Insurance sales agent vs health insurance agent

The differences between insurance sales agents and health insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a health insurance agent has an average salary of $49,934, which is higher than the $49,587 average annual salary of an insurance sales agent.

The top three skills for an insurance sales agent include customer service, casualty insurance and work ethic. The most important skills for a health insurance agent are HIPAA, health insurance, and customer service.

Insurance sales agent vs health insurance agent overview

	Insurance Sales Agent	Health Insurance Agent
Yearly salary	$49,587	$49,934
Hourly rate	$23.84	$24.01
Growth rate	6%	6%
Number of jobs	73,485	112,235
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 51%	Bachelor's Degree, 50%
Average age	46	46
Years of experience	-	-

What does an insurance sales agent do?

An insurance sales agent is an individual who helps an insurance company generate new business by contacting customers and selling one or more types of insurance. Insurance sales agents conduct interviews of prospective clients to get data about their financial resources and explain the features of the various insurance policies. They analyze the clients' existing insurance policies and customize insurance programs to suit their needs. Insurance sales agents also do other administrative tasks, such as keeping records and handling policy renewals.

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

Insurance sales agent vs health insurance agent salary

Insurance sales agents and health insurance agents have different pay scales, as shown below.

	Insurance Sales Agent	Health Insurance Agent
Average salary	$49,587	$49,934
Salary range	Between $30,000 And $80,000	Between $34,000 And $72,000
Highest paying City	New York, NY	Tacoma, WA
Highest paying state	Hawaii	Alaska
Best paying company	Torchmark	DialAmerica
Best paying industry	Finance	Finance

Differences between insurance sales agent and health insurance agent education

There are a few differences between an insurance sales agent and a health insurance agent in terms of educational background:

	Insurance Sales Agent	Health Insurance Agent
Most common degree	Bachelor's Degree, 51%	Bachelor's Degree, 50%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Insurance sales agent vs health insurance agent demographics

Here are the differences between insurance sales agents' and health insurance agents' demographics:

	Insurance Sales Agent	Health Insurance Agent
Average age	46	46
Gender ratio	Male, 51.5% Female, 48.5%	Male, 43.5% Female, 56.5%
Race ratio	Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.8% American Indian and Alaska Native, 0.1%	Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between insurance sales agent and health insurance agent duties and responsibilities

Insurance sales agent example responsibilities.

Train and manage employees and achieve significant improvements in their productivity & maintain sales go9als consistently.
Used consultative upselling techniques to provide leads
Calculate rates and premiums for fire, casualty insurance, automobile, homeowners, and other specialize insurance policies.
License property and casualty insurance agent and office manager.
Market property and casualty insurance to potential clients while assisting policyholders with coverage and claims.
Follow strict HIPPA regulations while dealing with delicate information.

Health insurance agent example responsibilities.

Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
Explain healthcare benefits cover by major insurance carriers under the ACA.
Post CPT codes and ICD-9 codes for every patient at check-out.
Verify clients' eligibility and check clients' status within CMS and UHC system.
Initiate appeals process on behalf of members, and assist with online web portal services.

Insurance sales agent vs health insurance agent skills

Common insurance sales agent skills

Customer Service, 16%
Casualty Insurance, 14%
Work Ethic, 11%
Insurance Coverage, 8%
AAA, 8%
Develop Leads, 5%

Common health insurance agent skills

HIPAA, 57%
Health Insurance, 11%
Customer Service, 8%
Health Insurance Products, 3%
Health Insurance Sales, 2%
Inbound Calls, 2%

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Insurance Sales Agent
Insurance Sales Agent vs Health Insurance Agent

Updated January 8, 2025

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