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Finance technician vs payment processor

The differences between finance technicians and payment processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a finance technician and a payment processor. Additionally, a finance technician has an average salary of $45,251, which is higher than the $34,030 average annual salary of a payment processor.

The top three skills for a finance technician include financial reports, financial management and review contracts. The most important skills for a payment processor are customer service, patients, and data entry.

Finance technician vs payment processor overview

Finance TechnicianPayment Processor
Yearly salary$45,251$34,030
Hourly rate$21.76$16.36
Growth rate-5%-5%
Number of jobs89,66833,161
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 35%
Average age5151
Years of experience66

What does a finance technician do?

Finance technicians are professionals who perform various tasks that are related to financial accounting for an organization. These technicians are required to provide monthly transaction reports and perform forecasts on their future budget requirements to ensure proper financial management for the organization. They must assist in preparing financial statements to analyze and summarize accounting data for the organization's senior management. Finance technicians must also research and resolve any disputes that involve financial transactions while informing the senior management about any financial discrepancies.

What does a payment processor do?

A payment processor is responsible for managing and informing the clients of their payment obligations for the services offered by a financial institution or other related organizations. Payment processors record transactions and ensure the timely completion of account statements. They discuss the terms and conditions of the service contract with the clients and respond to their inquiries and concerns. A payment processor must have excellent communication and organizational skills, especially in coming up with repayment plans and solutions for clients who are not able to pay services in time.

Finance technician vs payment processor salary

Finance technicians and payment processors have different pay scales, as shown below.

Finance TechnicianPayment Processor
Average salary$45,251$34,030
Salary rangeBetween $30,000 And $67,000Between $27,000 And $42,000
Highest paying CityNew York, NYSan Jose, CA
Highest paying stateNew YorkAlaska
Best paying companyErnst & YoungUniversity of California, Berkeley
Best paying industryGovernmentInsurance

Differences between finance technician and payment processor education

There are a few differences between a finance technician and a payment processor in terms of educational background:

Finance TechnicianPayment Processor
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 35%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Finance technician vs payment processor demographics

Here are the differences between finance technicians' and payment processors' demographics:

Finance TechnicianPayment Processor
Average age5151
Gender ratioMale, 41.2% Female, 58.8%Male, 21.5% Female, 78.5%
Race ratioBlack or African American, 6.8% Unknown, 4.0% Hispanic or Latino, 14.4% Asian, 6.5% White, 67.8% American Indian and Alaska Native, 0.6%Black or African American, 6.8% Unknown, 4.0% Hispanic or Latino, 14.5% Asian, 6.6% White, 67.4% American Indian and Alaska Native, 0.6%
LGBT Percentage7%7%

Differences between finance technician and payment processor duties and responsibilities

Finance technician example responsibilities.

  • Develop expertise in use of PeopleSoft system to manage balance accounts for quarterly investment portfolio.
  • Transmit data to MAJCOM, HQ USAF, & DoD timely.
  • Provide debt management for the DOD and service members.
  • Process and review documents associate with PCS, ETS, retirement and/or separation.
  • Ensure that obligations are correct, record, and submits vouchers to DFAS for processing.
  • Network and coordinate with DFAS, civilian personnel or other resources to resolve complex problems.
  • Show more

Payment processor example responsibilities.

  • Manage and review all incoming discounts and electronic contractual adjustments for accuracy per the negotiated Medicaid and Medicare contracts ;.
  • Maintain daily transactions for customer payments and various bank accounts using Quickbooks to track transactions.
  • Prepare and print all reports for EDI processing.
  • Maintain client customer confidentiality and HIPAA regulations with all data handling and transfers.
  • Uphold and reinforce compliance with hospital policies and federal regulations such as HIPAA.
  • Investigate and take corrective action regarding invoices reject by system or through EDI.
  • Show more

Finance technician vs payment processor skills

Common finance technician skills
  • Financial Reports, 15%
  • Financial Management, 13%
  • Review Contracts, 10%
  • Financial Transactions, 8%
  • Treasury, 6%
  • Bonds, 4%
Common payment processor skills
  • Customer Service, 15%
  • Patients, 10%
  • Data Entry, 10%
  • ACH, 8%
  • Phone Calls, 5%
  • Credit Card Payments, 4%

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