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Personal lines account manager vs life insurance agent

The differences between personal lines account managers and life insurance agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a life insurance agent has an average salary of $62,552, which is higher than the $51,472 average annual salary of a personal lines account manager.

The top three skills for a personal lines account manager include customer service, management system and account management. The most important skills for a life insurance agent are health insurance, life insurance license, and life insurance sales.

Personal lines account manager vs life insurance agent overview

Personal Lines Account ManagerLife Insurance Agent
Yearly salary$51,472$62,552
Hourly rate$24.75$30.07
Growth rate6%6%
Number of jobs73,05568,781
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 53%
Average age4646
Years of experience--

What does a personal lines account manager do?

Personal lines account managers must have insurance agent licensing, field expertise, and technical understanding of personal line coverages and industry procedures. They are required to meet client insurance needs and to provide prompt, accurate, and professional services to clients and companies. This career pays an average of $63K per year.

What does a life insurance agent do?

A life insurance agent is responsible for offering life insurance services for clients according to their needs and qualifications. Life insurance agents handle insurance claims of the beneficiaries, ensuring the accuracy of documents and account statements for verification. They also discuss possible options and alternatives, as well as considering the clients' long-term financial goals and objectives. A life insurance agent must be well-knowledgeable of the insurance services offered by the company, discussing policies and coverage to suit the clients' best interests.

Personal lines account manager vs life insurance agent salary

Personal lines account managers and life insurance agents have different pay scales, as shown below.

Personal Lines Account ManagerLife Insurance Agent
Average salary$51,472$62,552
Salary rangeBetween $39,000 And $67,000Between $39,000 And $99,000
Highest paying CityMilwaukee, WIAnchorage, AK
Highest paying stateAlaskaAlaska
Best paying companyBrowning DayAIG
Best paying industryUtilitiesInsurance

Differences between personal lines account manager and life insurance agent education

There are a few differences between a personal lines account manager and a life insurance agent in terms of educational background:

Personal Lines Account ManagerLife Insurance Agent
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Personal lines account manager vs life insurance agent demographics

Here are the differences between personal lines account managers' and life insurance agents' demographics:

Personal Lines Account ManagerLife Insurance Agent
Average age4646
Gender ratioMale, 15.0% Female, 85.0%Male, 53.7% Female, 46.3%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.0% Asian, 4.9% White, 66.0% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between personal lines account manager and life insurance agent duties and responsibilities

Personal lines account manager example responsibilities.

  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Maintain inventory, logistics, purchasing and supplies.
  • Organize seminars, run comparison quotes and mail out marketing kits.
  • Quoted and write new business, and service existing accounts including re-marketing, renewals, and cross-selling.
  • Facilitate seamless on site services and last-minute logistics requests (grind transport, catering, etc . )
  • Prepare client presentations on PowerPoint.
  • Show more

Life insurance agent example responsibilities.

  • Used consultative upselling techniques to provide leads
  • License in state of VA to sell life insurance, annuities, disability income, Medicare supplements, and LTC.
  • Use of a variety of tools to help employers compile the best possible life insurance or annuity packages to retain employees.
  • Market life insurance and annuity products
  • Maintain knowledge of states insurance laws and HIPPA compliance.
  • Examine doors, windows and gates to ensure that they are secure.
  • Show more

Personal lines account manager vs life insurance agent skills

Common personal lines account manager skills
  • Customer Service, 32%
  • Management System, 13%
  • Account Management, 9%
  • Policy Changes, 5%
  • Insurance Carriers, 5%
  • Cross-Selling, 3%
Common life insurance agent skills
  • Health Insurance, 24%
  • Life Insurance License, 16%
  • Life Insurance Sales, 14%
  • Work Ethic, 10%
  • Lead Generation, 8%
  • Develop Leads, 5%