Insurance consultant vs insurance adviser

The differences between insurance consultants and insurance advisers can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance consultant has an average salary of $68,670, which is higher than the $66,816 average annual salary of an insurance adviser.

The top three skills for an insurance consultant include insurance products, powerpoint and term care. The most important skills for an insurance adviser are insurance sales, insurance options, and annuities.

Insurance consultant vs insurance adviser overview

	Insurance Consultant	Insurance Adviser
Yearly salary	$68,670	$66,816
Hourly rate	$33.01	$32.12
Growth rate	6%	6%
Number of jobs	42,383	47,713
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 61%	Bachelor's Degree, 58%
Average age	46	46
Years of experience	-	-

What does an insurance consultant do?

An insurance consultant works at insurance companies where they are primarily in charge of reviewing and assessing client requirements to match them with the insurance package that fits their needs and financial capabilities. It is also their responsibility to verify client information, conduct research and analyses, perform risk assessments, issue insurance quotations, and process insurance claims. An insurance consultant also assists clients by answering inquiries, helping them understand every procedure, recommending options, and solving issues and concerns should there be any.

What does an insurance adviser do?

Insurance advisers are professionals who represent an insurance company to sell insurance products to clients and earn commission on each policy that they sell. These advisers are required to align the company's insurance policies to the financial needs of each individual so that they can sell the maximum number of policies. They must oversee whether correct information is provided by their clients while explaining to them the relevance of the different parts of the proposal form. Insurance advisers must also help their clients get their claim settlements by showing them the correct process and completing the required documents.

Insurance consultant vs insurance adviser salary

Insurance consultants and insurance advisers have different pay scales, as shown below.

	Insurance Consultant	Insurance Adviser
Average salary	$68,670	$66,816
Salary range	Between $44,000 And $105,000	Between $43,000 And $103,000
Highest paying City	Seattle, WA	Madison, WI
Highest paying state	Washington	Wisconsin
Best paying company	AIG	Salesforce
Best paying industry	Media	-

Differences between insurance consultant and insurance adviser education

There are a few differences between an insurance consultant and an insurance adviser in terms of educational background:

	Insurance Consultant	Insurance Adviser
Most common degree	Bachelor's Degree, 61%	Bachelor's Degree, 58%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Insurance consultant vs insurance adviser demographics

Here are the differences between insurance consultants' and insurance advisers' demographics:

	Insurance Consultant	Insurance Adviser
Average age	46	46
Gender ratio	Male, 54.4% Female, 45.6%	Male, 54.6% Female, 45.4%
Race ratio	Black or African American, 9.5% Unknown, 3.6% Hispanic or Latino, 16.2% Asian, 4.9% White, 65.7% American Indian and Alaska Native, 0.1%	Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between insurance consultant and insurance adviser duties and responsibilities

Insurance consultant example responsibilities.

Manage civil litigation matters such as general and complex litigation.
Advise clients with financial planning using annuities and UL products.
Represent the office at Medicare and Medicaid meetings to be inform of any changes.
Use excellent presentation skills to conduct group sessions to eligible Medicare and Medicaid individuals.
Represent multiple carriers offering life, disability, mortgage protection, final expense and annuities.
General resource to partnership on property and casualty matters, insurance policy contract review allowing partners to successfully negotiate litigation matters.

Insurance adviser example responsibilities.

Manage civil litigation matters such as general and complex litigation.
Present appropriate annuities for clients to purchase that meet their specific needs, time frame, and risk tolerance
Direct the sale of life insurance policies, medical disability programs and annuities to military personnel and civilian members.
General resource to partnership on property and casualty matters, insurance policy contract review allowing partners to successfully negotiate litigation matters.
Revive AFLAC accounts previously close due to non-pay or dissatisfy customers.
Generate new business for Aflac by contacting potential customers and marketing one or more types of insurance.

Insurance consultant vs insurance adviser skills

Common insurance consultant skills

Insurance Products, 13%
PowerPoint, 12%
Term Care, 9%
Casualty Insurance, 9%
Customer Service, 7%
Health Insurance, 6%

Common insurance adviser skills

Insurance Sales, 54%
Insurance Options, 6%
Annuities, 6%
Insurance Solutions, 6%
Insurance Coverage, 3%
Administrative Tasks, 3%

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Insurance Consultant
Insurance Consultant vs Insurance Adviser

Updated January 8, 2025

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