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Commercial lines account manager vs insurance sales agent

The differences between commercial lines account managers and insurance sales agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial lines account manager has an average salary of $57,372, which is higher than the $49,587 average annual salary of an insurance sales agent.

The top three skills for a commercial lines account manager include customer service, management system and cancellations. The most important skills for an insurance sales agent are customer service, casualty insurance, and work ethic.

Commercial lines account manager vs insurance sales agent overview

Commercial Lines Account ManagerInsurance Sales Agent
Yearly salary$57,372$49,587
Hourly rate$27.58$23.84
Growth rate6%6%
Number of jobs84,35473,485
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 51%
Average age4646
Years of experience--

What does a commercial lines account manager do?

A commercial lines account manager is an individual who provides quality service to clients as well as act as the daily liaison between insurance company, agent, and their clients. Commercial lines account managers are required to address various coverage issues and handle inside service work that is associated with the client's account. They must assist their clients in making appropriate coverage changes and educate them about coverage, exclusions, and exposures. Commercial lines account managers must also set up finance contracts with PFS and help negotiate rates if applicable.

What does an insurance sales agent do?

An insurance sales agent is an individual who helps an insurance company generate new business by contacting customers and selling one or more types of insurance. Insurance sales agents conduct interviews of prospective clients to get data about their financial resources and explain the features of the various insurance policies. They analyze the clients' existing insurance policies and customize insurance programs to suit their needs. Insurance sales agents also do other administrative tasks, such as keeping records and handling policy renewals.

Commercial lines account manager vs insurance sales agent salary

Commercial lines account managers and insurance sales agents have different pay scales, as shown below.

Commercial Lines Account ManagerInsurance Sales Agent
Average salary$57,372$49,587
Salary rangeBetween $44,000 And $74,000Between $30,000 And $80,000
Highest paying CityBothell, WANew York, NY
Highest paying stateWashingtonHawaii
Best paying companyUBSTorchmark
Best paying industryStart-upFinance

Differences between commercial lines account manager and insurance sales agent education

There are a few differences between a commercial lines account manager and an insurance sales agent in terms of educational background:

Commercial Lines Account ManagerInsurance Sales Agent
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial lines account manager vs insurance sales agent demographics

Here are the differences between commercial lines account managers' and insurance sales agents' demographics:

Commercial Lines Account ManagerInsurance Sales Agent
Average age4646
Gender ratioMale, 12.8% Female, 87.2%Male, 51.5% Female, 48.5%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.8% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between commercial lines account manager and insurance sales agent duties and responsibilities

Commercial lines account manager example responsibilities.

  • Collect, post, and manage account payments using QuickBooks financial software system.
  • Identify leads and convert opportunities in new markets for strategic business cloud base services.
  • Manage customer database in Salesforce.com.
  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Assist with multi-line phone system.
  • Create annual budgets and cam reconciliations.
  • Show more

Insurance sales agent example responsibilities.

  • Train and manage employees and achieve significant improvements in their productivity & maintain sales go9als consistently.
  • Used consultative upselling techniques to provide leads
  • Calculate rates and premiums for fire, casualty insurance, automobile, homeowners, and other specialize insurance policies.
  • License property and casualty insurance agent and office manager.
  • Market property and casualty insurance to potential clients while assisting policyholders with coverage and claims.
  • Follow strict HIPPA regulations while dealing with delicate information.
  • Show more

Commercial lines account manager vs insurance sales agent skills

Common commercial lines account manager skills
  • Customer Service, 21%
  • Management System, 9%
  • Cancellations, 9%
  • Insurance Coverage, 7%
  • Client Service, 7%
  • Account Management, 6%
Common insurance sales agent skills
  • Customer Service, 16%
  • Casualty Insurance, 14%
  • Work Ethic, 11%
  • Insurance Coverage, 8%
  • AAA, 8%
  • Develop Leads, 5%