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Personal lines account manager vs licensed insurance agent

The differences between personal lines account managers and licensed insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a licensed insurance agent has an average salary of $54,118, which is higher than the $51,472 average annual salary of a personal lines account manager.

The top three skills for a personal lines account manager include customer service, management system and account management. The most important skills for a licensed insurance agent are excellent time management, work ethic, and strong customer service.

Personal lines account manager vs licensed insurance agent overview

Personal Lines Account ManagerLicensed Insurance Agent
Yearly salary$51,472$54,118
Hourly rate$24.75$26.02
Growth rate6%6%
Number of jobs73,05578,016
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 50%
Average age4646
Years of experience--

What does a personal lines account manager do?

Personal lines account managers must have insurance agent licensing, field expertise, and technical understanding of personal line coverages and industry procedures. They are required to meet client insurance needs and to provide prompt, accurate, and professional services to clients and companies. This career pays an average of $63K per year.

What does a licensed insurance agent do?

A licensed insurance agent is primarily responsible for finding and utilizing opportunities to secure insurance sales. Moreover, a licensed insurance agent must reach out to potential clients, discuss and negotiate terms, respond to inquiries, and perform various assessments to determine their ability to uphold financial obligations. Besides building a client base, they also need to handle current policies, process renewals, monitor claims, maintain an accurate record of transactions, prepare progress reports and strategies, and distribute policy proceeds according to the company rules and regulations.

Personal lines account manager vs licensed insurance agent salary

Personal lines account managers and licensed insurance agents have different pay scales, as shown below.

Personal Lines Account ManagerLicensed Insurance Agent
Average salary$51,472$54,118
Salary rangeBetween $39,000 And $67,000Between $32,000 And $88,000
Highest paying CityMilwaukee, WIWashington, DC
Highest paying stateAlaskaHawaii
Best paying companyBrowning DayTorchmark
Best paying industryUtilitiesFinance

Differences between personal lines account manager and licensed insurance agent education

There are a few differences between a personal lines account manager and a licensed insurance agent in terms of educational background:

Personal Lines Account ManagerLicensed Insurance Agent
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Personal lines account manager vs licensed insurance agent demographics

Here are the differences between personal lines account managers' and licensed insurance agents' demographics:

Personal Lines Account ManagerLicensed Insurance Agent
Average age4646
Gender ratioMale, 15.0% Female, 85.0%Male, 39.0% Female, 61.0%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 9.2% Unknown, 3.6% Hispanic or Latino, 15.7% Asian, 4.9% White, 66.5% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between personal lines account manager and licensed insurance agent duties and responsibilities

Personal lines account manager example responsibilities.

  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Maintain inventory, logistics, purchasing and supplies.
  • Organize seminars, run comparison quotes and mail out marketing kits.
  • Quoted and write new business, and service existing accounts including re-marketing, renewals, and cross-selling.
  • Facilitate seamless on site services and last-minute logistics requests (grind transport, catering, etc . )
  • Prepare client presentations on PowerPoint.
  • Show more

Licensed insurance agent example responsibilities.

  • Explain and advice the customers about the insurance needs, handle objections and sale the Allstate company advantage.
  • Work with people in retirement helping manage their health and life insurance, also help structure their 401k's into annuities.
  • Used consultative upselling techniques to provide leads
  • Quote and sell home, mobile home, renters, auto, and motorcycle policies.
  • Process application on auto, homes, workers comp, trailer, motorcycle, commercial policies.
  • Provide financial services through life insurance, disability insurance and annuities.
  • Show more

Personal lines account manager vs licensed insurance agent skills

Common personal lines account manager skills
  • Customer Service, 32%
  • Management System, 13%
  • Account Management, 9%
  • Policy Changes, 5%
  • Insurance Carriers, 5%
  • Cross-Selling, 3%
Common licensed insurance agent skills
  • Excellent Time Management, 17%
  • Work Ethic, 17%
  • Strong Customer Service, 13%
  • Customer Service, 13%
  • Insurance Sales, 11%
  • Financial Resources, 5%