Insurance account representative vs health insurance agent

The differences between insurance account representatives and health insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a health insurance agent has an average salary of $49,934, which is higher than the $39,881 average annual salary of an insurance account representative.

The top three skills for an insurance account representative include schedule appointments, customer service and develop leads. The most important skills for a health insurance agent are HIPAA, health insurance, and customer service.

Insurance account representative vs health insurance agent overview

	Insurance Account Representative	Health Insurance Agent
Yearly salary	$39,881	$49,934
Hourly rate	$19.17	$24.01
Growth rate	6%	6%
Number of jobs	104,895	112,235
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 56%	Bachelor's Degree, 50%
Average age	46	46
Years of experience	-	-

What does an insurance account representative do?

An Insurance Account Representative manages the accounts of the clients assigned to them. They sell and make negotiations in health, life, or other insurance. They also carry out is utilizing client-centered ability and strong customer service for strong policyholder-customer relationships. Insurance Account Representatives should develop skills in scheduling appointments, customer service, and customer identification.

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

Insurance account representative vs health insurance agent salary

Insurance account representatives and health insurance agents have different pay scales, as shown below.

	Insurance Account Representative	Health Insurance Agent
Average salary	$39,881	$49,934
Salary range	Between $30,000 And $51,000	Between $34,000 And $72,000
Highest paying City	Milwaukee, WI	Tacoma, WA
Highest paying state	Wisconsin	Alaska
Best paying company	Guidehouse	DialAmerica
Best paying industry	Insurance	Finance

Differences between insurance account representative and health insurance agent education

There are a few differences between an insurance account representative and a health insurance agent in terms of educational background:

	Insurance Account Representative	Health Insurance Agent
Most common degree	Bachelor's Degree, 56%	Bachelor's Degree, 50%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Insurance account representative vs health insurance agent demographics

Here are the differences between insurance account representatives' and health insurance agents' demographics:

	Insurance Account Representative	Health Insurance Agent
Average age	46	46
Gender ratio	Male, 29.3% Female, 70.7%	Male, 43.5% Female, 56.5%
Race ratio	Black or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.9% Asian, 4.9% White, 66.2% American Indian and Alaska Native, 0.1%	Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between insurance account representative and health insurance agent duties and responsibilities

Insurance account representative example responsibilities.

Manage civil litigation matters such as general and complex litigation.
Cold-Cal to generate leads for individual life and disability insurance and annuities.
Manage client relationship by presenting solutions for customers state and unstate needs while cross-selling company products.
Experience Licenced ACA health insurance agent.
Cross sell all other lines of AAA products to secure stability in clients.
Service clients while empowering them to participate in market gains while avoiding market losses with fix index annuities.

Health insurance agent example responsibilities.

Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
Explain healthcare benefits cover by major insurance carriers under the ACA.
Post CPT codes and ICD-9 codes for every patient at check-out.
Verify clients' eligibility and check clients' status within CMS and UHC system.
Initiate appeals process on behalf of members, and assist with online web portal services.

Insurance account representative vs health insurance agent skills

Common insurance account representative skills

Schedule Appointments, 11%
Customer Service, 11%
Develop Leads, 9%
Customer Relationships, 7%
Work Ethic, 5%
Review Process, 5%

Common health insurance agent skills

HIPAA, 57%
Health Insurance, 11%
Customer Service, 8%
Health Insurance Products, 3%
Health Insurance Sales, 2%
Inbound Calls, 2%

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Insurance Account Representative
Insurance Account Representative vs Health Insurance Agent

Updated January 8, 2025

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