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Insurance account representative vs licensed insurance producer

The differences between insurance account representatives and licensed insurance producers can be seen in a few details. Each job has different responsibilities and duties. Additionally, a licensed insurance producer has an average salary of $66,026, which is higher than the $39,881 average annual salary of an insurance account representative.

The top three skills for an insurance account representative include schedule appointments, customer service and develop leads. The most important skills for a licensed insurance producer are work ethic, lead generation, and annuities.

Insurance account representative vs licensed insurance producer overview

Insurance Account RepresentativeLicensed Insurance Producer
Yearly salary$39,881$66,026
Hourly rate$19.17$31.74
Growth rate6%6%
Number of jobs104,89554,872
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 57%
Average age4646
Years of experience--

What does an insurance account representative do?

An Insurance Account Representative manages the accounts of the clients assigned to them. They sell and make negotiations in health, life, or other insurance. They also carry out is utilizing client-centered ability and strong customer service for strong policyholder-customer relationships. Insurance Account Representatives should develop skills in scheduling appointments, customer service, and customer identification.

What does a licensed insurance producer do?

An Insurance producer, also called an insurance agent that promotes and sells insurance benefits and packages to clients. This includes life insurance, property, and health insurance that is offered by not only one company. They are responsible for promoting customer service and creates a good relationship between the company and the insurer. They also serve as a point of a contract if there are insurers that need someone who can assist them with what particular package they can get.

Insurance account representative vs licensed insurance producer salary

Insurance account representatives and licensed insurance producers have different pay scales, as shown below.

Insurance Account RepresentativeLicensed Insurance Producer
Average salary$39,881$66,026
Salary rangeBetween $30,000 And $51,000Between $44,000 And $97,000
Highest paying CityMilwaukee, WIWashington, DC
Highest paying stateWisconsinWashington
Best paying companyGuidehouseBerkshire Hathaway
Best paying industryInsuranceFinance

Differences between insurance account representative and licensed insurance producer education

There are a few differences between an insurance account representative and a licensed insurance producer in terms of educational background:

Insurance Account RepresentativeLicensed Insurance Producer
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 57%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance account representative vs licensed insurance producer demographics

Here are the differences between insurance account representatives' and licensed insurance producers' demographics:

Insurance Account RepresentativeLicensed Insurance Producer
Average age4646
Gender ratioMale, 29.3% Female, 70.7%Male, 39.2% Female, 60.8%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.9% Asian, 4.9% White, 66.2% American Indian and Alaska Native, 0.1%Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between insurance account representative and licensed insurance producer duties and responsibilities

Insurance account representative example responsibilities.

  • Manage civil litigation matters such as general and complex litigation.
  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Manage client relationship by presenting solutions for customers state and unstate needs while cross-selling company products.
  • Experience Licenced ACA health insurance agent.
  • Cross sell all other lines of AAA products to secure stability in clients.
  • Service clients while empowering them to participate in market gains while avoiding market losses with fix index annuities.
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Licensed insurance producer example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Present AFLAC benefits packages to various company owners and employees.
  • Educate customers on products such as property-casualty, life, accident-health, and annuities.
  • Contact businesses to attempt to establish an AFLAC account as part of their benefits package.
  • Provide information on life and health insurance, medicare supplements, annuities , 401K rollovers and IRA's.
  • Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
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Insurance account representative vs licensed insurance producer skills

Common insurance account representative skills
  • Schedule Appointments, 11%
  • Customer Service, 11%
  • Develop Leads, 9%
  • Customer Relationships, 7%
  • Work Ethic, 5%
  • Review Process, 5%
Common licensed insurance producer skills
  • Work Ethic, 51%
  • Lead Generation, 13%
  • Annuities, 8%
  • Customer Service, 6%
  • Insurance Sales, 6%
  • Auto Insurance, 3%