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Insurance adviser vs finance advisor

The differences between insurance advisers and finance advisors can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance adviser has an average salary of $66,816, which is higher than the $64,993 average annual salary of a finance advisor.

The top three skills for an insurance adviser include insurance sales, insurance options and annuities. The most important skills for a finance advisor are team support, wealth management, and securities.

Insurance adviser vs finance advisor overview

Insurance AdviserFinance Advisor
Yearly salary$66,816$64,993
Hourly rate$32.12$31.25
Growth rate6%15%
Number of jobs47,713106,311
Job satisfaction--
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 74%
Average age4645
Years of experience-4

What does an insurance adviser do?

Insurance advisers are professionals who represent an insurance company to sell insurance products to clients and earn commission on each policy that they sell. These advisers are required to align the company's insurance policies to the financial needs of each individual so that they can sell the maximum number of policies. They must oversee whether correct information is provided by their clients while explaining to them the relevance of the different parts of the proposal form. Insurance advisers must also help their clients get their claim settlements by showing them the correct process and completing the required documents.

What does a finance advisor do?

A Financial Advisor specializes in sharing their expertise with an individual or company on how to handle and boost finances. The responsibilities of a Financial Advisor include creating and proposing a strategy to attain financial gains through profits and investments, educating the client about new methods and opportunities, monitor and evaluate progress, and as well as plan policies according to the clients' life changes. Furthermore, it is also the duty of the Financial Advisor to research new investments that would be of great help to the client's assets.

Insurance adviser vs finance advisor salary

Insurance advisers and finance advisors have different pay scales, as shown below.

Insurance AdviserFinance Advisor
Average salary$66,816$64,993
Salary rangeBetween $43,000 And $103,000Between $34,000 And $121,000
Highest paying CityMadison, WINew York, NY
Highest paying stateWisconsinNew York
Best paying companySalesforceEnbridge
Best paying industry-Finance

Differences between insurance adviser and finance advisor education

There are a few differences between an insurance adviser and a finance advisor in terms of educational background:

Insurance AdviserFinance Advisor
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 74%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Minnesota - Twin Cities

Insurance adviser vs finance advisor demographics

Here are the differences between insurance advisers' and finance advisors' demographics:

Insurance AdviserFinance Advisor
Average age4645
Gender ratioMale, 54.6% Female, 45.4%Male, 72.3% Female, 27.7%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.5% Asian, 8.3% White, 72.1% American Indian and Alaska Native, 0.1%
LGBT Percentage7%5%

Differences between insurance adviser and finance advisor duties and responsibilities

Insurance adviser example responsibilities.

  • Manage civil litigation matters such as general and complex litigation.
  • Present appropriate annuities for clients to purchase that meet their specific needs, time frame, and risk tolerance
  • Direct the sale of life insurance policies, medical disability programs and annuities to military personnel and civilian members.
  • General resource to partnership on property and casualty matters, insurance policy contract review allowing partners to successfully negotiate litigation matters.
  • Revive AFLAC accounts previously close due to non-pay or dissatisfy customers.
  • Generate new business for Aflac by contacting potential customers and marketing one or more types of insurance.
  • Show more

Finance advisor example responsibilities.

  • Manage all budget and forecast submissions into Hyperion.
  • Manage $3MM private investment portfolio consisting of mid-cap/large-cap equities.
  • Structure and manage investment portfolios using a range of financial instruments, including equity securities and fix income instruments.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Research eligibility and status of all Medicare and Medicaid patients.
  • Perform portfolio analysis using MorningStar workstation and complete cost basis research project.
  • Show more

Insurance adviser vs finance advisor skills

Common insurance adviser skills
  • Insurance Sales, 54%
  • Insurance Options, 6%
  • Annuities, 6%
  • Insurance Solutions, 6%
  • Insurance Coverage, 3%
  • Administrative Tasks, 3%
Common finance advisor skills
  • Team Support, 7%
  • Wealth Management, 7%
  • Securities, 6%
  • Strong Computer, 6%
  • Financial Services, 6%
  • Client Facing, 5%