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Insurance broker vs agency manager

The differences between insurance brokers and agency managers can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance broker has an average salary of $94,006, which is higher than the $55,080 average annual salary of an agency manager.

The top three skills for an insurance broker include customer service, life insurance products and lead generation. The most important skills for an agency manager are insurance products, training programs, and lead generation.

Insurance broker vs agency manager overview

Insurance BrokerAgency Manager
Yearly salary$94,006$55,080
Hourly rate$45.20$26.48
Growth rate6%6%
Number of jobs38,40391,702
Job satisfaction--
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 65%
Average age4647
Years of experience--

What does an insurance broker do?

Insurance brokers are responsible for assisting clients to determine their liability risks and in selecting the appropriate policies for their family, home, business, or automobile to ensure their protection. They direct clients in creating a sound decision and supply them with a variety of quotes that best suit their needs. Their duties include demonstrating the benefits, terms, conditions, and suspension for a number of participating insurance policies. Also, they may negotiate lesser rates for their clients and continue in guiding these clients in technical issues like filing a claim or changing their insurance coverage.

What does an agency manager do?

An agency manager works alongside a recruitment team to find new applicants for a company's vacancies. Agency managers typically work in companies that have both a high number of employees and a regular recruitment schedule. Creative industries, especially in film and TV productions, commonly have agency managers. An agency manager works as part of a human resource team to bring in talent that will be beneficial to a company. A keen understanding of human behavior and strong communication skills are both necessary for this position. A psychology degree could also be beneficial.

Insurance broker vs agency manager salary

Insurance brokers and agency managers have different pay scales, as shown below.

Insurance BrokerAgency Manager
Average salary$94,006$55,080
Salary rangeBetween $62,000 And $141,000Between $28,000 And $106,000
Highest paying CityBirmingham, ALNew York, NY
Highest paying stateWashingtonNew York
Best paying companyLiberty Mutual InsuranceCadence Design Systems
Best paying industryInsurance-

Differences between insurance broker and agency manager education

There are a few differences between an insurance broker and an agency manager in terms of educational background:

Insurance BrokerAgency Manager
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance broker vs agency manager demographics

Here are the differences between insurance brokers' and agency managers' demographics:

Insurance BrokerAgency Manager
Average age4647
Gender ratioMale, 62.5% Female, 37.5%Male, 59.0% Female, 41.0%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.9% Asian, 4.9% White, 66.2% American Indian and Alaska Native, 0.1%Black or African American, 7.6% Unknown, 4.7% Hispanic or Latino, 12.8% Asian, 9.0% White, 65.2% American Indian and Alaska Native, 0.7%
LGBT Percentage7%10%

Differences between insurance broker and agency manager duties and responsibilities

Insurance broker example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Work as an independent financial planner selling life insurance and annuities to individuals and families
  • Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
  • Deliver on the GEICO promise to customers by solving problems and giving competent insurance advice in a courteous and proficient manner.

Agency manager example responsibilities.

  • Manage agency expenses, including conducting payroll and equipment/material purchases.
  • Confer with clients in order to provide marketing and technical advice to increase recognition, branding and ROI.
  • Specialize in life, health, and annuities.
  • Post billing and run various reports and invoices for active agencies.
  • Incorporate, license, organize, and run a commercial collection agency.
  • Handle hiring, training, recruiting and development of all brokerage agents production.
  • Show more

Insurance broker vs agency manager skills

Common insurance broker skills
  • Customer Service, 11%
  • Life Insurance Products, 8%
  • Lead Generation, 8%
  • Financial Resources, 8%
  • Annuities, 8%
  • Insurance Carriers, 6%
Common agency manager skills
  • Insurance Products, 29%
  • Training Programs, 23%
  • Lead Generation, 14%
  • Customer Satisfaction, 6%
  • Performance Reviews, 4%
  • Field Training, 3%