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Licensed insurance producer vs insurance verification specialist

The differences between licensed insurance producers and insurance verification specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, a licensed insurance producer has an average salary of $66,026, which is higher than the $33,043 average annual salary of an insurance verification specialist.

The top three skills for a licensed insurance producer include work ethic, lead generation and annuities. The most important skills for an insurance verification specialist are patients, insurance verification, and customer service.

Licensed insurance producer vs insurance verification specialist overview

Licensed Insurance ProducerInsurance Verification Specialist
Yearly salary$66,026$33,043
Hourly rate$31.74$15.89
Growth rate6%6%
Number of jobs54,87271,688
Job satisfaction--
Most common degreeBachelor's Degree, 57%Associate Degree, 27%
Average age4646
Years of experience--

What does a licensed insurance producer do?

An Insurance producer, also called an insurance agent that promotes and sells insurance benefits and packages to clients. This includes life insurance, property, and health insurance that is offered by not only one company. They are responsible for promoting customer service and creates a good relationship between the company and the insurer. They also serve as a point of a contract if there are insurers that need someone who can assist them with what particular package they can get.

What does an insurance verification specialist do?

An insurance verification specialist is responsible for confirming a patient's insurance details and eligibility to receive medical care services. Insurance verification specialists review the insurance documents of the patients, including its coverage and limitations, and escalate concerns to the supervisor for immediate resolution. They process paperwork accordingly upon coordinating with the patients and attending health professionals. An insurance verification specialist must have excellent communication and organizational skills, finishing administrative tasks efficiently under minimal supervision.

Licensed insurance producer vs insurance verification specialist salary

Licensed insurance producers and insurance verification specialists have different pay scales, as shown below.

Licensed Insurance ProducerInsurance Verification Specialist
Average salary$66,026$33,043
Salary rangeBetween $44,000 And $97,000Between $28,000 And $37,000
Highest paying CityWashington, DCMadison, WI
Highest paying stateWashingtonNew Hampshire
Best paying companyBerkshire HathawaySt. Luke's Cataract & Laser Institute
Best paying industryFinancePharmaceutical

Differences between licensed insurance producer and insurance verification specialist education

There are a few differences between a licensed insurance producer and an insurance verification specialist in terms of educational background:

Licensed Insurance ProducerInsurance Verification Specialist
Most common degreeBachelor's Degree, 57%Associate Degree, 27%
Most common majorBusinessHealth Care Administration
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Licensed insurance producer vs insurance verification specialist demographics

Here are the differences between licensed insurance producers' and insurance verification specialists' demographics:

Licensed Insurance ProducerInsurance Verification Specialist
Average age4646
Gender ratioMale, 39.2% Female, 60.8%Male, 11.4% Female, 88.6%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 9.3% Unknown, 3.6% Hispanic or Latino, 16.0% Asian, 4.9% White, 66.1% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between licensed insurance producer and insurance verification specialist duties and responsibilities

Licensed insurance producer example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Present AFLAC benefits packages to various company owners and employees.
  • Educate customers on products such as property-casualty, life, accident-health, and annuities.
  • Contact businesses to attempt to establish an AFLAC account as part of their benefits package.
  • Provide information on life and health insurance, medicare supplements, annuities , 401K rollovers and IRA's.
  • Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
  • Show more

Insurance verification specialist example responsibilities.

  • Check CPT and ICD-10 codes with LCD and policies from multiple insurance companies to make sure procedures will be paid.
  • Support the patient privacy/confidentiality policies and regulations under HIPAA for patients and their medical records.
  • Confirm correct charges base on HCPCS codes.
  • Assist callers as well with questions about their benefits, terms and conditions of medical plans, appeals and grievances.
  • Provide medical record support in the absence of EMR: assist clinics and hospitals in obtaining medical records in appropriate format.
  • Document outbound communication from providers and veterans.
  • Show more

Licensed insurance producer vs insurance verification specialist skills

Common licensed insurance producer skills
  • Work Ethic, 51%
  • Lead Generation, 13%
  • Annuities, 8%
  • Customer Service, 6%
  • Insurance Sales, 6%
  • Auto Insurance, 3%
Common insurance verification specialist skills
  • Patients, 25%
  • Insurance Verification, 15%
  • Customer Service, 7%
  • Insurance Eligibility, 5%
  • Data Entry, 4%
  • Medical Terminology, 4%