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Negotiator vs loan servicing specialist

The differences between negotiators and loan servicing specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a loan servicing specialist has an average salary of $65,799, which is higher than the $63,632 average annual salary of a negotiator.

The top three skills for a negotiator include financial statements, powerpoint and nielsen. The most important skills for a loan servicing specialist are loan modifications, customer service, and foreclosure process.

Negotiator vs loan servicing specialist overview

NegotiatorLoan Servicing Specialist
Yearly salary$63,632$65,799
Hourly rate$30.59$31.63
Growth rate5%-3%
Number of jobs8,74831,753
Job satisfaction--
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 55%
Average age4442
Years of experience-4

What does a negotiator do?

A Negotiator is primarily in charge of communicating with clients and business partners to negotiate and establish sales, building positive relationships in the process. They typically perform market research and analysis to develop plans and sales pitches, coordinate with the company's legal team, arrange appointments with clients to discuss contract terms, and address issues and concerns, resolving them promptly and efficiently. Moreover, a negotiator maintains an active communication line with staff, regularly reporting to managers for a smooth and efficient workflow.

What does a loan servicing specialist do?

A loan servicing specialist is an individual who reviews, authorizes, and recommends commercial and personal loans for approval. It is the loan officer who meets with their applicants to identify their creditworthiness. Typically, they work at credit unions, commercial banks, mortgage companies, and financial institutions. They ensure operational risk controls, regulatory policies and standards, and compliance. Among the skills necessary for the job include customer service and relations, leadership, analytical skills, and communication skills.

Negotiator vs loan servicing specialist salary

Negotiators and loan servicing specialists have different pay scales, as shown below.

NegotiatorLoan Servicing Specialist
Average salary$63,632$65,799
Salary rangeBetween $35,000 And $114,000Between $28,000 And $153,000
Highest paying CityIslip, NYCharleston, SC
Highest paying stateNew YorkMaryland
Best paying companyBloombergGlacier Ban
Best paying industryMediaFinance

Differences between negotiator and loan servicing specialist education

There are a few differences between a negotiator and a loan servicing specialist in terms of educational background:

NegotiatorLoan Servicing Specialist
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common college-University of Pennsylvania

Negotiator vs loan servicing specialist demographics

Here are the differences between negotiators' and loan servicing specialists' demographics:

NegotiatorLoan Servicing Specialist
Average age4442
Gender ratioMale, 47.4% Female, 52.6%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 6.4% Unknown, 4.6% Hispanic or Latino, 9.4% Asian, 8.8% White, 70.4% American Indian and Alaska Native, 0.4%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 14.4% Asian, 8.2% White, 60.7% American Indian and Alaska Native, 0.4%
LGBT Percentage11%7%

Differences between negotiator and loan servicing specialist duties and responsibilities

Negotiator example responsibilities.

  • Manage the sales per FHLMC guidelines to ensure the integrity of each sale.
  • Identify and select Medicaid manage care providers for contracting opportunities.
  • Manage expectations of DCMA / DCAA regulators and when necessary defend evaluated/negotiated positions.
  • Provide assistance with escrow questions pertaining to taxes and insurance.
  • Prepare and submit reports as required by the IDIQ contracts.
  • Initiate initial mortgage insurance claims on cases that are covered by PMI.
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Loan servicing specialist example responsibilities.

  • Manage the non-judicial and judicial FNMA foreclosure portfolio.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Coordinate and schedule settlements upon final loan approval and review HUD-1 for reconciliation of itemize financial data.
  • Train new hires in the MSP system to ensure they understand how to gather data and for escrow analysis.
  • Prepare internally generate commercial loan documentation for all states the organization does business in.
  • Work with LIS, LPS, and ESO program.
  • Show more

Negotiator vs loan servicing specialist skills

Common negotiator skills
  • Financial Statements, 11%
  • PowerPoint, 10%
  • Nielsen, 7%
  • Loan Modifications, 7%
  • Foreclosure, 6%
  • Strategic Sourcing, 4%
Common loan servicing specialist skills
  • Loan Modifications, 17%
  • Customer Service, 12%
  • Foreclosure Process, 5%
  • Real Estate, 4%
  • Loss Mitigation, 4%
  • Escrow Accounts, 4%

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