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Commercial lines account manager vs life insurance agent

The differences between commercial lines account managers and life insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a life insurance agent has an average salary of $62,552, which is higher than the $57,372 average annual salary of a commercial lines account manager.

The top three skills for a commercial lines account manager include customer service, management system and cancellations. The most important skills for a life insurance agent are health insurance, life insurance license, and life insurance sales.

Commercial lines account manager vs life insurance agent overview

Commercial Lines Account ManagerLife Insurance Agent
Yearly salary$57,372$62,552
Hourly rate$27.58$30.07
Growth rate6%6%
Number of jobs84,35468,781
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 53%
Average age4646
Years of experience--

What does a commercial lines account manager do?

A commercial lines account manager is an individual who provides quality service to clients as well as act as the daily liaison between insurance company, agent, and their clients. Commercial lines account managers are required to address various coverage issues and handle inside service work that is associated with the client's account. They must assist their clients in making appropriate coverage changes and educate them about coverage, exclusions, and exposures. Commercial lines account managers must also set up finance contracts with PFS and help negotiate rates if applicable.

What does a life insurance agent do?

A life insurance agent is responsible for offering life insurance services for clients according to their needs and qualifications. Life insurance agents handle insurance claims of the beneficiaries, ensuring the accuracy of documents and account statements for verification. They also discuss possible options and alternatives, as well as considering the clients' long-term financial goals and objectives. A life insurance agent must be well-knowledgeable of the insurance services offered by the company, discussing policies and coverage to suit the clients' best interests.

Commercial lines account manager vs life insurance agent salary

Commercial lines account managers and life insurance agents have different pay scales, as shown below.

Commercial Lines Account ManagerLife Insurance Agent
Average salary$57,372$62,552
Salary rangeBetween $44,000 And $74,000Between $39,000 And $99,000
Highest paying CityBothell, WAAnchorage, AK
Highest paying stateWashingtonAlaska
Best paying companyUBSAIG
Best paying industryStart-upInsurance

Differences between commercial lines account manager and life insurance agent education

There are a few differences between a commercial lines account manager and a life insurance agent in terms of educational background:

Commercial Lines Account ManagerLife Insurance Agent
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial lines account manager vs life insurance agent demographics

Here are the differences between commercial lines account managers' and life insurance agents' demographics:

Commercial Lines Account ManagerLife Insurance Agent
Average age4646
Gender ratioMale, 12.8% Female, 87.2%Male, 53.7% Female, 46.3%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.0% Asian, 4.9% White, 66.0% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between commercial lines account manager and life insurance agent duties and responsibilities

Commercial lines account manager example responsibilities.

  • Collect, post, and manage account payments using QuickBooks financial software system.
  • Identify leads and convert opportunities in new markets for strategic business cloud base services.
  • Manage customer database in Salesforce.com.
  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Assist with multi-line phone system.
  • Create annual budgets and cam reconciliations.
  • Show more

Life insurance agent example responsibilities.

  • Used consultative upselling techniques to provide leads
  • License in state of VA to sell life insurance, annuities, disability income, Medicare supplements, and LTC.
  • Use of a variety of tools to help employers compile the best possible life insurance or annuity packages to retain employees.
  • Market life insurance and annuity products
  • Maintain knowledge of states insurance laws and HIPPA compliance.
  • Examine doors, windows and gates to ensure that they are secure.
  • Show more

Commercial lines account manager vs life insurance agent skills

Common commercial lines account manager skills
  • Customer Service, 21%
  • Management System, 9%
  • Cancellations, 9%
  • Insurance Coverage, 7%
  • Client Service, 7%
  • Account Management, 6%
Common life insurance agent skills
  • Health Insurance, 24%
  • Life Insurance License, 16%
  • Life Insurance Sales, 14%
  • Work Ethic, 10%
  • Lead Generation, 8%
  • Develop Leads, 5%