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Senior relationship manager vs credit manager

The differences between senior relationship managers and credit managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both a senior relationship manager and a credit manager. Additionally, a senior relationship manager has an average salary of $112,626, which is higher than the $68,583 average annual salary of a credit manager.

The top three skills for a senior relationship manager include business development, financial services and financial statements. The most important skills for a credit manager are customer service, financial statements, and credit card.

Senior relationship manager vs credit manager overview

Senior Relationship ManagerCredit Manager
Yearly salary$112,626$68,583
Hourly rate$54.15$32.97
Growth rate17%17%
Number of jobs55,25963,898
Job satisfaction--
Most common degreeBachelor's Degree, 74%Bachelor's Degree, 67%
Average age4646
Years of experience88

What does a senior relationship manager do?

A senior relationship manager is responsible for handling clients and customer relationships, ensuring that the team provides the highest quality service for the customers to maintain the company's excellent reputation and operational efficiency. Senior relationship managers analyze current market trends to identify business opportunities that meet the clients' demands and public interests, generating resources for revenues, and increasing the company's profitability. They also assist the marketing and sales team in developing promotional strategies for brand awareness to attract potential clients and create business partnerships.

What does a credit manager do?

A credit manager is an individual who supervises the credit granting process for a company by evaluating the creditworthiness of potential customers. Credit managers must maintain corporate credit policy to optimize company sales and reduce bad debt losses. They must manage the proper relationship with agencies such as the collection agency, credit insurance providers, and the sales department. Credit managers may work in different industries such as banks, accounting firms, or auto dealerships. They must also possess a bachelor's degree in financial management or related field.

Senior relationship manager vs credit manager salary

Senior relationship managers and credit managers have different pay scales, as shown below.

Senior Relationship ManagerCredit Manager
Average salary$112,626$68,583
Salary rangeBetween $78,000 And $161,000Between $39,000 And $119,000
Highest paying CitySan Francisco, CASan Francisco, CA
Highest paying stateNew YorkOregon
Best paying companyBloombergMicrosoft
Best paying industryFinanceFinance

Differences between senior relationship manager and credit manager education

There are a few differences between a senior relationship manager and a credit manager in terms of educational background:

Senior Relationship ManagerCredit Manager
Most common degreeBachelor's Degree, 74%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior relationship manager vs credit manager demographics

Here are the differences between senior relationship managers' and credit managers' demographics:

Senior Relationship ManagerCredit Manager
Average age4646
Gender ratioMale, 64.4% Female, 35.6%Male, 53.9% Female, 46.1%
Race ratioBlack or African American, 7.6% Unknown, 4.1% Hispanic or Latino, 14.6% Asian, 10.2% White, 63.2% American Indian and Alaska Native, 0.3%Black or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 7.8% White, 64.5% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between senior relationship manager and credit manager duties and responsibilities

Senior relationship manager example responsibilities.

  • Manage 350 mid-market corporate accounts in healthcare, government and commercial industries nationwide with annual sales of $5M dollars.
  • Lead successful effort to establish first large-scale U.S. corporate treasury management relationship.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Coordinate and direct cross sell opportunities with relate business lines including treasury management, leasing, capital markets and investment services.
  • Provide thought leadership and client services in CRM to support $150MM revenue growth with clients.
  • Charge with handling client retention, client satisfaction, relationship profitability and identifying cross-selling opportunities.
  • Show more

Credit manager example responsibilities.

  • Manage treasury department including all cash management, bank relationships, and debt negotiations.
  • Manage an initiative to move customers from checks to ACH with CTX or EDI remittances.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Launch the new SBA lending and residential mortgage lending programs.
  • Complete loan workouts and restructures on SBA 504 and LIHTC multifamily loans.
  • Leverage GBM using features generate on Experian's tradeline data through unsupervise learning tool Khiops.
  • Show more

Senior relationship manager vs credit manager skills

Common senior relationship manager skills
  • Business Development, 7%
  • Financial Services, 6%
  • Financial Statements, 6%
  • Cross-Selling, 6%
  • SR, 6%
  • Relationship Management, 4%
Common credit manager skills
  • Customer Service, 16%
  • Financial Statements, 9%
  • Credit Card, 5%
  • Credit Risk, 5%
  • Credit Policy, 5%
  • Customer Accounts, 4%

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