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The differences between credit clerks and clerks can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a credit clerk, becoming a clerk takes usually requires 1-2 years. Additionally, a credit clerk has an average salary of $32,870, which is higher than the $31,163 average annual salary of a clerk.
The top three skills for a credit clerk include data entry, customer service and customer accounts. The most important skills for a clerk are basic math, math, and data entry.
| Credit Clerk | Clerk | |
| Yearly salary | $32,870 | $31,163 |
| Hourly rate | $15.80 | $14.98 |
| Growth rate | -5% | -5% |
| Number of jobs | 86,922 | 80,311 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 36% | Bachelor's Degree, 33% |
| Average age | 51 | 47 |
| Years of experience | 6 | 2 |
Credit clerks control their company's credit and collection policies and daily procedures. They use the database to improve their organization's collections and maintain records for internal control and compliance. They deal with collecting, investigating, analyzing, and correcting disputed accounts to serve customers better and increase their collection rate. These clerks work with a credit manager to identify which accounts need to be written off for bad debt and solve complex cases that require special collection attention. They sometimes negotiate with customers to discuss the terms of payment for their unpaid balances.
Clerks are responsible for many of the general administrative tasks in the office. They are in charge of manning office telephone lines, managing incoming and outgoing mails, filing paperwork and other needed records, scheduling and documenting meetings, typing out documents when needed, disseminating memos and other official announcements, and keeping an inventory of office equipment and supplies. Clerks should have good office skills, communication skills, business writing skills, and time management skills. They should also be able to treat any document or paperwork they handle with confidentiality.
Credit clerks and clerks have different pay scales, as shown below.
| Credit Clerk | Clerk | |
| Average salary | $32,870 | $31,163 |
| Salary range | Between $26,000 And $40,000 | Between $24,000 And $39,000 |
| Highest paying City | Springfield, OR | Washington, DC |
| Highest paying state | Oregon | New Hampshire |
| Best paying company | JBS USA | University of Massachusetts Boston |
| Best paying industry | Automotive | Health Care |
There are a few differences between a credit clerk and a clerk in terms of educational background:
| Credit Clerk | Clerk | |
| Most common degree | Bachelor's Degree, 36% | Bachelor's Degree, 33% |
| Most common major | Business | Business |
| Most common college | University of Pennsylvania | Western Carolina University |
Here are the differences between credit clerks' and clerks' demographics:
| Credit Clerk | Clerk | |
| Average age | 51 | 47 |
| Gender ratio | Male, 14.3% Female, 85.7% | Male, 34.1% Female, 65.9% |
| Race ratio | Black or African American, 6.9% Unknown, 4.0% Hispanic or Latino, 14.7% Asian, 6.6% White, 67.1% American Indian and Alaska Native, 0.6% | Black or African American, 9.9% Unknown, 4.7% Hispanic or Latino, 21.1% Asian, 7.7% White, 55.6% American Indian and Alaska Native, 1.1% |
| LGBT Percentage | 7% | 6% |