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Finance & sales representative vs bank representative

The differences between finance & sales representatives and bank representatives can be seen in a few details. Each job has different responsibilities and duties. Additionally, a finance & sales representative has an average salary of $86,114, which is higher than the $34,417 average annual salary of a bank representative.

The top three skills for a finance & sales representative include financial products, work ethic and customer service. The most important skills for a bank representative are bank products, customer service, and bank policies.

Finance & sales representative vs bank representative overview

Finance & Sales RepresentativeBank Representative
Yearly salary$86,114$34,417
Hourly rate$41.40$16.55
Growth rate10%-12%
Number of jobs175,031105,192
Job satisfaction--
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 53%
Average age4339
Years of experience4-

What does a finance & sales representative do?

A finance and sales representative is responsible for selling financial services and instruments to clients according to their needs and requirements. Finance and sales representatives identify the clients' long-term financial goals and objectives to provide accurate investment options and plans by considering their risk tolerance and credit performance. They also follow the movement of the stock market and inform the clients of any changes that may affect their portfolio and financial stability. A finance and sales representative must have excellent analytical and communication skills, especially in handling client accounts and developing financial strategies for their best interests.

What does a bank representative do?

A bank representative works to assist clients, aiming to provide optimal banking services and build positive client relationships. Their duties include greeting and identifying the clients' needs, answering inquiries, giving clear instructions, and discussing banking terms. They also process client requests such as withdrawals, deposits, payments, and even handling applications. Moreover, a bank representative may also conduct market research and analyses, generate leads, and reach out to potential clients through calls and correspondence to offer products and services.

Finance & sales representative vs bank representative salary

Finance & sales representatives and bank representatives have different pay scales, as shown below.

Finance & Sales RepresentativeBank Representative
Average salary$86,114$34,417
Salary rangeBetween $62,000 And $119,000Between $28,000 And $41,000
Highest paying City-Albany, NY
Highest paying state-New York
Best paying company-Advancial Federal Credit Union
Best paying industry-Finance

Differences between finance & sales representative and bank representative education

There are a few differences between a finance & sales representative and a bank representative in terms of educational background:

Finance & Sales RepresentativeBank Representative
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Finance & sales representative vs bank representative demographics

Here are the differences between finance & sales representatives' and bank representatives' demographics:

Finance & Sales RepresentativeBank Representative
Average age4339
Gender ratioMale, 57.3% Female, 42.7%Male, 34.1% Female, 65.9%
Race ratioBlack or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 9.9% White, 68.1% American Indian and Alaska Native, 0.2%Black or African American, 9.2% Unknown, 3.4% Hispanic or Latino, 22.4% Asian, 7.3% White, 57.1% American Indian and Alaska Native, 0.6%
LGBT Percentage6%7%

Differences between finance & sales representative and bank representative duties and responsibilities

Finance & sales representative example responsibilities.

  • Manage customer portfolios, service relationships, and used profiling analysis tools to identify cross-selling opportunities.
  • Perform advance math functions with capability to analyze credit and financial information.
  • Used profiling analysis tools to identify cross-sell opportunities and ultimately increase the product-per-customer ratio.
  • Perform monthly client-profitability analysis using branch profit and loss metrics in order to maximize current client profitability and cross-sell opportunities.
  • Provide notary services of documents for customers and partners.
  • Take lending applications, open new accounts, notary services.
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Bank representative example responsibilities.

  • Used CRM software for KYC purposes, managing and analyzing customer data throughout life cycle.
  • Open new accounts for existing and/or new clients, including money market savings, CDs, and IRA accounts.
  • Complete maintenance request including address changes, check orders, stop payments, warnings, account closings and ATM card captures.
  • Originate and sign internal debit and credit documents.
  • Complete customer account paperwork for loans, fraudulent activity, unauthorize activity and weekly ATM balancing reports.
  • Advise patients of insurance/hospital information, prepare admission forms and enter patient data into the patient data accounting system.
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Finance & sales representative vs bank representative skills

Common finance & sales representative skills
  • Financial Products, 11%
  • Work Ethic, 8%
  • Customer Service, 8%
  • Loan Applications, 7%
  • Product Knowledge, 6%
  • FSR, 6%
Common bank representative skills
  • Bank Products, 12%
  • Customer Service, 11%
  • Bank Policies, 9%
  • Cross-Sell, 6%
  • Excellent Interpersonal, 5%
  • Cash Handling, 5%