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Retirement plan specialist vs benefits analyst

The differences between retirement plan specialists and benefits analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a retirement plan specialist and a benefits analyst. Additionally, a retirement plan specialist has an average salary of $60,611, which is higher than the $50,944 average annual salary of a benefits analyst.

The top three skills for a retirement plan specialist include life insurance, financial products and FINRA. The most important skills for a benefits analyst are customer service, HR, and HRIS.

Retirement plan specialist vs benefits analyst overview

Retirement Plan SpecialistBenefits Analyst
Yearly salary$60,611$50,944
Hourly rate$29.14$24.49
Growth rate7%7%
Number of jobs9,33620,211
Job satisfaction--
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 70%
Average age4545
Years of experience66

What does a retirement plan specialist do?

Retirement plan specialists are experts who plan out their client's financial needs for retirement. The specialist's design and implement savings, benefit, and pension programs for clients. They have to explain the complicated nature of compensation, investment, and retirement packages to employees clearly and concisely. They process retirement plans following company and federal regulations. Also, they often have a background in business or human resources, and they may choose to earn employee benefit certifications that may help with their career advancement.

What does a benefits analyst do?

A Benefits Analyst is responsible for administering and communicating benefit programs for an organization. They attract and retain employees through researching, recommending, and explaining benefit programs.

Retirement plan specialist vs benefits analyst salary

Retirement plan specialists and benefits analysts have different pay scales, as shown below.

Retirement Plan SpecialistBenefits Analyst
Average salary$60,611$50,944
Salary rangeBetween $41,000 And $88,000Between $36,000 And $70,000
Highest paying City-New York, NY
Highest paying state-New Jersey
Best paying company-Amd
Best paying industry-Professional

Differences between retirement plan specialist and benefits analyst education

There are a few differences between a retirement plan specialist and a benefits analyst in terms of educational background:

Retirement Plan SpecialistBenefits Analyst
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 70%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Retirement plan specialist vs benefits analyst demographics

Here are the differences between retirement plan specialists' and benefits analysts' demographics:

Retirement Plan SpecialistBenefits Analyst
Average age4545
Gender ratioMale, 54.4% Female, 45.6%Male, 27.8% Female, 72.2%
Race ratioBlack or African American, 10.5% Unknown, 3.8% Hispanic or Latino, 15.2% Asian, 7.8% White, 62.2% American Indian and Alaska Native, 0.4%Black or African American, 11.1% Unknown, 3.6% Hispanic or Latino, 15.2% Asian, 7.8% White, 61.8% American Indian and Alaska Native, 0.3%
LGBT Percentage9%9%

Differences between retirement plan specialist and benefits analyst duties and responsibilities

Retirement plan specialist example responsibilities.

  • Generate sales leads for personal investments, annuities and plan sales.
  • Participate in establishing and testing pension plans on PeopleSoft to automate applicable calculations.
  • Call into the ADP payroll client base to cross-sell retirement products and work with payroll reps on joint sales.
  • Research and advise clients and attorneys on laws and regulations to comply with QDRO and federal guidelines.
  • Train staff on ASC software and provide office support, as needed, for issues and new training.
  • Assist in the planning, testing and conversion of the company's payroll system from GEAC to JD Edwards.
  • Show more

Benefits analyst example responsibilities.

  • Manage relationships with all FSA clients including supporting their employee inquiries, reporting, and explain policy and procedure.
  • Manage regulatory compliance with federal and state leave laws such as FMLA, ADA, CFRA, PDL and FEHA.
  • Create reports using SQL database and manage reports, perform from internet-base tools for research projects need for client insight.
  • Develop data analysis procedures to comply with ACA regulations.
  • Screen clients for Medicaid and other health insurance eligibility.
  • Provide functional expertise and leadership of retiree benefits administration during the RFP selection process for outsourcing retirement administration.
  • Show more

Retirement plan specialist vs benefits analyst skills

Common retirement plan specialist skills
  • Life Insurance, 14%
  • Financial Products, 6%
  • FINRA, 6%
  • ERISA, 6%
  • Retirement Accounts, 6%
  • Plan Design, 5%
Common benefits analyst skills
  • Customer Service, 10%
  • HR, 8%
  • HRIS, 6%
  • Payroll, 6%
  • PowerPoint, 5%
  • RFP, 4%

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