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Commercial lines account manager vs licensed agent

The differences between commercial lines account managers and licensed agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial lines account manager has an average salary of $57,372, which is higher than the $42,315 average annual salary of a licensed agent.

The top three skills for a commercial lines account manager include customer service, management system and cancellations. The most important skills for a licensed agent are HIPAA, customer service, and inbound calls.

Commercial lines account manager vs licensed agent overview

Commercial Lines Account ManagerLicensed Agent
Yearly salary$57,372$42,315
Hourly rate$27.58$20.34
Growth rate6%6%
Number of jobs84,35468,666
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 52%
Average age4646
Years of experience--

What does a commercial lines account manager do?

A commercial lines account manager is an individual who provides quality service to clients as well as act as the daily liaison between insurance company, agent, and their clients. Commercial lines account managers are required to address various coverage issues and handle inside service work that is associated with the client's account. They must assist their clients in making appropriate coverage changes and educate them about coverage, exclusions, and exposures. Commercial lines account managers must also set up finance contracts with PFS and help negotiate rates if applicable.

What does a licensed agent do?

Licensed Agents act as authorized brokers acting on behalf of an individual owner or organization in selling a product, service, or property. There are many different pathways a licensed agent can delve into, such as in real estate, insurance, and banking. For instance, a real estate agent uses its license to be able to sell and rent properties. Their duties include gathering property information, evaluating property estimates, marketing properties, and represent sellers in the process of negotiation. They seek prospective buyers, monitor the sale process between stakeholders, and reach a mutually agreed price.

Commercial lines account manager vs licensed agent salary

Commercial lines account managers and licensed agents have different pay scales, as shown below.

Commercial Lines Account ManagerLicensed Agent
Average salary$57,372$42,315
Salary rangeBetween $44,000 And $74,000Between $28,000 And $62,000
Highest paying CityBothell, WAKirkland, WA
Highest paying stateWashingtonAlaska
Best paying companyUBSHPOne
Best paying industryStart-upInsurance

Differences between commercial lines account manager and licensed agent education

There are a few differences between a commercial lines account manager and a licensed agent in terms of educational background:

Commercial Lines Account ManagerLicensed Agent
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial lines account manager vs licensed agent demographics

Here are the differences between commercial lines account managers' and licensed agents' demographics:

Commercial Lines Account ManagerLicensed Agent
Average age4646
Gender ratioMale, 12.8% Female, 87.2%Male, 41.3% Female, 58.7%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between commercial lines account manager and licensed agent duties and responsibilities

Commercial lines account manager example responsibilities.

  • Collect, post, and manage account payments using QuickBooks financial software system.
  • Identify leads and convert opportunities in new markets for strategic business cloud base services.
  • Manage customer database in Salesforce.com.
  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Assist with multi-line phone system.
  • Create annual budgets and cam reconciliations.
  • Show more

Licensed agent example responsibilities.

  • Train and manage employees and achieve significant improvements in their productivity & maintain sales go9als consistently.
  • Educate and advise in different investment products, such as life insurance and fix annuities.
  • Work with clients to satisfy financial needs offering products such as life insurance, annuities, and Medicare supplements.
  • Provide education on Medicare/ Medicaid coverage, rights and responsibilities.
  • Provide objective information pertaining to coverage and how to obtain Medicaid coverage.
  • Generate referral business and cultivate individual lead sources, using networking and prospecting techniques to grow potential sales opportunities.
  • Show more

Commercial lines account manager vs licensed agent skills

Common commercial lines account manager skills
  • Customer Service, 21%
  • Management System, 9%
  • Cancellations, 9%
  • Insurance Coverage, 7%
  • Client Service, 7%
  • Account Management, 6%
Common licensed agent skills
  • HIPAA, 31%
  • Customer Service, 11%
  • Inbound Calls, 9%
  • Casualty Insurance, 6%
  • Life Insurance Products, 6%
  • Financial Services, 5%