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Insurance adviser vs insurance verification specialist

The differences between insurance advisers and insurance verification specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance adviser has an average salary of $66,816, which is higher than the $33,043 average annual salary of an insurance verification specialist.

The top three skills for an insurance adviser include insurance sales, insurance options and annuities. The most important skills for an insurance verification specialist are patients, insurance verification, and customer service.

Insurance adviser vs insurance verification specialist overview

Insurance AdviserInsurance Verification Specialist
Yearly salary$66,816$33,043
Hourly rate$32.12$15.89
Growth rate6%6%
Number of jobs47,71371,688
Job satisfaction--
Most common degreeBachelor's Degree, 58%Associate Degree, 27%
Average age4646
Years of experience--

What does an insurance adviser do?

Insurance advisers are professionals who represent an insurance company to sell insurance products to clients and earn commission on each policy that they sell. These advisers are required to align the company's insurance policies to the financial needs of each individual so that they can sell the maximum number of policies. They must oversee whether correct information is provided by their clients while explaining to them the relevance of the different parts of the proposal form. Insurance advisers must also help their clients get their claim settlements by showing them the correct process and completing the required documents.

What does an insurance verification specialist do?

An insurance verification specialist is responsible for confirming a patient's insurance details and eligibility to receive medical care services. Insurance verification specialists review the insurance documents of the patients, including its coverage and limitations, and escalate concerns to the supervisor for immediate resolution. They process paperwork accordingly upon coordinating with the patients and attending health professionals. An insurance verification specialist must have excellent communication and organizational skills, finishing administrative tasks efficiently under minimal supervision.

Insurance adviser vs insurance verification specialist salary

Insurance advisers and insurance verification specialists have different pay scales, as shown below.

Insurance AdviserInsurance Verification Specialist
Average salary$66,816$33,043
Salary rangeBetween $43,000 And $103,000Between $28,000 And $37,000
Highest paying CityMadison, WIMadison, WI
Highest paying stateWisconsinNew Hampshire
Best paying companySalesforceSt. Luke's Cataract & Laser Institute
Best paying industry-Pharmaceutical

Differences between insurance adviser and insurance verification specialist education

There are a few differences between an insurance adviser and an insurance verification specialist in terms of educational background:

Insurance AdviserInsurance Verification Specialist
Most common degreeBachelor's Degree, 58%Associate Degree, 27%
Most common majorBusinessHealth Care Administration
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance adviser vs insurance verification specialist demographics

Here are the differences between insurance advisers' and insurance verification specialists' demographics:

Insurance AdviserInsurance Verification Specialist
Average age4646
Gender ratioMale, 54.6% Female, 45.4%Male, 11.4% Female, 88.6%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 16.0% Asian, 4.9% White, 66.1% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between insurance adviser and insurance verification specialist duties and responsibilities

Insurance adviser example responsibilities.

  • Manage civil litigation matters such as general and complex litigation.
  • Present appropriate annuities for clients to purchase that meet their specific needs, time frame, and risk tolerance
  • Direct the sale of life insurance policies, medical disability programs and annuities to military personnel and civilian members.
  • General resource to partnership on property and casualty matters, insurance policy contract review allowing partners to successfully negotiate litigation matters.
  • Revive AFLAC accounts previously close due to non-pay or dissatisfy customers.
  • Generate new business for Aflac by contacting potential customers and marketing one or more types of insurance.
  • Show more

Insurance verification specialist example responsibilities.

  • Check CPT and ICD-10 codes with LCD and policies from multiple insurance companies to make sure procedures will be paid.
  • Support the patient privacy/confidentiality policies and regulations under HIPAA for patients and their medical records.
  • Confirm correct charges base on HCPCS codes.
  • Assist callers as well with questions about their benefits, terms and conditions of medical plans, appeals and grievances.
  • Provide medical record support in the absence of EMR: assist clinics and hospitals in obtaining medical records in appropriate format.
  • Document outbound communication from providers and veterans.
  • Show more

Insurance adviser vs insurance verification specialist skills

Common insurance adviser skills
  • Insurance Sales, 54%
  • Insurance Options, 6%
  • Annuities, 6%
  • Insurance Solutions, 6%
  • Insurance Coverage, 3%
  • Administrative Tasks, 3%
Common insurance verification specialist skills
  • Patients, 25%
  • Insurance Verification, 15%
  • Customer Service, 7%
  • Insurance Eligibility, 5%
  • Data Entry, 4%
  • Medical Terminology, 4%