Insurance adviser vs health insurance agent

The differences between insurance advisers and health insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance adviser has an average salary of $66,816, which is higher than the $49,934 average annual salary of a health insurance agent.

The top three skills for an insurance adviser include insurance sales, insurance options and annuities. The most important skills for a health insurance agent are HIPAA, health insurance, and customer service.

Insurance adviser vs health insurance agent overview

	Insurance Adviser	Health Insurance Agent
Yearly salary	$66,816	$49,934
Hourly rate	$32.12	$24.01
Growth rate	6%	6%
Number of jobs	47,713	112,235
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 50%
Average age	46	46
Years of experience	-	-

What does an insurance adviser do?

Insurance advisers are professionals who represent an insurance company to sell insurance products to clients and earn commission on each policy that they sell. These advisers are required to align the company's insurance policies to the financial needs of each individual so that they can sell the maximum number of policies. They must oversee whether correct information is provided by their clients while explaining to them the relevance of the different parts of the proposal form. Insurance advisers must also help their clients get their claim settlements by showing them the correct process and completing the required documents.

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

Insurance adviser vs health insurance agent salary

Insurance advisers and health insurance agents have different pay scales, as shown below.

	Insurance Adviser	Health Insurance Agent
Average salary	$66,816	$49,934
Salary range	Between $43,000 And $103,000	Between $34,000 And $72,000
Highest paying City	Madison, WI	Tacoma, WA
Highest paying state	Wisconsin	Alaska
Best paying company	Salesforce	DialAmerica
Best paying industry	-	Finance

Differences between insurance adviser and health insurance agent education

There are a few differences between an insurance adviser and a health insurance agent in terms of educational background:

	Insurance Adviser	Health Insurance Agent
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 50%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Insurance adviser vs health insurance agent demographics

Here are the differences between insurance advisers' and health insurance agents' demographics:

	Insurance Adviser	Health Insurance Agent
Average age	46	46
Gender ratio	Male, 54.6% Female, 45.4%	Male, 43.5% Female, 56.5%
Race ratio	Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%	Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between insurance adviser and health insurance agent duties and responsibilities

Insurance adviser example responsibilities.

Manage civil litigation matters such as general and complex litigation.
Present appropriate annuities for clients to purchase that meet their specific needs, time frame, and risk tolerance
Direct the sale of life insurance policies, medical disability programs and annuities to military personnel and civilian members.
General resource to partnership on property and casualty matters, insurance policy contract review allowing partners to successfully negotiate litigation matters.
Revive AFLAC accounts previously close due to non-pay or dissatisfy customers.
Generate new business for Aflac by contacting potential customers and marketing one or more types of insurance.

Health insurance agent example responsibilities.

Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
Explain healthcare benefits cover by major insurance carriers under the ACA.
Post CPT codes and ICD-9 codes for every patient at check-out.
Verify clients' eligibility and check clients' status within CMS and UHC system.
Initiate appeals process on behalf of members, and assist with online web portal services.

Insurance adviser vs health insurance agent skills

Common insurance adviser skills

Insurance Sales, 54%
Insurance Options, 6%
Annuities, 6%
Insurance Solutions, 6%
Insurance Coverage, 3%
Administrative Tasks, 3%

Common health insurance agent skills

HIPAA, 57%
Health Insurance, 11%
Customer Service, 8%
Health Insurance Products, 3%
Health Insurance Sales, 2%
Inbound Calls, 2%

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Zippia Careers
Sales Industry
Insurance Adviser
Insurance Adviser vs Health Insurance Agent

Updated January 8, 2025

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