time, and quality. Provides input on performance reviews, recommends and/or initiates employee selection, promotion, disciplinary and/or discharge actions. Works with Omega team to perform vetting on candidates to ensure appropriate client assignment. Coordinates coding staff meetings in the direction of Coding Manager, keeps staff informed of Omega, AHIMA, and regulatory changes, developments, and events. Provides expertise in the areas of coding, compliance, reimbursement, and reporting of coded data. Understands flow of health information in the electronic health record from registration through documentation, discharge, coding, and billing. Maintains knowledge of OIG, CMS, state Medicaid third party payer, RAC and additional state and federal auditing contractor regulations regarding coding and data reporting. Abides by the Standards of Ethical coding set forth by AHIMA and monitors coding team for violations and reports as areas of concern are identified. Assists Coding Manager with weekly Omega metrics report. Meets budgetary goals per client agreement and achieves margins determined by Omega. Meets all SLAs for client engagement. Manages staffing resources to accommodate daily patient volume within expected turn-around times and financial targets. Demonstrates the ability to attract, recognize, retain and manage staff and to effectively utilize staff to enhance the facilities and Omega's organizational performance. Perform duties in compliance with Company's policies and procedures, including but not limited to those related to HIPAA and compliance. Key Success Indicators/Attributes Ability to prioritize and multi-task in a fast-paced, changing environment. Demonstrates ability to work in multiple work types and specialties. Demonstrates ability to self-motivate, set goals, and meet deadlines. Demonstrates leadership, mentoring, and interpersonal skills. Demonstrates excellent presentation, verbal, and written communication skills. Comfortable in mentoring and training resources who will be performing IP/OP/ProFee coding to include Ancillary/Diagnostic, ED, Ambulatory Surgery & Observation work types. Ability to develop and maintain relationships with key business partners by building personal credibility and trust. Maintains courteous and professional working relationships with employees at all levels of the organization. Demonstrates excellent analytical, critical thinking and problem-solving skills. Must be able to adjust schedule according to where client is located geographically, flexibility is key Skill in operating a personal computer and utilizing a variety of software applications. Denial Experience in Facility and ProFee Coding. Required Education and Experience Bachelor's Degree or a combination of advanced formal training within the discipline Experience in Epic, Cerner, 3M, Optum CAC (or any other CAC) required Expertise in Coding (IP, OP & ProFee) PF knowledge/background preferred Experience with multiple EHR's At least 2 years lead experience; minimum 5 years coding experience. AHIMA certification as a RHIA, RHIT, CCS, CPC. Supervisory Responsibility Yes Work Environment This job operates in a remote home office environment. This role routinely uses standard office equipment such as computers and phones. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; and talk or hear. The employee must occasionally lift or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus. Position Type/Expected Hours of Work This is a full-time position. Days and hours of work are generally Monday through Friday, 8:00 a.m. to 5 p.m. (or other schedule established by Coding Manager and/or client). This position occasionally requires additional hours and weekend work. Travel Minimal travel required; up to 5% Preferred Education and Experience Prior supervisory experience a plus. Additional Eligibility Qualifications N/A Security Access Requirements In addition to the specific security access required by the employee's client engagement, the employee will have access to the Omega systems set forth in the “Standard Field Employee” profile. Microsoft Office ADP Oracle Reviewmate E1- All Field Employees Standard Employee Standard Coder and Client Access based on client needs. Determined by manager and granted by Audit Implementation Manager AAP/EEO Statement Omega is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, disability status or protected veteran status. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Employee may perform other duties as assigned.

Markets companies' products and services to assigned Commercial Lines accounts and independent agencies and underwrite with those partners. What You'll Do The Territory Underwriting Specialist will be responsible for agent and broker relationships. The ideal candidate will work from home and reside in Wisconsin. As a Territory Underwriting Specialist, you will: Solicit accounts through select agents and brokers Evaluate, underwrite, and price prospective accounts to select independent agents Serve as the primary contact with assigned agents and brokers Provide comprehensive sales expertise to increase production through agency channels Work with assigned agents and brokers on the coordinating of resolutions In addition, you will: Solicit accounts through appointed commercial lines independent agents and/or selected agents/brokers, or in response to inquiries from prospective clients, or referrals. You will be tasked with prospecting potential new agencies and the related items such as coordinating agency appointments, agency evaluation/review and overseeing agency activity. Analyze quality and quantity of risks underwritten and manages a book of business within their current authority levels. Initiate and implement market development programs designed to support and enhance market segmentation, penetration, sales and profitability. Evaluates prospective accounts and independent agencies to determine their acceptability and works closely with management, Underwriting, Loss Control and Claims in determination of acceptability of the risk and the services needed. Serves as primary contact with assigned accounts and agencies. Provide service to and work in conjunction with the functional units of Loss Control, Claims and Operations to provide that service. Develop and maintain relationship/services, procedures and contacts for assigned business products accounts and agencies. Provide comprehensive sales expertise to independent agencies to increase production. Develop rapport with agents to develop acceptable and profitable business. Assist in development of premium goals by agency and monitor agency results. Promote Sentry products and services to existing and potential customers. Travel and have a valid driver's license with the ability to maintain an acceptable motor vehicle record. Mileage reimbursement for all work-related local travel using your personal vehicle. What it Takes Bachelor's degree or equivalent work experience Minimum of 5 years of related work experience required with multi-line middle market underwriting experience handling accounts in construction, manufacturing, wholesale, real estate, and service industries preferred Knowledge of the Wisconsin middle market property and casualty insurance marketplace, existing or past relationships with larger independent agents preferred Previous technical insurance experience, preferably with sales Experience with underwriting large complex accounts Exceptional communication and relationship building skills Strong business and pipeline development skills Ability to meet travel requirements as you'll be prospecting new business opportunities in an agent office; meeting with insureds during safety inspections, and participating in mid-year claims review meetings What You'll Receive At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you'll receive. Company car with gas card. As a work from home associate, Sentry will provide equipment for your home office. 401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future. Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle. Well-being and Employee Assistance programs Sentry Foundation gift matching program to encourage charitable giving. About Sentry We take great pride in making Forbes' list of America's Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction. Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we're one of the largest and financially strongest mutual insurance companies in the United States. We're rated A+ by A.M. Best, the industry's leading rating authority. Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth. Get ready to own your future at Sentry. Opportunities await! Joe Larsen ********************* Talent Acquisition Specialist Senior Equal Employment Opportunity Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Consultant to join our Technology team located in Maryland, Virginia or Washington, D.C. on a remote schedule. This position underwrites risks including the selection and rejection of new and renewal business for the most complex, specialty accounts within the highest underwriting authority levels. Some of the Underwriting Consultant responsibilities include but are not limited to: Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of all assigned products in assigned territory including accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. Underwrites a book of business. Manages underwriting quality and book management. Executes underwriting strategy, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities. Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within the highest production underwriter authority levels. Implements underwriting decisions in compliance with state laws. Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary, and risk control staff in an effort to better service producers and accounts. Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite and generates qualified business in support of that appetite. Monitors agency action plans and participates in agency planning and marketing meetings to best position the business for the future. Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. Responds to requests for assistance or consultation from other company businesses or home office staff and may participate on related projects and committees as a subject matter expert. May participate in industry events as a subject matter expert and representative of the company. Mentors and coaches less experienced underwriters. Develops and leads technical training and provides guidance to other departments within the company, as needed. The expertise you bring Bachelor's degree or equivalent experience. 7-10 years of progressively more complex specialty lines underwriting experience. Professional insurance designation is preferred (AICPCU, RPLU). Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $151,000 - $201,000 based on the factors aforementioned. For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $176,000 - $206,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed. Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-DNP

Manulife's Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth-minded, service-oriented mindset to join our High Net Worth team! We offer industry-leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence. This is a work from home position, and we are open to candidates in any Canadian province. Position Responsibilities: * Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high-net-worth customers. * Conduct risk assessment and classification by Manulife's philosophy and standards. * Maintain positive and effective relationships with internal and external partners. * Consistently deliver the best customer experience by making every interaction significant. * Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure. * Identify and propose solutions to problems and procedures related to the underwriter's work. Required Qualifications: * Minimum of 5 years of underwriting experience. * $5,000,000+ Life signing authority. * Experience and exposure working within the high net worth market specifically. * Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market. * Working towards, or completion of FALU, FLMI and ACS designations. * Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments. * Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle. * Experience with financial reports and training in anti-money laundering practices. * Excellent oral and written communication skills. Preferred Qualifications: * Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec. * 100,000+ CI authority. * University or college degree in a related discipline such as medical, research or financial. * Strong negotiation skills. * Interest in representing the company via external presentations, panels, or conferences. * Experience in co-signing, referral reviews, mentoring, etc. When you join our team: * We'll empower you to learn and grow the career you want. * We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. * As part of our global team, we'll support you in shaping the future you want to see. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location CAN, Ontario - Full Time Remote Working Arrangement Remote Salary range is expected to be between $85,300.00 CAD - $135,300.00 CAD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact ************************ for more information about U.S.-specific paid time off provisions.

Job DescriptionOur client is expanding their Commercial P&C Insurance footprint in Idaho and seeking to add a Field Commercial Lines Underwriting Specialist. This person will primarily be responsible for driving New Business throughout the territory while managing and cultivating agency relationships. The ideal candidate will be a strategic thinker with excellent analytical skills and experience underwriting Commercial Lines products (GL, Auto, WC, and Property). This position offers a flexible remote schedule with occasional travel within a designed territory.Key Responsibilities Underwrite and manage a portfolio of commercial lines accounts to meet profitability and growth objectives. Review new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines. Build and maintain strong relationships with independent agents and brokers to generate new business opportunities. Provide exceptional service and support to agency partners, including training and guidance on underwriting processes. Conduct agency visits to assess books of business, identify growth opportunities, and deliver market insights. Collaborate with internal teams - including product management and claims - to ensure effective policy management. Monitor market trends and the competitive landscape to adjust underwriting strategies and achieve business goals. Ensure compliance with all regulatory requirements and company standards. Qualifications 4 - 7+ years of Commercial Lines Field / Production Underwriting experience In-depth knowledge of commercial insurance products, coverages, and underwriting principles. Strong interpersonal and communication skills, with the ability to build lasting agency relationships. Bachelor's degree in business, finance, insurance, or related field preferred. Salary & Benefits $115,000 - $140,000 annual base salary + lucrative bonus potential Comprehensive benefits package including health, dental, vision, life, and retirement plans Generous PTO plan Flexible schedule with remote work options Collaborative and supportive work environment