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Insurance broker vs real estate broker

The differences between insurance brokers and real estate brokers can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance broker has an average salary of $94,006, which is higher than the $80,250 average annual salary of a real estate broker.

The top three skills for an insurance broker include customer service, life insurance products and lead generation. The most important skills for a real estate broker are real estate sales, purchase agreements, and financial resources.

Insurance broker vs real estate broker overview

Insurance BrokerReal Estate Broker
Yearly salary$94,006$80,250
Hourly rate$45.20$38.58
Growth rate6%5%
Number of jobs38,40319,151
Job satisfaction--
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 65%
Average age4649
Years of experience--

What does an insurance broker do?

Insurance brokers are responsible for assisting clients to determine their liability risks and in selecting the appropriate policies for their family, home, business, or automobile to ensure their protection. They direct clients in creating a sound decision and supply them with a variety of quotes that best suit their needs. Their duties include demonstrating the benefits, terms, conditions, and suspension for a number of participating insurance policies. Also, they may negotiate lesser rates for their clients and continue in guiding these clients in technical issues like filing a claim or changing their insurance coverage.

What does a real estate broker do?

Real estate appraisers are unique in that many of them are self-employed. Nevertheless, it is a career that will require an enterprising, inquisitive, and motivated personality, as well as impartiality and unbiased nature. Appraisers will provide objective opinions on the value of properties, as well as assist the owners/managers/investors for real estate. They must also verify legal real estate records, inspect properties, photograph interior and exterior structures, and prepare and maintain written reports on property values.

Insurance broker vs real estate broker salary

Insurance brokers and real estate brokers have different pay scales, as shown below.

Insurance BrokerReal Estate Broker
Average salary$94,006$80,250
Salary rangeBetween $62,000 And $141,000Between $56,000 And $114,000
Highest paying CityBirmingham, ALNew York, NY
Highest paying stateWashingtonNew York
Best paying companyLiberty Mutual InsuranceVillage Real Estate
Best paying industryInsuranceFinance

Differences between insurance broker and real estate broker education

There are a few differences between an insurance broker and a real estate broker in terms of educational background:

Insurance BrokerReal Estate Broker
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Southern California

Insurance broker vs real estate broker demographics

Here are the differences between insurance brokers' and real estate brokers' demographics:

Insurance BrokerReal Estate Broker
Average age4649
Gender ratioMale, 62.5% Female, 37.5%Male, 54.3% Female, 45.7%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.9% Asian, 4.9% White, 66.2% American Indian and Alaska Native, 0.1%Black or African American, 5.3% Unknown, 4.3% Hispanic or Latino, 13.2% Asian, 6.9% White, 70.0% American Indian and Alaska Native, 0.3%
LGBT Percentage7%13%

Differences between insurance broker and real estate broker duties and responsibilities

Insurance broker example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Work as an independent financial planner selling life insurance and annuities to individuals and families
  • Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
  • Deliver on the GEICO promise to customers by solving problems and giving competent insurance advice in a courteous and proficient manner.

Real estate broker example responsibilities.

  • Manage all accounting, cash management, budgeting and financing for individual LLC's and for corporate entity.
  • Prepare all marketing materials, coordinate closings, enter necessary data into the MLS to ensure homes are represent correctly
  • Review, analyze and process moderately complex homeowner property, contents and liability claims within assign work with REO properties.
  • Stabilize operations and financial performance of underperforming properties, directing investors in maximizing value and/or divesting assets to optimize ROI.
  • Process the movement of funds and equities.
  • Prepare and submit probate and administration petitions.
  • Show more

Insurance broker vs real estate broker skills

Common insurance broker skills
  • Customer Service, 11%
  • Life Insurance Products, 8%
  • Lead Generation, 8%
  • Financial Resources, 8%
  • Annuities, 8%
  • Insurance Carriers, 6%
Common real estate broker skills
  • Real Estate Sales, 14%
  • Purchase Agreements, 11%
  • Financial Resources, 8%
  • Property Management, 7%
  • Open Houses, 5%
  • Client Relationships, 4%