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Licensed insurance producer vs field agent

The differences between licensed insurance producers and field agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a licensed insurance producer has an average salary of $66,026, which is higher than the $37,324 average annual salary of a field agent.

The top three skills for a licensed insurance producer include work ethic, lead generation and annuities. The most important skills for a field agent are GPS, long-term care, and health insurance.

Licensed insurance producer vs field agent overview

Licensed Insurance ProducerField Agent
Yearly salary$66,026$37,324
Hourly rate$31.74$17.94
Growth rate6%6%
Number of jobs54,87296,067
Job satisfaction--
Most common degreeBachelor's Degree, 57%Bachelor's Degree, 52%
Average age4646
Years of experience--

What does a licensed insurance producer do?

An Insurance producer, also called an insurance agent that promotes and sells insurance benefits and packages to clients. This includes life insurance, property, and health insurance that is offered by not only one company. They are responsible for promoting customer service and creates a good relationship between the company and the insurer. They also serve as a point of a contract if there are insurers that need someone who can assist them with what particular package they can get.

What does a field agent do?

Field agents are the ones who work and do their job not inside the four corners of the office; instead, they do the assigned task outside. They often are expected to have good communication skills so that they can get a response from the most unwilling person in the area. Besides, they must also possess good character traits and professionalism to effectively address higher-up's concerns. As the man on the field, they provide customer support more effectively.

Licensed insurance producer vs field agent salary

Licensed insurance producers and field agents have different pay scales, as shown below.

Licensed Insurance ProducerField Agent
Average salary$66,026$37,324
Salary rangeBetween $44,000 And $97,000Between $27,000 And $51,000
Highest paying CityWashington, DCBoston, MA
Highest paying stateWashingtonAlaska
Best paying companyBerkshire HathawaySmith Seckman Reid
Best paying industryFinanceFinance

Differences between licensed insurance producer and field agent education

There are a few differences between a licensed insurance producer and a field agent in terms of educational background:

Licensed Insurance ProducerField Agent
Most common degreeBachelor's Degree, 57%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Licensed insurance producer vs field agent demographics

Here are the differences between licensed insurance producers' and field agents' demographics:

Licensed Insurance ProducerField Agent
Average age4646
Gender ratioMale, 39.2% Female, 60.8%Male, 66.0% Female, 34.0%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.7% Asian, 4.8% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between licensed insurance producer and field agent duties and responsibilities

Licensed insurance producer example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Present AFLAC benefits packages to various company owners and employees.
  • Educate customers on products such as property-casualty, life, accident-health, and annuities.
  • Contact businesses to attempt to establish an AFLAC account as part of their benefits package.
  • Provide information on life and health insurance, medicare supplements, annuities , 401K rollovers and IRA's.
  • Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
  • Show more

Field agent example responsibilities.

  • Sell life insurance, long term care insurance and retirement annuities to assign members.
  • Assist senior base clients with understanding and purchasing Medicare supplements, annuities, health and life insurance products.
  • Operate remote telecommunications using applications and secure computer communications to troubleshoot and resolve issues on customer Samsung devices.
  • Help maintain Primerica as the number one source for insurance needs by directly switching accounts over to the company.

Licensed insurance producer vs field agent skills

Common licensed insurance producer skills
  • Work Ethic, 51%
  • Lead Generation, 13%
  • Annuities, 8%
  • Customer Service, 6%
  • Insurance Sales, 6%
  • Auto Insurance, 3%
Common field agent skills
  • GPS, 28%
  • Long-Term Care, 17%
  • Health Insurance, 10%
  • Annuities, 9%
  • Subpoenas, 6%
  • Life Insurance Products, 6%