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Commercial lines account manager vs health insurance agent

The differences between commercial lines account managers and health insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial lines account manager has an average salary of $57,372, which is higher than the $49,934 average annual salary of a health insurance agent.

The top three skills for a commercial lines account manager include customer service, management system and cancellations. The most important skills for a health insurance agent are HIPAA, health insurance, and customer service.

Commercial lines account manager vs health insurance agent overview

Commercial Lines Account ManagerHealth Insurance Agent
Yearly salary$57,372$49,934
Hourly rate$27.58$24.01
Growth rate6%6%
Number of jobs84,354112,235
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 50%
Average age4646
Years of experience--

What does a commercial lines account manager do?

A commercial lines account manager is an individual who provides quality service to clients as well as act as the daily liaison between insurance company, agent, and their clients. Commercial lines account managers are required to address various coverage issues and handle inside service work that is associated with the client's account. They must assist their clients in making appropriate coverage changes and educate them about coverage, exclusions, and exposures. Commercial lines account managers must also set up finance contracts with PFS and help negotiate rates if applicable.

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

Commercial lines account manager vs health insurance agent salary

Commercial lines account managers and health insurance agents have different pay scales, as shown below.

Commercial Lines Account ManagerHealth Insurance Agent
Average salary$57,372$49,934
Salary rangeBetween $44,000 And $74,000Between $34,000 And $72,000
Highest paying CityBothell, WATacoma, WA
Highest paying stateWashingtonAlaska
Best paying companyUBSDialAmerica
Best paying industryStart-upFinance

Differences between commercial lines account manager and health insurance agent education

There are a few differences between a commercial lines account manager and a health insurance agent in terms of educational background:

Commercial Lines Account ManagerHealth Insurance Agent
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial lines account manager vs health insurance agent demographics

Here are the differences between commercial lines account managers' and health insurance agents' demographics:

Commercial Lines Account ManagerHealth Insurance Agent
Average age4646
Gender ratioMale, 12.8% Female, 87.2%Male, 43.5% Female, 56.5%
Race ratioBlack or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.4% American Indian and Alaska Native, 0.1%Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.8% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between commercial lines account manager and health insurance agent duties and responsibilities

Commercial lines account manager example responsibilities.

  • Collect, post, and manage account payments using QuickBooks financial software system.
  • Identify leads and convert opportunities in new markets for strategic business cloud base services.
  • Manage customer database in Salesforce.com.
  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Assist with multi-line phone system.
  • Create annual budgets and cam reconciliations.
  • Show more

Health insurance agent example responsibilities.

  • Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
  • Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
  • Explain healthcare benefits cover by major insurance carriers under the ACA.
  • Post CPT codes and ICD-9 codes for every patient at check-out.
  • Verify clients' eligibility and check clients' status within CMS and UHC system.
  • Initiate appeals process on behalf of members, and assist with online web portal services.
  • Show more

Commercial lines account manager vs health insurance agent skills

Common commercial lines account manager skills
  • Customer Service, 21%
  • Management System, 9%
  • Cancellations, 9%
  • Insurance Coverage, 7%
  • Client Service, 7%
  • Account Management, 6%
Common health insurance agent skills
  • HIPAA, 57%
  • Health Insurance, 11%
  • Customer Service, 8%
  • Health Insurance Products, 3%
  • Health Insurance Sales, 2%
  • Inbound Calls, 2%