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Finance & sales representative vs insurance sales representative

The differences between finance & sales representatives and insurance sales representatives can be seen in a few details. Each job has different responsibilities and duties. Additionally, a finance & sales representative has an average salary of $86,114, which is higher than the $61,386 average annual salary of an insurance sales representative.

The top three skills for a finance & sales representative include financial products, work ethic and customer service. The most important skills for an insurance sales representative are customer service, excellent time management, and work ethic.

Finance & sales representative vs insurance sales representative overview

Finance & Sales RepresentativeInsurance Sales Representative
Yearly salary$86,114$61,386
Hourly rate$41.40$29.51
Growth rate10%6%
Number of jobs175,031201,879
Job satisfaction--
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 59%
Average age4346
Years of experience4-

What does a finance & sales representative do?

A finance and sales representative is responsible for selling financial services and instruments to clients according to their needs and requirements. Finance and sales representatives identify the clients' long-term financial goals and objectives to provide accurate investment options and plans by considering their risk tolerance and credit performance. They also follow the movement of the stock market and inform the clients of any changes that may affect their portfolio and financial stability. A finance and sales representative must have excellent analytical and communication skills, especially in handling client accounts and developing financial strategies for their best interests.

What does an insurance sales representative do?

An insurance sales representative is primarily responsible for securing insurance sales by reaching out to clients through calls, correspondence, and even appointments. They are also responsible for gathering client information, discussing and recommending suitable terms, and even providing advice to meet their needs, all while building rapport to ensure customer satisfaction. There are also instances where they have to adjust existing terms, assist in filling out applications, and produce progress reports. Furthermore, it is essential to devise strategies to find new sales opportunities, as most insurance sales representatives must reach a particular sales target.

Finance & sales representative vs insurance sales representative salary

Finance & sales representatives and insurance sales representatives have different pay scales, as shown below.

Finance & Sales RepresentativeInsurance Sales Representative
Average salary$86,114$61,386
Salary rangeBetween $62,000 And $119,000Between $38,000 And $97,000
Highest paying City-Washington, DC
Highest paying state-New York
Best paying company-FFL Partners
Best paying industry-Finance

Differences between finance & sales representative and insurance sales representative education

There are a few differences between a finance & sales representative and an insurance sales representative in terms of educational background:

Finance & Sales RepresentativeInsurance Sales Representative
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Finance & sales representative vs insurance sales representative demographics

Here are the differences between finance & sales representatives' and insurance sales representatives' demographics:

Finance & Sales RepresentativeInsurance Sales Representative
Average age4346
Gender ratioMale, 57.3% Female, 42.7%Male, 53.9% Female, 46.1%
Race ratioBlack or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 9.9% White, 68.1% American Indian and Alaska Native, 0.2%Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.2% Asian, 4.9% White, 65.8% American Indian and Alaska Native, 0.1%
LGBT Percentage6%7%

Differences between finance & sales representative and insurance sales representative duties and responsibilities

Finance & sales representative example responsibilities.

  • Manage customer portfolios, service relationships, and used profiling analysis tools to identify cross-selling opportunities.
  • Perform advance math functions with capability to analyze credit and financial information.
  • Used profiling analysis tools to identify cross-sell opportunities and ultimately increase the product-per-customer ratio.
  • Perform monthly client-profitability analysis using branch profit and loss metrics in order to maximize current client profitability and cross-sell opportunities.
  • Provide notary services of documents for customers and partners.
  • Take lending applications, open new accounts, notary services.
  • Show more

Insurance sales representative example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Translate and assign diagnosis and medical procedures into CPT, ICD-9 and ICD-10 codes.
  • Lead rep for major payer.
  • Monitor the performance of each account rep.
  • Educate physicians and clinic staff on current ICD 9 and CPT coding regulations.
  • Comply with company policy, procedures, and pertinent laws and regulation such a HIPAA.
  • Show more

Finance & sales representative vs insurance sales representative skills

Common finance & sales representative skills
  • Financial Products, 11%
  • Work Ethic, 8%
  • Customer Service, 8%
  • Loan Applications, 7%
  • Product Knowledge, 6%
  • FSR, 6%
Common insurance sales representative skills
  • Customer Service, 17%
  • Excellent Time Management, 16%
  • Work Ethic, 12%
  • Strong Customer Service, 11%
  • Strong Work Ethic, 11%
  • Lead Generation, 4%