Health insurance agent vs insurance producer

The differences between health insurance agents and insurance producers can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance producer has an average salary of $65,112, which is higher than the $49,934 average annual salary of a health insurance agent.

The top three skills for a health insurance agent include HIPAA, health insurance and customer service. The most important skills for an insurance producer are casualty insurance, customer service, and develop leads.

Health insurance agent vs insurance producer overview

	Health Insurance Agent	Insurance Producer
Yearly salary	$49,934	$65,112
Hourly rate	$24.01	$31.30
Growth rate	6%	6%
Number of jobs	112,235	44,922
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 50%	Bachelor's Degree, 53%
Average age	46	46
Years of experience	-	-

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

What does an insurance producer do?

An insurance producer is responsible for selling and buying financial services and products for an insurance company. They negotiate issues regarding health, life insurance, and other properties. Also, an insurance producer maintains a good relationship between clients and prospective clients by offering the best insurance service and ensuring that all the policies and guidelines are fully followed.

Health insurance agent vs insurance producer salary

Health insurance agents and insurance producers have different pay scales, as shown below.

	Health Insurance Agent	Insurance Producer
Average salary	$49,934	$65,112
Salary range	Between $34,000 And $72,000	Between $45,000 And $93,000
Highest paying City	Tacoma, WA	Madison, WI
Highest paying state	Alaska	Wisconsin
Best paying company	DialAmerica	Dahl Consulting
Best paying industry	Finance	Real Estate

Differences between health insurance agent and insurance producer education

There are a few differences between a health insurance agent and an insurance producer in terms of educational background:

	Health Insurance Agent	Insurance Producer
Most common degree	Bachelor's Degree, 50%	Bachelor's Degree, 53%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Health insurance agent vs insurance producer demographics

Here are the differences between health insurance agents' and insurance producers' demographics:

	Health Insurance Agent	Insurance Producer
Average age	46	46
Gender ratio	Male, 43.5% Female, 56.5%	Male, 51.9% Female, 48.1%
Race ratio	Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%	Black or African American, 9.5% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.8% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between health insurance agent and insurance producer duties and responsibilities

Health insurance agent example responsibilities.

Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
Explain healthcare benefits cover by major insurance carriers under the ACA.
Post CPT codes and ICD-9 codes for every patient at check-out.
Verify clients' eligibility and check clients' status within CMS and UHC system.
Initiate appeals process on behalf of members, and assist with online web portal services.

Insurance producer example responsibilities.

Used consultative upselling techniques to provide leads
Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
Deliver on the GEICO promise to customers by solving problems and giving competent insurance advice in a courteous and proficient manner.

Health insurance agent vs insurance producer skills

Common health insurance agent skills

HIPAA, 57%
Health Insurance, 11%
Customer Service, 8%
Health Insurance Products, 3%
Health Insurance Sales, 2%
Inbound Calls, 2%

Common insurance producer skills

Casualty Insurance, 7%
Customer Service, 7%
Develop Leads, 6%
Health Insurance, 6%
Financial Services, 5%
Phone Calls, 5%

Health Insurance Agent vs. similar jobs

Health Insurance Agent related careers

Health Insurance Agent related jobs

What similar roles do

Zippia Careers
Sales Industry
Health Insurance Agent
Health Insurance Agent vs Insurance Producer

Updated January 8, 2025

Browse sales jobs