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Insurance Sales Agent - Bettendorf, IA
The Auto Club Group 4.2
Life insurance agent job in Bettendorf, IA
$2,500 Signing Bonus for new hires
**To qualify for the Sign-On Bonus, applicants must be new to ACG (not applied in the last 180 days.) There is a 1-year payback clause if your employment is terminated prior to completing 12 months of employment. Additional details can be provided by our Recruiting Team at the time of application**
Join America's most trusted brand with over 100 years of service.
Why Choose AAA The Auto Club Group (ACG)
ACG offers excellent and comprehensive benefits packages:
Medical, dental and vision benefits
401k Match up to 6%
Paid parental leave and adoption assistance
Paid Time Off (PTO) - 12 days for the first year, 10 company paid holidays per year, 3-5 CEO days per year, and 2 Floating Holidays per year
Tuition Reimbursement - $5,000 per year
Professional certification reimbursement program and other professional development opportunities
Complimentary AAA Membership
Discounts, perks, and rewards and much more
Paid volunteer day annually
Trusted Insurance Brand
Walk-in traffic in local AAA branches from Travel/Car Care/Life
Lead generation of 14+ million members
Annual Sales Incentive Trip
A DAY IN THE LIFE of an Insurance Sales Agent
The Auto Club Group is seeking a prospective Insurance Sales Agent who is responsible for the sale and service of ACG branded and brokered insurance products, memberships, and financial products within an ACG branch.
Uses sales techniques and product knowledge to identify customer-specific needs to generate new sales, retain existing insureds, and grow ACG's overall insurance book of business.
Effectively overcomes objections to close the sale and/or retain the insured.
Works to meet or exceed targets as defined in the sales incentive plan and goals assigned by leadership.
Conducts insurance review for clients to identify a range of suitable products. Uses provided tools and applicable underwriting guidelines to assess risk, recommend appropriate products and related coverage, quote, bind and issue policies.
Participates in local branch events, to solicit new business, create and expand business networks.
Build rapport critical to establishing customer satisfaction, loyalty, and affinity to the AAA brand.
Responds to customer inquiries and requests relating to insurance, membership, and financial products.
Refer Members to other applicable lines of business (i.e., Travel & Financial Services) as deemed appropriate.
HOW WE REWARD OUR EMPLOYEES
Average annual earnings $57,089-$87,027+
Pay Structure
Base Pay $31,200 + commissions on Property and Casualty, LifeInsurance Referrals, AAA Memberships, and Credit Card sales.
W2, non-exempt, eligible for overtime
Unlimited commission potential
Guaranteed Tier 3 commission payout (first 15 months)
Supplemental Pay
Additional $200/week for months 0-2
Additional $150/week for months 3-4
Additional $100/week for months 5-6
New Hire On-Pace Bonus
WE ARE LOOKING FOR CANDIDATES WHO
Required Qualifications:
Current Property & Casualty Insurance Sales license
Current Life & Health Insurance Sales license, or obtain within 90 days of hire
Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit.
Education
High School diploma or equivalent
Work experience
1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking)
Successful candidates will possess:
Strong sales skills with a knowledge of effectively developing, tracking, following up on and closing leads.
Possess consultative selling techniques utilizing thorough product knowledge.
Strong prospecting skills
Excellent verbal and written communication skills combined with strong customer focus
Ambition, motivation, and drive
Knowledge of desktop systems including, but not limited to, CRM and Microsoft Office software applications.
Excellent listening skills and ability to understand customer needs.
Work Environment
Schedule: Monday - Friday 8:30 AM - 5:30 PM.
This is 100% an in-office position. Hybrid work is available to agents after training is completed, and after 6 months of employment. Employees will service ACG members in-person and are based on site in an ACG branch facility.
Who We Are
Become a part of something bigger.
The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.
By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life's journey through insurance, travel, financial services, and roadside assistance.
And when you join our team, one of the first things you'll notice is that same, whole-hearted, enthusiastic advocacy for each other.
We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.
To learn more about AAA The Auto Club Group visit ***********
Important Note:
ACG's Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.
The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.
The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.
Regular and reliable attendance is essential for the function of this job.
AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.
$57.1k-87k yearly 6d ago
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Insurance Agent
Minnwest Bank 4.1
Life insurance agent job in Montevideo, MN
About Minnwest: Minnwest is a family owned, community bank based in Minnesota and South Dakota. We believe our success is measured by the extent in which we have a positive impact on the communities we serve. We are committed to building strong, vibrant communities through our core values:
The customer is the first priority.
We will keep all of the commitments we make.
We are the people who get things done.
We will work together as a team.
Job Summary: The Agent's accountability includes performing and coordinating a variety of insurance operation activities that: 1) serve agency clients' best interests and 2) contribute to the growth and profitability of the organization. Primary duties include providing support to the Market Manager with administrative assignments and representing the agency with superior customer service standards.
Duties and Responsibilities (including but not limited to):
Represent the agency in the sale of all insurance products and services, process all policy endorsements, maintaining agency billing and deposits
Assist customers with any necessary paperwork and answer and resolve any questions in regard to insurance products and services
Identify prospects, market and sell multiple insurance products (crop, home, life auto, mortgage, etc.), write and secure new policies.
Maintain and update existing insurance programs to provide favorable coverage, cost terms, and claim settlements for a variety of types of insurance.
Call clients to review, renew, or sell additional coverage if needed and get referral business
Minimum Requirements:
High school diploma
2+ years of customer service / sales experience
Office products, Teams, customer service skills
Preferred Qualifications:
Property & Casualty insurance license prior to hire date with the expectation that the Life & Health licenses will be obtained within three months of hire
Agency Management Systems
Schedule: Monday - Friday: 8:00 a.m. - 5:00 p.m.
Workplace Environment:
Requires face-to-face interaction and coordination of work with other employees and departments, and in-person interaction.
Working at a computer and utilizing a telephone
Occasionally lifting up to 50lbs
May involve travel for trainings or meetings
Salary Range: $45,000 annual base + commission and bonus opportunity
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. The salary range represents anticipated base pay for this role. The actual pay offered will consider internal equity and may vary based on factors including but not limited to work location, candidate's job-related knowledge, skills, and experience, among other factors.
Minnwest Benefits: In addition to salary, Minnwest Bank offers a comprehensive benefits package, including incentive and recognition programs. Minnwest Bank is focused on taking care of our employees and their families, and supporting their health and financial well-being, including:
Comprehensive Medical, Vision and Dental Insurance
Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
Paid Holidays and Competitive Paid Vacation Days
Paid Parental Leave
Short- and Long-Term Disability
Life, Critical Illness, and Accidental Insurance
Tuition Reimbursement and Career Development Opportunities
Employee Assistance Program (EAP)
Paid Time Off to volunteer in your community
Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group
All benefits are subject to eligibility requirements.
A full background check, including federal, state, county, and civil, and general financial credit check will be conducted on the final candidate for this position. Candidate must pass the background check and financial credit check in order to obtain employment with Minnwest. Failure to meet any of the requirements may result in a rescission or your offer of employment.
EEO: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
$45k yearly 3d ago
Licensed Life Insurance Agent Real Fast Income
Asurea Insurance Services 4.6
Life insurance agent job in West Des Moines, IA
Organization
Description
No
Cold
Calling
Unique
Sales
and
Ownership
Opportunity
Commission
Only
Are
you
someone
who
has
the
ambition
and
drive
to
make
100000year
but
lacks
the
right
opportunity
Are
you
accountable
coachable
and
possess
a
positive
mental
attitude
If
you
are
that
person
then we are looking for you We are one of the largest insurance distribution groups in the United States that specialize in selling mortgage protection lifeinsurance to homeowners final expense and retirement planning With mortgage rates at an ALL TIME LOW we are being flooded with requests to protect families Job Details Full Time or Part Time Commission Only We are actively hiring LICENSED and NON LICENSED AGENTS who have strong SALES andor TEAM BUILDING backgrounds to join our team We will train you from beginning to end on how to be successful in our industry using our simple step by step selling system Many of our top agents are currently on track to make over 300000 this year If you are not licensed yet we can help point you in the right direction to become a licensed agent before you can be officially hired You must be a US citizen in order to apply Responsibilities We provide The ability to build your own business and earn a PASSIVE INCOME Ability to transfer ownership of your business & passive income to loved ones in the event of death An Equity Bonus in which you receive a percentage of our total monthly net sales The Best Compensation in the Industry with Performance Based Increases MARKET Our niche marketing company is a national agency that specializes in the sale of boutique lifeinsurance products designed to protect mortgages for families with average incomes and health We serve middle class families who would like us to show them options for mortgage lifeinsurance that will pay off their mortgage in the event of a death disability or illness Our firm specializes in producing the highest quality real time direct mail exclusive leads These homeowners provide us with some personal information such as height weight home number cell number who to call and when to call in order for us to better assist them As a matter of fact on average our agents currently close 50 of the leads they purchase These respondents are the gold mine of insurance sales today Imagine having a steady stream of clients to contact who are expecting your call and know why you are calling We generate our own high quality direct mail leads coupled with high compensation But we are not just about leads We have a myriad of lead systems training platforms and advanced marketing for our valued Agents We work with over 80 TOP rated insurance companies that have a plethora of high quality products that will position you for a GREAT career Your success is as good as our leads and system We provide the best REAL time leads and customized mailings for ALL agents Leads are exclusively provided to our sales force Our leads average a 60 conversion ratio Superior training utilizing a selling system that has been validated over and over Daily and weekly support that consist of conference calls webinars conferences and local training Requirements Required License we will help you get your license You must have your own lifeinsurance license and E&O coverage or be able to pass a state exam to obtain one If you are confident passionate personable and coachable then this is an opportunity that will exceed all expectations Sales experience is always welcomed; however its not a must as our free training and coaches are all part of the system This is a commission based job If you are interested you will be expected to schedule a phone interview as soon as you apply and be on time for that appointment Once you apply you will receive an email and a text with instructions as to what we want you to do before you click on the link to schedule your phone interview We normally fill our positions within 48 hours of posting so if you feel this is for you please apply now Erez Ahl Regional Sales Manager Schedule Your Interview Timehttpscalendlycomerezahl30min P ********** erezahl7gmailcom No agents success earnings or production results should be viewed as typical average or expected Not all agents achieve the same or similar results and no particular results are guaranteed Your level of success will be determined by several factors including the amount of work you put in your ability to successfully follow and implement our training and sales system and engage with our lead system and the insurance needs of the customers in the geographic areas in which you choose to work
$67k-79k yearly est. 60d+ ago
Insurance Agent - Austin, MN
Country Financial 4.4
Life insurance agent job in Austin, MN
We're looking for ambitious, entrepreneurial professionals who want to own their business and help clients prepare for life's planned and unexpected moments with the right insurance products. COUNTRY Financial InsuranceAgents have the opportunity and the autonomy to build a rewarding, financially stable career while enriching lives in the communities we serve.
The Career
Our insuranceagents take a consultative approach to grow business with existing and prospective clients. As independent contractors, they
are in business for themselves but not by themselves, and they:
Diversify their income through our portfolio of property and casualty, life and health lines.
Have the flexibility to manage their schedules to balance their careers and personal interests.
Educate clients and prospects about our products and services.
Collaborate with COUNTRY Trust Bank Financial Advisors to inform clients of our financial products and services.
Establish an office and build a staff.
We Offer
COUNTRY Financial InsuranceAgents have uncapped earning potential and:
Opportunities to earn performance-based global trips and financial rewards.
Access to continued learning and marketing resources.
Affiliation with our 100-year-old brand heritage and family-focused culture that values authenticity and integrity.
There is no buy-in required.
Qualifications
Successful COUNTRY Financial InsuranceAgents are:
Entrepreneurial, motivated, and goal driven.
A strong communicator with excellent business acumen.
Committed to linking your efforts with tangible rewards.
Passionate about making positive impacts in their communities.
Required Licenses*
Property/Casualty State Insurance License*
Life/Health State Insurance License*
Preferred Experience
Bachelor's Degree
2+ years of experience in the insurance and or financial services industry
5+ years of business ownership or managerial experience
About Us
COUNTRY Financial is the trade name for a collective of affiliated insurance and financial services companies. This means we have an extended family of support and a large backing.
Since 1925, COUNTRY Financial has been dedicated to helping others plan for their future while also protecting what matters most to them. What started long ago as a simple commitment on Midwest farmlands has expanded to become a FORTUNE 1000 insurance and financial services organization proudly serving 19 states.
Our insuranceagents, financial advisors, and employees remain dedicated to serving nearly one million households with our diverse range of personal and business insurance products as and financial services products. And our consistent AM Best A+ rating means we have the financial strength to keep the promises we make to our clients.
*These licenses are not required to apply; however, the candidate's ability to obtain these licenses is essential when a contract decision is made.
COUNTRY Financial is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY LifeInsurance Company , COUNTRY Mutual Insurance Company , and their respective subsidiaries, located in Bloomington, Illinois.
Investment management, retirement, trust, and planning services provided by COUNTRY Trust Bank . The investment objectives, risks, charges, and expenses of an investment company should be carefully considered before investing.
$48k-80k yearly est. Auto-Apply 60d+ ago
Certified Insurance Advisor
Farmers Insurance-Jocelyn Severin
Life insurance agent job in Johnston, IA
Job Description
We are seeking a knowledgeable and client-focused Certified Insurance Advisor to join our team. In this role, you will provide expert insurance advice, assess individual and business risks, and deliver tailored insurance solutions. As a certified professional, you will ensure clients receive accurate, compliant, and ethical guidance across a range of insurance products.
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Paid Time Off (PTO)
Flexible Schedule
Hands on Training
Mon-Fri Schedule
Career Growth Opportunities
Competitive Base Salary with Commission Incentives
Responsibilities
Consult with clients to understand their personal, family, or business insurance needs
Provide professional advise and recommendations on appropriate insurance needs
Customize insurance plans to fit client requirements, budget, and risk profiles
Ensure compliance with relevant regulations, ethical standards, and company policies
Build and maintain strong, long-term relationships with clients
Assist clients with policy applications, renewals, claims, and ongoing reviews
Keep currently with industry trends, product changes, and regulatory developments
Maintain accurate client records and documentation in CRM systems
Requirements
Valid certification as an Insurance Advisor
Active state/provincial insurance license(s) in relevant lines (life, Health, Property, Casualty, etc)
2+ years of experience in insurance advising or financial consulting
In-depth knowledge of insurance policies, underwriting, and claims procedures
Excellent communication, client service, and interpersonal skills
Ability to interpret insurance contracts and explain complex concepts clearly
High ethical standards and strong compliance awareness
Bachelors degree in Finance, Business, Risk Management, or related field
Experience advising high-net-worth individuals or corporate clients
Multilingual skills and cross-cultural communication abilities is a plus
Familiarity with digital tools and insurance platforms
$58k-89k yearly est. 6d ago
Certified Insurance Advisor
Lezlie Boetel Insurance Agency, LLC
Life insurance agent job in Spencer, IA
Job Description
Were expanding our advisory team across Iowa and are looking for individuals who want more than a traditional sales role. As a Certified Insurance Advisor, youll help individuals and families make informed decisions about protecting what matters mostwhile building a long-term, relationship-driven career.
This role is designed for licensed professionals who value trust, education, and consistency over quick transactions. Youll receive structured training, licensing support, and mentorship to help you become a confident advisor and grow a sustainable book of business with recurring income.
Whether youre entering the industry or bringing experience from sales, customer service, or financial services, this opportunity offers a clear path to professional growth and long-term stability.
Ready to Build a Career, Not Just a Job?
If youre looking for a professional, relationship-focused career with income growth and long-term opportunity in Iowa, wed love to connect.
Apply today and start your journey as a Certified Insurance Advisor.
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Paid Time Off (PTO)
Mon-Fri Schedule
Career Growth Opportunities
Hands on Training
Responsibilities
Strong communication and consultative skills
Interest in building a long-term advisory or sales career
Coachable, self-driven, and goal-oriented
Prior experience in sales, advising, or client-facing roles is helpful
Willingness to obtain required insurance licensing (training and support provided)
Requirements
High school diploma or equivalent (Bachelors degree preferred)
Proven experience in sales, preferably in insuranceInsurance license (Life, Health, Property, and Casualty) or willingness to obtain
Excellent communication, negotiation, and interpersonal skills
Self-motivated with a results-driven approach
Strong organizational and time-management skills
Proficiency in CRM software and Microsoft Office Suite
Knowledge of local/state insurance regulations
Prior to experience working in a call center or agency setting
$58k-88k yearly est. 6d ago
Employee Benefits Insurance Sales - Risk Advisor
North Risk Partners 3.5
Life insurance agent job in West Des Moines, IA
WHY NORTH RISK PARTNERS Are you interested in doing work that matters everyday with an organization intentional about building and living out a values-driven team culture? North Risk Partners is a fast-growing firm dedicated to serving the insurance and risk management needs of businesses and individuals. We provide expertise in Commercial Lines, Employee & Individual Benefits, Personal Lines, Surety, Claims, and Risk Management. Our team consists of over 450 employees working in over 30 locations across five states, including Minnesota, Iowa, North Dakota, South Dakota, and Nebraska.
At North Risk Partners, our #one TEAM lives out #one MISSION: to provide extraordinary #service to our clients, to each other, and to our communities while living out our core values each day. Our team environments are designed to provide #one TEAM members opportunity to focus on collaborative relationships (clients and team), variety from day-to-day, constant learning, and the tools and resources to learn and grow at work and in life.
JOB SUMMARY
North Risk's Employee Benefits #one TEAM is currently seeking a driven and enthusiastic Risk Advisor. This position will build business by identifying prospects, converting prospects to clients and maintaining relationships with existing clients. Risk Advisors are required to generate new business to meet minimum sales goals established by North Risk Partners.
ESSENTIAL RESPONSIBILITIES
* Prospect and generate new business appointments
* Analyze and develop solutions for prospective and current client business insurance needs
* Develop strong relationships with clients through advising and offering all value-added services available through North Risk Partners
* Sell/refer business across all departments (i.e., property and casualty, employee benefits and personal lines)
* Study trends and advancements in the insurance and finance industries as well as changes to the regulatory climate for businesses and the insurance industry overall to keep knowledge current and plan strategically
* Attend and actively participate in agency sales training meetings
* Develop and maintain positive relationships with partner insurance carriers
* Continuously fill the sales pipeline and meet monthly goals associated with the pipeline
* Enter activity and other relevant information into the company's software system(s) in accordance with company procedures
* Follow all federal and state regulations, and best practices for avoiding errors and omissions
* Collect overdue account receivable balances from customers. See company policy
* Continue professional development; pursue and maintain professional designations if applicable
* Travel as necessary to meet client needs
Requirements
QUALIFICATIONS (Knowledge, Skills, & Abilities)
* A combination of education and experience generally attained through a high school degree, bachelor's degree, and a minimum of 3 years in a sales role
* Ability to obtain & maintain a life & heatlth license
* Commission based sales experience is helpful, but not required
* Demonstrated experience with prospecting and proactive outreach
* Experience with building new relationships and maintaining existing ones
BEHAVIOR EXPECTATIONS
* A role model for North Risk Partners' core values, mission, and desired culture
* Demonstrate enthusiasm and a positive attitude
* Professionally and positively represent North Risk Partners to all coworkers, clients, and external stakeholders
* A team player who collaborates and works well with his/her coworkers
* A professional who demonstrates the ability to carry on a conversation with clients, Risk Advisors, and other coworkers within North Risk Partners
PHYSICAL REQUIREMENTS
* Perform under normal office conditions; may include lifting/carrying objects weighing up to 25 pounds
* Twist, bend, stoop, kneel, squat, stand, walk, and reach frequently
* Hear, speak, and effectively verbally communicate in the English language, including following oral and written instructions to communicate with people inside and outside of the organization
* Sit and a desk for extended periods of time and perform long hours of work sitting at a computer
* Move around office/building/facilities repeatedly throughout the day
* Apply manual dexterity, visual acuity and ability, for computer keyboarding, office equipment uses, review of detailed reports, information, fine print, and warning labels
* Must possess valid driver's license and be able to travel to different North Risk Partners locations for meetings, as well as various locations throughout the state and potentially the region for client meetings
* Able to work a flexible work schedule, including overtime, nights, and weekends to attend events and meetings as needed
TOOLS AND EQUIPMENT USED
Incumbents must be able to use telephones, calculators, copy machines, computers, printers, and other office equipment.
WORK ENVIRONMENT
The work environment is primarily indoors. Exposure to a variety of weather conditions during work related travel and events held outside of the workplace will occur and I acknowledge that I have read, understood, and agree with the contents of this position description. I agree to use my best efforts to fulfill all expectations of the position. I also acknowledge that I am an at-will employee.
This does not necessarily list all the job functions or accountabilities of the job. Employees may be asked by management to perform additional duties and tasks. Management reserves the right to revise and update job descriptions at any time.
COMPENSATION AND BENEFITS
This full-time position is paid a base salary, plus commission and benefits. The salary of the finalist selected for this role will be set based on a variety of factors, including but not limited to departmental budgets, qualifications, experience, education, licenses, specialty, and training. The hiring range represents the company's good faith and reasonable estimate of the range of possible compensation at the time of posting.
We offer a comprehensive benefits package, including health, dental, vision, short-term and long-term disability, life, long-term care, 401(k) plan, and more. North Risk Partners is growing which means your career can too. #one TEAM members receive continuing professional education and development, volunteer time off, paid time off, paid holidays, and hybrid work opportunities.
$62k-86k yearly est. 24d ago
Certified Insurance Advisor
Zachary Goodwin Farmers Agency
Life insurance agent job in Waterloo, IA
Job Description
We are seeking a knowledgeable and client-focused Certified Insurance Advisor to join our team. In this role, you will provide expert insurance advice, assess individual and business risks, and deliver tailored insurance solutions. As a certified professional, you will ensure clients receive accurate, compliant, and ethical guidance across a range of insurance products.
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Paid Time Off (PTO)
Flexible Schedule
Mon-Fri Schedule
Hands on Training
Career Growth Opportunities
Competitive Base Salary with Commission Incentives
Responsibilities
Consult with clients to understand their personal, family, or business insurance needs
Provide professional advice and recommendations on appropriate insurance products
Customize insurance plans to fit client requirements, budget, and risk profiles
Ensure compliance with relevant regulations, ethical standards, and company policies
Build and maintain strong, long-term relationships with clients
Assist clients with policy applications, renewals, claims, and ongoing reviews
Keep current with industry trends, product changes, and regulatory developments
Maintain accurate client records and documentation in CRM systems
Requirements
Valid certification as an Insurance Advisor
Active state/provincial insurance license(s) in relevant lines (Life, Health, P&C, etc.)
2+ years of experience in insurance advising or financial consulting
In-depth knowledge of insurance policies, underwriting, and claims procedures
Excellent communication, client service, and interpersonal skills
Ability to interpret insurance contracts and explain complex concepts clearly
High ethical standards and strong compliance awareness
Bachelors degree in Finance, Business, Risk Management, or related field
Experience advising high-net-worth individuals or corporate clients
Multilingual skills and cross-cultural communication abilities
Familiarity with digital tools and insurance platforms
$58k-89k yearly est. 20d ago
Insurance Agent
Dev 4.2
Life insurance agent job in Ames, IA
Jobs for Humanity is partnering with HealthMarkets to build an inclusive and just employment ecosystem. Therefore, we prioritize individuals coming from the following communities: Refugee, Neurodivergent, Single Parent, Blind or Low Vision, Deaf or Hard of Hearing, Black, Hispanic, Asian, Military Veterans, the Elderly, the LGBTQ, and Justice Impacted individuals. This position is open to candidates who reside in and have the legal right to work in the country where the job is located.
Company Name: HealthMarkets
HealthMarkets Overview
If you're looking for an exciting opportunity where you can change people's lives and achieve financial success as an independent insuranceagent, you've come to the right place. Becoming an independent insuranceagent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in people's lives.
And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options - and we're looking for independent insuranceagents like you to help us continue that mission.
So, whether you're an experienced insuranceagent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.
Job description
If you're an insuranceagent with 4-5 years of experience, we want you. As an independent contractor licensed insuranceagent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the US. You'll have the opportunity to grow a flourishing business, all while making a difference in people's lives.
Not only that, but HealthMarkets will offer you the resources you need to succeed. We'll give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.
48640-HM-0523
$39k-56k yearly est. 10h ago
Certified Insurance Advisor
John Decock-Farmers Insurance Agency
Life insurance agent job in Davenport, IA
Job Description
We are seeking a knowledgeable and client-focused Certified Insurance Advisor to join our team. In this role, you will provide expert insurance advice, assess individual and business risks, and deliver tailored insurance solutions. As a certified professional, you will ensure clients receive accurate, compliant, and ethical guidance across a range of insurance products.
Benefits
Annual Base Salary + Commission + Bonus Opportunities
Paid Time Off (PTO)
Flexible Schedule
Hands on Training
Mon-Fri Schedule
Career Growth Opportunities
Competitive Base Salary with Commission Incentives
Responsibilities
Consult with clients to understand their personal, family, or business insurance needs
Provide professional advice and recommendations on appropriate insurance products
Customize insurance plans to fit client requirements, budget, and risk profiles
Ensure compliance with relevant regulation, ethical standards, and company policies
Build and maintain strong, long-term relationships with clients
Assist clients with policy applications, renewals, claims, and ongoing reviews
Keep current with industry trends, product changes, and regulatory developments
Maintain accurate client records and documentation in CRM systems
Requirements
Valid certification as an Insurance Advisor
Active state/provincial insurance license(s) in relevant lines (Life, Health, Property, Casualty)
2+ years of experience in insurance advising or financial consulting
In-depth knowledge of insurance policies, underwriting, and claims procedures
Excellent communication, client service, and interpersonal skills
Ability to interpret insurance contracts and explain complex concepts clearly
High ethical standards and strong compliance awareness
Bachelors degree in Finance, Business, Risk Management, or related field
Experience advising high-net-worth individuals or corporate clients
Multilingual skills and cross-cultural communication
Familiarity with digital tools and insurance platforms
$59k-90k yearly est. 12d ago
Licensed Life and Health Insurance Advisor
Onemci
Life insurance agent job in Iowa City, IA
At MCI we are committed to fostering an environment where professionals can build meaningful careers, access continuous learning and development opportunities and contribute to the success of a globally expanding, industry-leading organization.
We are seeking a Licensed Life and Health Insurance Specialist who will play a vital role in educating and guiding customers to select the insurance policies that best meet their needs.
To be considered for this role, you must complete a full application on our company careers page, including all screening questions and a brief pre-employment test.
POSITION RESPONSIBILITIES
Key Responsibilities:
Provide information to customers about various healthcare options and insurance policies.
Help customers choose the appropriate insurance policy that fits their needs.
Engage with customers to understand their requirements and provide relevant solutions.
Ensure that all activities and advice comply with insurance regulations and company policies.
Deliver high-quality service to ensure customer satisfaction and retention.
Respond to customer inquiries regarding coverage, benefits, claims, and other insurance-related questions.
Maintain accurate and up-to-date customer information and documentation.
Keep abreast of changes in insurance regulations, healthcare policies, and market trends to provide accurate and current information to customers.
Promote various insurance products and services to meet sales targets and business objectives.
Resolve any concerns that customers may have with their insurance policies.
Work closely with other team members and departments to ensure a cohesive customer service and policy management approach.
Participate in ongoing training and professional development to maintain licensure and improve skills.
CANDIDATE QUALIFICATIONS
WONDER IF YOU ARE A GOOD FIT FOR THIS POSITION?
All positive and driven applicants are encouraged to apply. The Ideal candidates for this position are highly motivated and dedicated and should possess the following qualities:
High school diploma or GED
Must hold a valid Healthcare Insurance License
Previous call center experience is preferred.
Proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
Excellent oral and written communication skills.
Strong organizational abilities and interpersonal skills.
Flexible schedule, strong analytical and problem-solving skills, and the ability to multitask effectively.
Capable of functioning efficiently in a fast-paced environment.
Dependable in completing assignments and maintaining attendance.
Requirements:
A wired Ethernet connection with at least 20 Mbps download and 10 Mbps upload speeds (wireless connections are not allowed)
Two 21" monitors are needed.
A hard-wired broadband Internet connection via DSL, Cable, or Fiber Optic is required.
Wireless connections, including encrypted ones, are not allowed for accessing the client's Work at Home systems.
You must provide your own headset. Specific models will be recommended during the interview process.
COMPENSATION DETAILS
WANT AN EMPLOYER THAT VALUES YOUR CONTRIBUTION?
At MCI, we believe that your hard work deserves recognition and reward. Our compensation and benefits packages are designed to be competitive and to grow with you over time. Starting compensation is based on experience, and we offer a variety of benefits and incentives to support and reward our team members.
What You Can Expect from MCI:
We understand the importance of balance and support, which is why we offer a variety of benefits and incentives that go beyond a paycheck. Our team members enjoy:
Paid Time Off: Earn PTO and paid holidays to take the time you need.
Incentives & Rewards: Participate in daily, weekly, and monthly contests that include cash bonuses and prizes ranging from electronics to dream vacations and sometimes even cars!
Health Benefits: Full-time employees are eligible for comprehensive medical, dental, and vision coverage after 60 days of employment, and all employees have access to MEC medical plans after just 30 days. Benefit options vary by location.
Retirement Savings: Secure your future with retirement savings programs, where available.
Disability Insurance: Short-term disability coverage is available to help protect you during unexpected challenges.
LifeInsurance: Access lifeinsurance options to safeguard your loved ones.
Supplemental Insurance: Accident and critical illness insurance
Career Growth: With a focus on internal promotions, employees enjoy significant advancement opportunities.
Paid Training: Learn new skills while earning a paycheck.
Fun, Engaging Work Environment: Enjoy a team-oriented culture that fosters collaboration and engagement.
Casual Dress Code: Be comfortable while you work.
Compensation & Benefits that Fit Your Life
MCI takes pride in tailoring our offerings to fit the needs of our diverse team across subsidiaries and locations. While specific benefits and incentives may vary by geography, the core of our commitment remains the same: rewarding effort, providing growth opportunities, and creating an environment where every employee feels valued.
If you're ready to join a company that recognizes your contributions and supports your growth, MCI is the place for you. Apply today!
PHYSICAL REQUIREMENTS
This job operates in a professional office environment. While performing the duties of this job, the employee will be largely sedentary and will be required to sit/stand for long periods while using a computer and telephone headset. The employee will be regularly required to operate a computer and other office equipment, including a phone, copier, and printer. The employee may occasionally be required to move about the office to accomplish tasks; reach in any direction; raise or lower objects, move objects from place to place, hold onto objects, and move or exert force up to forty (40) pounds.
CONDITIONS OF EMPLOYMENT
All MCI Locations
Must be authorized to work in the country where the job is based.
Subject to the program and location of the position
Must be willing to submit up to a LEVEL II background and/or security investigation with a fingerprint. Job offers are contingent on background/security investigation results.
Must be willing to submit to drug screening. Job offers are contingent on drug screening results.
REASONABLE ACCOMMODATION
Consistent with the Americans with Disabilities Act (ADA), it is the policy of MCI and its affiliates to provide reasonable accommodations when requested by a qualified applicant or employee with a disability unless such accommodations would cause undue hardship. The policy regarding requests for reasonable accommodation applies to all aspects of employment. If reasonable accommodations are needed, please contact Human Resources.
EQUAL OPPORTUNITY EMPLOYER
At MCI and its subsidiaries, we embrace differences and believe diversity benefits our employees, company, customers, and community. All aspects of employment at MCI are based solely on a person's merit and qualifications. MCI maintains a work environment free from discrimination, where employees are treated with dignity and respect. All employees are responsible for fulfilling MCI's commitment to a diverse and equal-opportunity work environment.
MCI does not discriminate against any employee or applicant on the basis of age, ancestry, color, family or medical care leave, gender identity or expression, genetic information, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran status, race, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable laws, regulations, and ordinances. MCI will consider qualified applicants with criminal histories for employment in a manner consistent with local and federal requirements.
MCI will not tolerate discrimination or harassment based on any of these characteristics. We adhere to these principles in all aspects of employment, including recruitment, hiring, training, compensation, promotion, benefits, social and recreational programs, and discipline. In addition, MCI's policy is to provide reasonable accommodation to qualified employees with protected disabilities to the extent required by applicable laws, regulations, and ordinances where an employee works.
ABOUT MCI (PARENT COMPANY)
MCI helps customers take on their CX and DX challenges differently, creating industry-leading solutions that deliver exceptional experiences and drive optimal performance. MCI assists companies with business process outsourcing, staff augmentation, contact center customer services, and IT Services needs by providing general and specialized hosting, software, staff, and services.
In 2019, Marlowe Companies Inc. (MCI) was named by Inc. Magazine as Iowa's Fastest Growing Company in the State of Iowa and was named the 452nd Fastest Growing Privately Company in the USA, making the coveted top 500 for the first time. MCI's subsidiaries had previously made Inc. Magazine's List of Fastest-Growing Companies 15 times, respectively. MCI has ten business process outsourcing service delivery facilities in Georgia, Florida, Texas, New Mexico, California, Kansas, Nova Scotia, South Africa, and the Philippines.
Driving modernization through digitalization, MCI ensures clients do more for less. MCI is the holding company for a diverse lineup of tech-enabled business services operating companies. MCI organically grows, acquires, and operates companies that have synergistic products and services portfolios, including but not limited to Automated Contact Center Solutions (ACCS), customer contact management, IT Services (IT Schedule 70), and Temporary and Administrative Professional Staffing (TAPS Schedule 736), Business Process Management (BPM), Business Process Outsourcing (BPO), Claims Processing, Collections, Customer Experience Provider (CXP), Customer Service, Digital Experience Provider (DXP), Account Receivables Management (ARM), Application Software Development, Managed Services, and Technology Services, to mid-market, Federal & enterprise partners. MCI now employs 10,000+ talented individuals with 150+ diverse North American client partners across the following MCI brands: MCI BPO, MCI BPOaaS, MarketForce, GravisApps, Gravis Marketing, MarchEast, Mass Markets, MCI Federal Services (MFS), OnBrand24, The Sydney Call Center, Valor Intelligent Processing (VIP), BYC Aqua, EastWest BPO, TeleTechnology, and Vinculum.
................
The purpose of the above is to provide potential candidates with a general overview of the role. It's not an all-inclusive list of the duties, responsibilities, skills, and qualifications required for the job. You may be asked by your supervisors or managers to perform other duties. You will be evaluated in part based on your performance of the tasks listed in this .
The employer has the right to revise this at any time. This job description is not an employment contract, and either you or the employer may terminate employment at any time for any reason.
$59k-90k yearly est. Auto-Apply 60d+ ago
Insurance Sales Advisor- Ag/Commercial
Lee Agency Inc.
Life insurance agent job in Muscatine, IA
Job DescriptionSalary:
The Ag Insurance Sales Advisor builds and maintains strong, trust-based relationships with customers, assessing their operations to identify potential risks and recommending tailored insurance solutions. Products typically include federal crop insurance, wind and hail, livestock, and farm property & casualty coverages. This role involves guiding clients through policy selection, ensuring regulatory compliance, and providing support during the claims process.
Key Responsibilities
Client Consultation & Sales: Proactively seek out and contact prospective clients, analyze their existing coverage, and recommend appropriate insurance policies based on their specific needs and budget.
Risk Assessment: Conduct thorough analysis of farm operations, production histories, and potential threats (e.g. weather patterns, market shifts) to identify vulnerabilities and offer effective risk management strategies.
Policy Management & Compliance: Gather mandatory documentation (e.g. acreage reports, production history), input information into databases, prepare quotes and contracts with your team, and ensure all policies adhere to federal and state regulations.
Claims support: Walk clients through the claims process when losses occur, coordinate with claims adjusters, and estimate the value of property damage or loss of income due to covered events.
Industry knowledge: Stay current on all USDA and Legislative changes, new insurance products, and emerging agricultural trends through ongoing education and training.
Networking: Participate in industry events and build strong relationships with local farm groups and community partners.
Qualifications and Skills
Education: A high school diploma or equivalent is required. A bachelor's degree in agribusiness, marketing, finance, or a related field is preferred.
Licensing: Must acquire and maintain all required state insuranceagent licenses (eg, crop, commercial, and personal lines).
Experience: 1-3 years sales experience, ideally within agriculture or insurance is preferred.
Skills: Strong communication (verbal and written), negotiation, problem-solving, and computer proficiency are essential. A deep understanding of local agricultural practices and commodities is also a key asset.
This role involves both office-based work and significant travel to farms and client locations within a designated territory, often in various weather and field conditions.
$59k-90k yearly est. 3d ago
Employee Benefits Insurance Advisor
Bell Bank 4.2
Life insurance agent job in Bloomington, MN
*This is a pipeline opportunity. While we are not hiring for this role immediately, we are always looking to connect with top talent for future openings. If you're interested in being considered when a position becomes available, we encourage you to apply and stay in touch!
Job Summary:
The Employee Benefits Insurance Advisor strategically plans for the sales and underwriting profitability of the agency's employee benefits business. Individually, this position is also responsible for prospecting, soliciting, quoting and selling new Employee Benefits accounts to meet their own individual sales goal.
Primary Duties:
Advisor - New Sales
Identify and develop a base of prospective clients by using referrals, occupational, and special interest groups.
Respond to referrals quickly and effectively.
Prequalify prospects for insurability and quality of risk.
Gather complete risk and underwriting information to complete applications and submission documentation, while analyzing risk exposures and determining changes and/or additional coverages to address those needs.
Determine appropriate insurance markets and make submissions to potential markets.
Design insurance programs and recommend coverages to clients.
Create insurance proposals and make sales presentations.
Be familiar with and follow binding rules for all insurance carriers.
Educate clients on agency payment expectations and late charges. Collect down payments from insureds for purchases of new coverage and obtain signatures on all applications for insurance.
Introduce Account Executives or Account Managers to clients as part of their service team.
Enter documentation, as required for producers, in EPIC for all new sales processes.
Ask for referrals from insureds to help generate new business.
Accepts and handles prospects assigned by management.
Advisor - Existing Client Relationships (renewals and retention)
Develop and retain a book of business that is profitable for both the agency and the carriers. Identify clients that no longer meet agency standards and develop an exit strategy for them.
Work with Account Manager to obtain updated exposure information from the insured to develop a renewal strategy.
Review existing policy coverages no less than annually with insureds. Explain coverages, exclusions and options to reduce risk and manage premiums. Work with clients to ensure coverage and limits are adequate for their risk.
Remarket coverages when necessary.
Propose coverages to round out the account.
Work with Account Executives or Account Managers to provide timely information to carriers and clients according to agency standards and procedures.
Document activities, conversations and data in EPIC according to Agency procedures.
Review complex or unique policy change requests or service activities with Account Executives/Managers.
Recommend and assist insured in carrying out loss control programs and procedures recommended by producer or company loss control staff.
Collect current premiums, past due balances and late charges on agency billed items.
Provide assistance as needed for complex or troublesome claim situations.
Retain an agreed upon percentage of accounts each year.
Continue to develop relationships with insureds.
Develop positive and professional relationships with carriers/ underwriters/representatives.
Accept and carry out any duties/accounts assigned by Agency Management.
Bell Insurance Standards
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Perform other duties as assigned.
Job Skills Required:
Insurance License.
Previous sales experience, particularly insurance, is preferred.
Commitment to continuous learning/education in insurance and the industries for which you are managing risk.
Ability to communicate verbally and in writing with others, explain complex issues, to receive and interpret complex information and to respond appropriately.
Proficiency in technology to use EPIC system as required.
Good presentation skills.
Good interpersonal skills with a deep and knowledgeable professional network.
Focus on ethics, integrity and honesty.
$42k-54k yearly est. 1d ago
Insurance Agent - Des Moines, IA
Country Financial 4.4
Life insurance agent job in Des Moines, IA
We're looking for ambitious, entrepreneurial professionals who want to own their business and help clients prepare for life's planned and unexpected moments with the right insurance products. COUNTRY Financial InsuranceAgents have the opportunity and the autonomy to build a rewarding, financially stable career while enriching lives in the communities we serve.
The Career
Our insuranceagents take a consultative approach to grow business with existing and prospective clients. As independent contractors, they
are in business for themselves but not by themselves, and they:
Diversify their income through our portfolio of property and casualty, life and health lines.
Have the flexibility to manage their schedules to balance their careers and personal interests.
Educate clients and prospects about our products and services.
Collaborate with COUNTRY Trust Bank Financial Advisors to inform clients of our financial products and services.
Establish an office and build a staff.
We Offer
COUNTRY Financial InsuranceAgents have uncapped earning potential and:
Opportunities to earn performance-based global trips and financial rewards.
Access to continued learning and marketing resources.
Affiliation with our 100-year-old brand heritage and family-focused culture that values authenticity and integrity.
There is no buy-in required.
Qualifications
Successful COUNTRY Financial InsuranceAgents are:
Entrepreneurial, motivated, and goal driven.
A strong communicator with excellent business acumen.
Committed to linking your efforts with tangible rewards.
Passionate about making positive impacts in their communities.
Required Licenses*
Property/Casualty State Insurance License*
Life/Health State Insurance License*
Preferred Experience
Bachelor's Degree
2+ years of experience in the insurance and or financial services industry
5+ years of business ownership or managerial experience
About Us
COUNTRY Financial is the trade name for a collective of affiliated insurance and financial services companies. This means we have an extended family of support and a large backing.
Since 1925, COUNTRY Financial has been dedicated to helping others plan for their future while also protecting what matters most to them. What started long ago as a simple commitment on Midwest farmlands has expanded to become a FORTUNE 1000 insurance and financial services organization proudly serving 19 states.
Our insuranceagents, financial advisors, and employees remain dedicated to serving nearly one million households with our diverse range of personal and business insurance products as and financial services products. And our consistent AM Best A+ rating means we have the financial strength to keep the promises we make to our clients.
*These licenses are not required to apply; however, the candidate's ability to obtain these licenses is essential when a contract decision is made.
COUNTRY Financial is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY LifeInsurance Company , COUNTRY Mutual Insurance Company , and their respective subsidiaries, located in Bloomington, Illinois.
Investment management, retirement, trust, and planning services provided by COUNTRY Trust Bank . The investment objectives, risks, charges, and expenses of an investment company should be carefully considered before investing.
$49k-83k yearly est. Auto-Apply 60d+ ago
Insurance Agent
Dev 4.2
Life insurance agent job in Ames, IA
Company DescriptionJobs for Humanity is partnering with HealthMarkets to build an inclusive and just employment ecosystem. Therefore, we prioritize individuals coming from the following communities: Refugee, Neurodivergent, Single Parent, Blind or Low Vision, Deaf or Hard of Hearing, Black, Hispanic, Asian, Military Veterans, the Elderly, the LGBTQ, and Justice Impacted individuals. This position is open to candidates who reside in and have the legal right to work in the country where the job is located.
Company Name: HealthMarkets
HealthMarkets Overview
If you're looking for an exciting opportunity where you can change people's lives and achieve financial success as an independent insuranceagent, you've come to the right place. Becoming an independent insuranceagent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in people's lives.
And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options - and we're looking for independent insuranceagents like you to help us continue that mission.
So, whether you're an experienced insuranceagent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.
Job description
If you're an insuranceagent with 4-5 years of experience, we want you. As an independent contractor licensed insuranceagent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the US. You'll have the opportunity to grow a flourishing business, all while making a difference in people's lives.
Not only that, but HealthMarkets will offer you the resources you need to succeed. We'll give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.
48640-HM-0523
$39k-56k yearly est. 60d+ ago
Employee Benefits Insurance Sales - Risk Advisor
North Risk Partners 3.5
Life insurance agent job in Hiawatha, IA
WHY NORTH RISK PARTNERS Are you interested in doing work that matters everyday with an organization intentional about building and living out a values-driven team culture? North Risk Partners is a fast-growing firm dedicated to serving the insurance and risk management needs of businesses and individuals. We provide expertise in Commercial Lines, Employee & Individual Benefits, Personal Lines, Surety, Claims, and Risk Management. Our team consists of over 450 employees working in over 30 locations across five states, including Minnesota, Iowa, North Dakota, South Dakota, and Nebraska.
At North Risk Partners, our #one TEAM lives out #one MISSION: to provide extraordinary #service to our clients, to each other, and to our communities while living out our core values each day. Our team environments are designed to provide #one TEAM members opportunity to focus on collaborative relationships (clients and team), variety from day-to-day, constant learning, and the tools and resources to learn and grow at work and in life.
JOB SUMMARY
North Risk's Employee Benefits #one TEAM is currently seeking a driven and enthusiastic Risk Advisor. This position will build business by identifying prospects, converting prospects to clients and maintaining relationships with existing clients. Risk Advisors are required to generate new business to meet minimum sales goals established by North Risk Partners.
ESSENTIAL RESPONSIBILITIES
* Prospect and generate new business appointments
* Analyze and develop solutions for prospective and current client business insurance needs
* Develop strong relationships with clients through advising and offering all value-added services available through North Risk Partners
* Sell/refer business across all departments (i.e., property and casualty, employee benefits and personal lines)
* Study trends and advancements in the insurance and finance industries as well as changes to the regulatory climate for businesses and the insurance industry overall to keep knowledge current and plan strategically
* Attend and actively participate in agency sales training meetings
* Develop and maintain positive relationships with partner insurance carriers
* Continuously fill the sales pipeline and meet monthly goals associated with the pipeline
* Enter activity and other relevant information into the company's software system(s) in accordance with company procedures
* Follow all federal and state regulations, and best practices for avoiding errors and omissions
* Collect overdue account receivable balances from customers. See company policy
* Continue professional development; pursue and maintain professional designations if applicable
* Travel as necessary to meet client needs
Requirements
QUALIFICATIONS (Knowledge, Skills, & Abilities)
* A combination of education and experience generally attained through a high school degree, bachelor's degree, and a minimum of 3 years in a sales role
* Ability to obtain & maintain a life & heatlth license
* Commission based sales experience is helpful, but not required
* Demonstrated experience with prospecting and proactive outreach
* Experience with building new relationships and maintaining existing ones
BEHAVIOR EXPECTATIONS
* A role model for North Risk Partners' core values, mission, and desired culture
* Demonstrate enthusiasm and a positive attitude
* Professionally and positively represent North Risk Partners to all coworkers, clients, and external stakeholders
* A team player who collaborates and works well with his/her coworkers
* A professional who demonstrates the ability to carry on a conversation with clients, Risk Advisors, and other coworkers within North Risk Partners
PHYSICAL REQUIREMENTS
* Perform under normal office conditions; may include lifting/carrying objects weighing up to 25 pounds
* Twist, bend, stoop, kneel, squat, stand, walk, and reach frequently
* Hear, speak, and effectively verbally communicate in the English language, including following oral and written instructions to communicate with people inside and outside of the organization
* Sit and a desk for extended periods of time and perform long hours of work sitting at a computer
* Move around office/building/facilities repeatedly throughout the day
* Apply manual dexterity, visual acuity and ability, for computer keyboarding, office equipment uses, review of detailed reports, information, fine print, and warning labels
* Must possess valid driver's license and be able to travel to different North Risk Partners locations for meetings, as well as various locations throughout the state and potentially the region for client meetings
* Able to work a flexible work schedule, including overtime, nights, and weekends to attend events and meetings as needed
TOOLS AND EQUIPMENT USED
Incumbents must be able to use telephones, calculators, copy machines, computers, printers, and other office equipment.
WORK ENVIRONMENT
The work environment is primarily indoors. Exposure to a variety of weather conditions during work related travel and events held outside of the workplace will occur and I acknowledge that I have read, understood, and agree with the contents of this position description. I agree to use my best efforts to fulfill all expectations of the position. I also acknowledge that I am an at-will employee.
This does not necessarily list all the job functions or accountabilities of the job. Employees may be asked by management to perform additional duties and tasks. Management reserves the right to revise and update job descriptions at any time.
COMPENSATION AND BENEFITS
This full-time position is paid a base salary, plus commission and benefits. The salary of the finalist selected for this role will be set based on a variety of factors, including but not limited to departmental budgets, qualifications, experience, education, licenses, specialty, and training. The hiring range represents the company's good faith and reasonable estimate of the range of possible compensation at the time of posting.
We offer a comprehensive benefits package, including health, dental, vision, short-term and long-term disability, life, long-term care, 401(k) plan, and more. North Risk Partners is growing which means your career can too. #one TEAM members receive continuing professional education and development, volunteer time off, paid time off, paid holidays, and hybrid work opportunities.
$62k-87k yearly est. 24d ago
Commercial Insurance Advisor
Bell Bank 4.2
Life insurance agent job in Bloomington, MN
*This is a pipeline opportunity. While we are not hiring for this role immediately, we are always looking to connect with top talent for future openings. If you're interested in being considered when a position becomes available, we encourage you to apply and stay in touch!
Job Summary:
The Commercial Insurance Advisor/Manager strategically plans for the sales and underwriting profitability of the agency's commercial lines business. The Insurance Advisor is responsible for the profitable growth of the Agency and contributing to the Agency sales goals. Individually, the Advisor is responsible for prospecting, soliciting, quoting and selling new Property/Casualty and/or Benefits accounts, while meeting their own individual sales goal. The Advisor is also responsible for proactive relationship management of their accounts, working in conjunction with Agency Account Managers.
Primary Duties:
Manager
Develop, work with, and evaluate insurance carriers to address issues with underwriting, service, claims and technology.
Actively participate to improve our relationships at management levels via agent advisory groups.
Strategic planning for cross selling and upselling projects implemented in all offices.
Monitor and advise CL advisors on sales progress.
Maintain good handle on EPIC and CL workflows to set management direction for sales and service.
Review CL staffing needs and plan accordingly.
Work with HR on hiring and termination processes.
Direct involvement in training for CL staff on coverage, agency sales and service philosophy.
Conduct regular staff meetings with including areas such as education, service, claims, workflows, E&O, etc.
Advisor - New Sales
Identify and develop a base of prospective clients by using referrals, occupational, and special interest groups.
Respond to referrals quickly and effectively.
Prequalify prospects for insurability and quality of risk.
Gather complete risk and underwriting information to complete applications and submission documentation, while analyzing risk exposures and determining changes and/or additional coverages to address those needs.
Determine appropriate insurance markets and make submissions to potential markets.
Design insurance programs and recommend coverages to clients.
Create insurance proposals and make sales presentations.
Be familiar with and following binding rules for all insurance carriers.
Educate clients on agency payment expectations and late charges. Collect down payments from insureds for purchases of new coverage and obtain signatures on all applications for insurance.
Introduce Account Manager to clients as part of their service team.
Enter documentation, as required for producers, in EPIC for all new sales processes.
Ask for referrals from insureds to help generate new business.
Accepts and handles prospects assigned by management.
Advisor - Existing Client Relationships (renewals and retention)
Develop and retain a book of business that is profitable for both the agency and the carriers. Identify clients that no longer meet agency standards and develop an exit strategy for them.
Work with Account Manager to obtain updated exposure information from the insured to develop a renewal strategy.
Review existing policy coverages no less than annually with insureds. Explain coverages, exclusions and options to reduce risk and manage premiums. Work with clients to ensure coverage and limits are adequate for their risk.
Remarket coverages when necessary.
Propose coverages to round out the account.
Work with Account Manager to provide timely information to carriers and clients according to agency standards and procedures.
Document activities, conversations and data in EPIC according to Agency procedures.
Review complex or unique policy change requests or service activities with Account Manager.
Recommend and assist insured in carrying out loss control programs and procedures recommended by producer or company loss control staff.
Collect current premiums, past due balances and late charges on agency billed items.
Provide assistance as needed for complex or troublesome claim situations.
Retain an agreed upon percentage of accounts each year.
Continue to develop relationships with insureds.
Develop positive and professional relationships with carriers/ underwriters/representatives.
Accept and carry out any duties/accounts assigned by Agency Management.
Bell Insurance Standards
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Prompt and reliable attendance.
Perform other duties as assigned.
Job Skills Required:
Insurance License.
Previous sales experience, particularly insurance, is preferred.
Commitment to continuous learning/education in insurance and the industries for which you are managing risk.
Ability to communicate verbally and in writing with others, explain complex issues, to receive and interpret complex information and to respond appropriately.
Proficiency in technology to use EPIC system as required.
Good presentation skills.
Good interpersonal skills with a deep and knowledgeable professional network.
Focus on ethics, integrity and honesty.
$42k-54k yearly est. 1d ago
Insurance Agent - Plymouth, MN
Country Financial 4.4
Life insurance agent job in Plymouth, MN
We're looking for ambitious, entrepreneurial professionals who want to own their business and help clients prepare for life's planned and unexpected moments with the right insurance products. COUNTRY Financial InsuranceAgents have the opportunity and the autonomy to build a rewarding, financially stable career while enriching lives in the communities we serve.
The Career
Our insuranceagents take a consultative approach to grow business with existing and prospective clients. As independent contractors, they
are in business for themselves but not by themselves, and they:
Diversify their income through our portfolio of property and casualty, life and health lines.
Have the flexibility to manage their schedules to balance their careers and personal interests.
Educate clients and prospects about our products and services.
Collaborate with COUNTRY Trust Bank Financial Advisors to inform clients of our financial products and services.
Establish an office and build a staff.
We Offer
COUNTRY Financial InsuranceAgents have uncapped earning potential and:
Opportunities to earn performance-based global trips and financial rewards.
Access to continued learning and marketing resources.
Affiliation with our 100-year-old brand heritage and family-focused culture that values authenticity and integrity.
There is no buy-in required.
Qualifications
Successful COUNTRY Financial InsuranceAgents are:
Entrepreneurial, motivated, and goal driven.
A strong communicator with excellent business acumen.
Committed to linking your efforts with tangible rewards.
Passionate about making positive impacts in their communities.
Required Licenses*
Property/Casualty State Insurance License*
Life/Health State Insurance License*
Preferred Experience
Bachelor's Degree
2+ years of experience in the insurance and or financial services industry
5+ years of business ownership or managerial experience
About Us
COUNTRY Financial is the trade name for a collective of affiliated insurance and financial services companies. This means we have an extended family of support and a large backing.
Since 1925, COUNTRY Financial has been dedicated to helping others plan for their future while also protecting what matters most to them. What started long ago as a simple commitment on Midwest farmlands has expanded to become a FORTUNE 1000 insurance and financial services organization proudly serving 19 states.
Our insuranceagents, financial advisors, and employees remain dedicated to serving nearly one million households with our diverse range of personal and business insurance products as and financial services products. And our consistent AM Best A+ rating means we have the financial strength to keep the promises we make to our clients.
*These licenses are not required to apply; however, the candidate's ability to obtain these licenses is essential when a contract decision is made.
COUNTRY Financial is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY LifeInsurance Company , COUNTRY Mutual Insurance Company , and their respective subsidiaries, located in Bloomington, Illinois.
Investment management, retirement, trust, and planning services provided by COUNTRY Trust Bank . The investment objectives, risks, charges, and expenses of an investment company should be carefully considered before investing.
$49k-81k yearly est. Auto-Apply 60d+ ago
Employee Benefits Insurance Advisor
Bell Bank 4.2
Life insurance agent job in Duluth, MN
*This is a pipeline opportunity. While we are not hiring for this role immediately, we are always looking to connect with top talent for future openings. If you're interested in being considered when a position becomes available, we encourage you to apply and stay in touch!
Job Summary:
The Employee Benefits Insurance Advisor strategically plans for the sales and underwriting profitability of the agency's employee benefits business. Individually, this position is also responsible for prospecting, soliciting, quoting and selling new Employee Benefits accounts to meet their own individual sales goal.
Primary Duties:
Advisor - New Sales
Identify and develop a base of prospective clients by using referrals, occupational, and special interest groups.
Respond to referrals quickly and effectively.
Prequalify prospects for insurability and quality of risk.
Gather complete risk and underwriting information to complete applications and submission documentation, while analyzing risk exposures and determining changes and/or additional coverages to address those needs.
Determine appropriate insurance markets and make submissions to potential markets.
Design insurance programs and recommend coverages to clients.
Create insurance proposals and make sales presentations.
Be familiar with and follow binding rules for all insurance carriers.
Educate clients on agency payment expectations and late charges. Collect down payments from insureds for purchases of new coverage and obtain signatures on all applications for insurance.
Introduce Account Executives or Account Managers to clients as part of their service team.
Enter documentation, as required for producers, in EPIC for all new sales processes.
Ask for referrals from insureds to help generate new business.
Accepts and handles prospects assigned by management.
Advisor - Existing Client Relationships (renewals and retention)
Develop and retain a book of business that is profitable for both the agency and the carriers. Identify clients that no longer meet agency standards and develop an exit strategy for them.
Work with Account Manager to obtain updated exposure information from the insured to develop a renewal strategy.
Review existing policy coverages no less than annually with insureds. Explain coverages, exclusions and options to reduce risk and manage premiums. Work with clients to ensure coverage and limits are adequate for their risk.
Remarket coverages when necessary.
Propose coverages to round out the account.
Work with Account Executives or Account Managers to provide timely information to carriers and clients according to agency standards and procedures.
Document activities, conversations and data in EPIC according to Agency procedures.
Review complex or unique policy change requests or service activities with Account Executives/Managers.
Recommend and assist insured in carrying out loss control programs and procedures recommended by producer or company loss control staff.
Collect current premiums, past due balances and late charges on agency billed items.
Provide assistance as needed for complex or troublesome claim situations.
Retain an agreed upon percentage of accounts each year.
Continue to develop relationships with insureds.
Develop positive and professional relationships with carriers/ underwriters/representatives.
Accept and carry out any duties/accounts assigned by Agency Management.
Bell Insurance Standards
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Perform other duties as assigned.
Job Skills Required:
Insurance License.
Previous sales experience, particularly insurance, is preferred.
Commitment to continuous learning/education in insurance and the industries for which you are managing risk.
Ability to communicate verbally and in writing with others, explain complex issues, to receive and interpret complex information and to respond appropriately.
Proficiency in technology to use EPIC system as required.
Good presentation skills.
Good interpersonal skills with a deep and knowledgeable professional network.
Focus on ethics, integrity and honesty.
$43k-54k yearly est. 1d ago
Insurance Agent - Mankato, MN
Country Financial 4.4
Life insurance agent job in Mankato, MN
We're looking for ambitious, entrepreneurial professionals who want to own their business and help clients prepare for life's planned and unexpected moments with the right insurance products. COUNTRY Financial InsuranceAgents have the opportunity and the autonomy to build a rewarding, financially stable career while enriching lives in the communities we serve.
The Career
Our insuranceagents take a consultative approach to grow business with existing and prospective clients. As independent contractors, they
are in business for themselves but not by themselves, and they:
Diversify their income through our portfolio of property and casualty, life and health lines.
Have the flexibility to manage their schedules to balance their careers and personal interests.
Educate clients and prospects about our products and services.
Collaborate with COUNTRY Trust Bank Financial Advisors to inform clients of our financial products and services.
Establish an office and build a staff.
We Offer
COUNTRY Financial InsuranceAgents have uncapped earning potential and:
Opportunities to earn performance-based global trips and financial rewards.
Access to continued learning and marketing resources.
Affiliation with our 100-year-old brand heritage and family-focused culture that values authenticity and integrity.
There is no buy-in required.
Qualifications
Successful COUNTRY Financial InsuranceAgents are:
Entrepreneurial, motivated, and goal driven.
A strong communicator with excellent business acumen.
Committed to linking your efforts with tangible rewards.
Passionate about making positive impacts in their communities.
Required Licenses*
Property/Casualty State Insurance License*
Life/Health State Insurance License*
Preferred Experience
Bachelor's Degree
2+ years of experience in the insurance and or financial services industry
5+ years of business ownership or managerial experience
About Us
COUNTRY Financial is the trade name for a collective of affiliated insurance and financial services companies. This means we have an extended family of support and a large backing.
Since 1925, COUNTRY Financial has been dedicated to helping others plan for their future while also protecting what matters most to them. What started long ago as a simple commitment on Midwest farmlands has expanded to become a FORTUNE 1000 insurance and financial services organization proudly serving 19 states.
Our insuranceagents, financial advisors, and employees remain dedicated to serving nearly one million households with our diverse range of personal and business insurance products as and financial services products. And our consistent AM Best A+ rating means we have the financial strength to keep the promises we make to our clients.
*These licenses are not required to apply; however, the candidate's ability to obtain these licenses is essential when a contract decision is made.
COUNTRY Financial is the marketing name for the COUNTRY Financial family of affiliated companies (collectively, COUNTRY), which include COUNTRY LifeInsurance Company , COUNTRY Mutual Insurance Company , and their respective subsidiaries, located in Bloomington, Illinois.
Investment management, retirement, trust, and planning services provided by COUNTRY Trust Bank . The investment objectives, risks, charges, and expenses of an investment company should be carefully considered before investing.
How much does a life insurance agent earn in Mason City, IA?
The average life insurance agent in Mason City, IA earns between $54,000 and $101,000 annually. This compares to the national average life insurance agent range of $39,000 to $99,000.
Average life insurance agent salary in Mason City, IA