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Personal lines account manager vs insurance sales representative

The differences between personal lines account managers and insurance sales representatives can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance sales representative has an average salary of $61,386, which is higher than the $51,472 average annual salary of a personal lines account manager.

The top three skills for a personal lines account manager include customer service, management system and account management. The most important skills for an insurance sales representative are customer service, excellent time management, and work ethic.

Personal lines account manager vs insurance sales representative overview

Personal Lines Account ManagerInsurance Sales Representative
Yearly salary$51,472$61,386
Hourly rate$24.75$29.51
Growth rate6%6%
Number of jobs73,055201,879
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 59%
Average age4646
Years of experience--

What does a personal lines account manager do?

Personal lines account managers must have insurance agent licensing, field expertise, and technical understanding of personal line coverages and industry procedures. They are required to meet client insurance needs and to provide prompt, accurate, and professional services to clients and companies. This career pays an average of $63K per year.

What does an insurance sales representative do?

An insurance sales representative is primarily responsible for securing insurance sales by reaching out to clients through calls, correspondence, and even appointments. They are also responsible for gathering client information, discussing and recommending suitable terms, and even providing advice to meet their needs, all while building rapport to ensure customer satisfaction. There are also instances where they have to adjust existing terms, assist in filling out applications, and produce progress reports. Furthermore, it is essential to devise strategies to find new sales opportunities, as most insurance sales representatives must reach a particular sales target.

Personal lines account manager vs insurance sales representative salary

Personal lines account managers and insurance sales representatives have different pay scales, as shown below.

Personal Lines Account ManagerInsurance Sales Representative
Average salary$51,472$61,386
Salary rangeBetween $39,000 And $67,000Between $38,000 And $97,000
Highest paying CityMilwaukee, WIWashington, DC
Highest paying stateAlaskaNew York
Best paying companyBrowning DayFFL Partners
Best paying industryUtilitiesFinance

Differences between personal lines account manager and insurance sales representative education

There are a few differences between a personal lines account manager and an insurance sales representative in terms of educational background:

Personal Lines Account ManagerInsurance Sales Representative
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Personal lines account manager vs insurance sales representative demographics

Here are the differences between personal lines account managers' and insurance sales representatives' demographics:

Personal Lines Account ManagerInsurance Sales Representative
Average age4646
Gender ratioMale, 15.0% Female, 85.0%Male, 53.9% Female, 46.1%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.2% Asian, 4.9% White, 65.8% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between personal lines account manager and insurance sales representative duties and responsibilities

Personal lines account manager example responsibilities.

  • Manage accounts while providing excellent customer service, help build financial relationships, redirecting calls in upselling credit per customer needs
  • Maintain inventory, logistics, purchasing and supplies.
  • Organize seminars, run comparison quotes and mail out marketing kits.
  • Quoted and write new business, and service existing accounts including re-marketing, renewals, and cross-selling.
  • Facilitate seamless on site services and last-minute logistics requests (grind transport, catering, etc . )
  • Prepare client presentations on PowerPoint.
  • Show more

Insurance sales representative example responsibilities.

  • Used consultative upselling techniques to provide leads
  • Translate and assign diagnosis and medical procedures into CPT, ICD-9 and ICD-10 codes.
  • Lead rep for major payer.
  • Monitor the performance of each account rep.
  • Educate physicians and clinic staff on current ICD 9 and CPT coding regulations.
  • Comply with company policy, procedures, and pertinent laws and regulation such a HIPAA.
  • Show more

Personal lines account manager vs insurance sales representative skills

Common personal lines account manager skills
  • Customer Service, 32%
  • Management System, 13%
  • Account Management, 9%
  • Policy Changes, 5%
  • Insurance Carriers, 5%
  • Cross-Selling, 3%
Common insurance sales representative skills
  • Customer Service, 17%
  • Excellent Time Management, 16%
  • Work Ethic, 12%
  • Strong Customer Service, 11%
  • Strong Work Ethic, 11%
  • Lead Generation, 4%