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Assistant branch manager vs credit manager

The differences between assistant branch managers and credit managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both an assistant branch manager and a credit manager. Additionally, a credit manager has an average salary of $68,583, which is higher than the $49,913 average annual salary of an assistant branch manager.

The top three skills for an assistant branch manager include quality customer service, branch management and excellent organizational. The most important skills for a credit manager are customer service, financial statements, and credit card.

Assistant branch manager vs credit manager overview

Assistant Branch ManagerCredit Manager
Yearly salary$49,913$68,583
Hourly rate$24.00$32.97
Growth rate17%17%
Number of jobs37,80063,898
Job satisfaction--
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 67%
Average age4646
Years of experience88

What does an assistant branch manager do?

An assistant branch manager's primary responsibility is to oversee the daily operations in their designated area, ensuring that everything is running smoothly from the workflow to the workforce. Although the tasks will vary depending on the organization or industry where one is involved, most of it will revolve around evaluating and monitoring employees' progress. Additional duties include responding to calls and inquiries, managing work schedules, and making sure that customers are satisfied with all services and transactions. Moreover, an assistant branch manager must also prioritize meeting the sales targets and staying within the allotted budget and deadlines.

What does a credit manager do?

A credit manager is an individual who supervises the credit granting process for a company by evaluating the creditworthiness of potential customers. Credit managers must maintain corporate credit policy to optimize company sales and reduce bad debt losses. They must manage the proper relationship with agencies such as the collection agency, credit insurance providers, and the sales department. Credit managers may work in different industries such as banks, accounting firms, or auto dealerships. They must also possess a bachelor's degree in financial management or related field.

Assistant branch manager vs credit manager salary

Assistant branch managers and credit managers have different pay scales, as shown below.

Assistant Branch ManagerCredit Manager
Average salary$49,913$68,583
Salary rangeBetween $35,000 And $70,000Between $39,000 And $119,000
Highest paying CitySan Francisco, CASan Francisco, CA
Highest paying stateNew JerseyOregon
Best paying companyCentennial BankMicrosoft
Best paying industryTransportationFinance

Differences between assistant branch manager and credit manager education

There are a few differences between an assistant branch manager and a credit manager in terms of educational background:

Assistant Branch ManagerCredit Manager
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeStanford UniversityUniversity of Pennsylvania

Assistant branch manager vs credit manager demographics

Here are the differences between assistant branch managers' and credit managers' demographics:

Assistant Branch ManagerCredit Manager
Average age4646
Gender ratioMale, 45.3% Female, 54.7%Male, 53.9% Female, 46.1%
Race ratioBlack or African American, 7.8% Unknown, 4.1% Hispanic or Latino, 15.1% Asian, 8.4% White, 64.3% American Indian and Alaska Native, 0.3%Black or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 7.8% White, 64.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between assistant branch manager and credit manager duties and responsibilities

Assistant branch manager example responsibilities.

  • Manage the treasury internal control, internal audit, and external audit quarterly reviews.
  • Manage LTO's, review and approve all credits and assist with collections and A/R.
  • Manage the daily production operations and quality control; ensure that processes are in compliance with OSHA and company standards.
  • Negotiate service agreements for managing refrigeration and HVAC costs and prepare quoted work estimates.
  • Maintain existing customer relationships and develop new contacts through networking, cross-selling opportunities, and referrals.
  • Construct and maintain reporting system to assure HCS, HACCP, JACHO, and OSHA standard where maintain.
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Credit manager example responsibilities.

  • Manage treasury department including all cash management, bank relationships, and debt negotiations.
  • Manage an initiative to move customers from checks to ACH with CTX or EDI remittances.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Launch the new SBA lending and residential mortgage lending programs.
  • Complete loan workouts and restructures on SBA 504 and LIHTC multifamily loans.
  • Leverage GBM using features generate on Experian's tradeline data through unsupervise learning tool Khiops.
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Assistant branch manager vs credit manager skills

Common assistant branch manager skills
  • Quality Customer Service, 8%
  • Branch Management, 7%
  • Excellent Organizational, 6%
  • Loan Applications, 6%
  • Bank Products, 6%
  • Customer Satisfaction, 5%
Common credit manager skills
  • Customer Service, 16%
  • Financial Statements, 9%
  • Credit Card, 5%
  • Credit Risk, 5%
  • Credit Policy, 5%
  • Customer Accounts, 4%

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