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Finance & sales representative vs new accounts representative

The differences between finance & sales representatives and new accounts representatives can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a finance & sales representative, becoming a new accounts representative takes usually requires 6-12 months. Additionally, a finance & sales representative has an average salary of $86,114, which is higher than the $36,918 average annual salary of a new accounts representative.

The top three skills for a finance & sales representative include financial products, work ethic and customer service. The most important skills for a new accounts representative are customer service, bank products, and cross-sell.

Finance & sales representative vs new accounts representative overview

Finance & Sales RepresentativeNew Accounts Representative
Yearly salary$86,114$36,918
Hourly rate$41.40$17.75
Growth rate10%-3%
Number of jobs175,031133,070
Job satisfaction--
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 51%
Average age4341
Years of experience412

What does a finance & sales representative do?

A finance and sales representative is responsible for selling financial services and instruments to clients according to their needs and requirements. Finance and sales representatives identify the clients' long-term financial goals and objectives to provide accurate investment options and plans by considering their risk tolerance and credit performance. They also follow the movement of the stock market and inform the clients of any changes that may affect their portfolio and financial stability. A finance and sales representative must have excellent analytical and communication skills, especially in handling client accounts and developing financial strategies for their best interests.

What does a new accounts representative do?

New accounts representatives are banking professionals who are responsible for the explanation of the available accounts. The accounts representatives explain different options for new accounts and interconnected services. They discuss any requirements, fees, or limits related to an account. It is their job to describe new account services to clients and assist them in the paperwork. They perform wire or electronic transfers for the funds coming from the other accounts. Also, they direct their clients to banking specialists for additional services.

Finance & sales representative vs new accounts representative salary

Finance & sales representatives and new accounts representatives have different pay scales, as shown below.

Finance & Sales RepresentativeNew Accounts Representative
Average salary$86,114$36,918
Salary rangeBetween $62,000 And $119,000Between $28,000 And $47,000
Highest paying City-San Mateo, CA
Highest paying state-Hawaii
Best paying company-DATCU
Best paying industry-Finance

Differences between finance & sales representative and new accounts representative education

There are a few differences between a finance & sales representative and a new accounts representative in terms of educational background:

Finance & Sales RepresentativeNew Accounts Representative
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Finance & sales representative vs new accounts representative demographics

Here are the differences between finance & sales representatives' and new accounts representatives' demographics:

Finance & Sales RepresentativeNew Accounts Representative
Average age4341
Gender ratioMale, 57.3% Female, 42.7%Male, 26.6% Female, 73.4%
Race ratioBlack or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 9.9% White, 68.1% American Indian and Alaska Native, 0.2%Black or African American, 9.5% Unknown, 2.9% Hispanic or Latino, 22.0% Asian, 9.1% White, 55.7% American Indian and Alaska Native, 0.8%
LGBT Percentage6%11%

Differences between finance & sales representative and new accounts representative duties and responsibilities

Finance & sales representative example responsibilities.

  • Manage customer portfolios, service relationships, and used profiling analysis tools to identify cross-selling opportunities.
  • Perform advance math functions with capability to analyze credit and financial information.
  • Used profiling analysis tools to identify cross-sell opportunities and ultimately increase the product-per-customer ratio.
  • Perform monthly client-profitability analysis using branch profit and loss metrics in order to maximize current client profitability and cross-sell opportunities.
  • Provide notary services of documents for customers and partners.
  • Take lending applications, open new accounts, notary services.
  • Show more

New accounts representative example responsibilities.

  • Gain excellent customer service skills and achieve award for completing voluntary MSR exams.1
  • Report tax information to the IRS.
  • Complete require BSA & OFAC training annually.
  • Identify potential high risks clients and investigate OFAC status.
  • Ensure adherence to IIROC, QI, AML, regulations and to mitigate legal and reputational risk.
  • Answer incoming calls on first ring; assist customers, complete customer request forms in AS400 system.
  • Show more

Finance & sales representative vs new accounts representative skills

Common finance & sales representative skills
  • Financial Products, 11%
  • Work Ethic, 8%
  • Customer Service, 8%
  • Loan Applications, 7%
  • Product Knowledge, 6%
  • FSR, 6%
Common new accounts representative skills
  • Customer Service, 15%
  • Bank Products, 8%
  • Cross-Sell, 6%
  • Financial Services, 6%
  • Credit Card, 5%
  • Loan Payments, 5%