These Are The 10 Most Expensive Places In Florida To Raise A Family

Chris Kolmar
by Chris Kolmar
Rankings - 2 years ago
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There are some parts of the country where your dollar goes further. For example, a steak dinner in Tallahassee costs less than a steak dinner in San Francisco.

And the cost of living can have a big impact on how far your hard earned salary stretches for you and your family. So if you have a choice in where you can live for your job, the cost of living can play a big part.

That’s where Zippia comes in; to show you the places in Florida that would eat up a big part of your paycheck on expenses — the San Franciscos of the world if you will. Where housing is expensive and day care will put you back a pretty penny.

These are the cities in Florida where the cost of living is actually higher than the national average because, for the most part, Florida isn’t all that expensive.

After we crunched all the numbers, we were left with this set of the most expensive places to raise a family in the Sunshine State:

  1. Key Biscayne
  2. Pinecrest
  3. Naples
  4. Coral Gables
  5. Marco Island
  6. Key West
  7. Palmetto Bay
  8. Parkland
  9. Miami Shores
  10. Key Largo

Read on to see how we determined the places that try to keep up with the Joneses a little too much.

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How we determined the least affordable places to live in the Sunshine State

There are basic necessities that you have to buy no matter where in the country you live. Those things include:

  • Housing
  • Food
  • Gas
  • Health Insurance
  • Utilities
  • Transportation

You can then compare the cost of these things in each of the places in Florida to figure out which is the most expensive.

What you are left with is a “Cost of Living Index” that normalizes to 100 for an average place in the United States. And lucky for us, AreaVibes has such an index for us.

So we used that cost of living index in order to rank the largest 293 places in Florida.

And just so you can better understand how the cost of living index works, 100 is the average cost of a place in the United States. A score of 90 means that the place cost 10% less than average. A score of 120 means it’s 20% more expensive.

San Francisco has a score of 243 meaning it’s almost 2.5 times as expensive as the average place in the country.

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1. Key Biscayne

Key Biscayne, Florida

Source: Wikipedia

Population: 12,385Housing Index: 490
Groceries Index: 107
Healthcare Index: 104

2. Pinecrest

Pinecrest, Florida

Source: Wikipedia

Population: 18,464Housing Index: 311
Groceries Index: 107
Healthcare Index: 104

3. Naples

Naples, Florida

Source: Wikipedia

Population: 19,933Housing Index: 323
Groceries Index: 103
Healthcare Index: 108

4. Coral Gables

Coral Gables, Florida

Source: Wikipedia

Population: 47,285Housing Index: 280
Groceries Index: 107
Healthcare Index: 104

5. Marco Island


Population: 16,570 Housing Index: 256
Groceries Index: 107
Healthcare Index: 104

6. Key West

Key West, Florida

Source: Wikipedia

Population: 24,657Housing Index: 226
Groceries Index: 107
Healthcare Index: 104

7. Palmetto Bay

Palmetto Bay, Florida

Source: Wikipedia

Population: 23,650Housing Index: 214
Groceries Index: 107
Healthcare Index: 104

8. Parkland

Parkland, Florida

Source: Flickr

Population: 24,050Housing Index: 306
Groceries Index: 102
Healthcare Index: 99

9. Miami Shores

Miami Shores, Florida

Source: Wikipedia

Population: 10,482Housing Index: 189
Groceries Index: 107
Healthcare Index: 104

10. Key Largo


Population: 11,409 Housing Index: 186
Groceries Index: 107
Healthcare Index: 104

Detailed List Of Expensive Places In Florida

City Rank Population Housing Index Groceries Index Healthcare Index
key biscayne 1 12,385 490 107 104
pinecrest 2 18,464 311 107 104
naples 3 19,933 323 103 108
coral gables 4 47,285 280 107 104
marco island 5 16,570 256 107 104
key west 6 24,657 226 107 104
palmetto bay 7 23,650 214 107 104
parkland 8 24,050 306 102 99
miami shores 9 10,482 189 107 104
key largo 10 11,409 186 107 104
doral 11 45,233 182 107 104
weston 12 65,233 213 102 99
south miami 13 11,717 175 107 104
boca raton 14 85,738 189 102 99
palm valley 15 20,333 200 102 90
jupiter farms 16 11,241 179 113 96
lighthouse point 17 10,471 180 102 99
miami beach 18 88,628 165 107 104
miami lakes 19 29,329 165 107 104
cooper city 20 29,580 177 102 99
sunset 21 16,862 163 107 104
aventura 22 35,613 168 102 99
fruit cove 23 29,161 174 102 90
olympia heights 24 12,514 159 107 104
keystone 25 21,973 205 99 91
kendall 26 77,462 157 107 104
country walk 27 16,573 157 107 104
doctor phillips 28 11,263 180 107 96
atlantic beach 29 12,799 167 102 90
sunny isles beach 30 20,739 156 107 104
wellington 31 56,391 164 102 99
palm beach gardens 32 48,338 160 102 99
winter park 33 28,283 168 107 96
miami springs 34 13,909 150 107 104
maitland 35 15,913 166 107 96
jupiter 36 55,133 153 113 96
palm city 37 23,341 152 113 96
coral springs 38 122,219 154 102 99
richmond west 39 32,990 146 107 104
glenvar heights 40 16,647 146 107 104
coral terrace 41 25,359 143 107 104
punta gorda 42 16,685 145 103 108
the crossings 43 23,945 141 107 104
three lakes 44 16,340 139 107 104
estero 45 23,124 142 103 108
tamiami 46 55,836 138 107 104
horizon west 47 12,111 149 105 95
fish hawk 48 14,485 161 99 91
westchester 49 30,417 137 107 104
university park 50 24,900 136 107 104
jacksonville beach 51 21,470 146 102 90
lake mary 52 13,917 151 107 96
the hammocks 53 53,097 133 107 104
world golf village 54 13,288 142 102 90
trinity 55 10,946 154 99 91
cutler bay 56 40,390 131 107 104
fleming island 57 28,493 141 102 90
westchase 58 22,208 153 99 91
fort lauderdale 59 167,370 138 102 99
westwood lakes 60 12,060 128 107 104
wekiwa springs 61 22,784 146 107 96
hunters creek 62 22,384 145 107 96
bonita springs 63 44,517 129 103 108
miramar 64 121,447 135 102 99
wilton manors 65 11,787 135 102 99
cocoa beach 66 11,368 131 113 96
the acreage 67 38,683 149 99 91
north palm beach 68 12,114 134 102 99
east lake 69 31,987 147 99 91
pembroke pines 70 155,578 133 102 99
fernandina beach 71 11,573 134 102 90
miami 72 401,927 122 107 104
satellite beach 73 10,297 127 113 96
cheval 74 10,448 142 99 91
davie 75 92,587 127 102 99
royal palm beach 76 33,876 126 102 99
oviedo 77 33,726 134 107 96
kendale lakes 78 57,256 116 107 104
kendall west 79 35,895 116 107 104
delray beach 80 61,231 122 102 99
new smyrna beach 81 22,658 121 105 95
the villages 82 50,313 127 107 96
palmetto estates 83 14,852 111 107 104
fruitville 84 13,452 113 103 108
bloomingdale 85 21,676 131 99 91
vero beach 86 15,505 114 113 96
alafaya 87 82,196 123 107 96
oakleaf plantation 88 20,966 117 102 90
destin 89 12,425 145 101 84
apollo beach 90 14,759 126 99 91
lakeland highlands 91 11,089 126 99 91
princeton 92 23,725 105 107 104
winter garden 93 34,508 120 107 96
winter springs 94 33,331 120 107 96
conway 95 15,480 120 107 96
valrico 96 35,765 124 99 91
fountainebleau 97 52,698 104 107 104
country club 98 45,202 104 107 104
hialeah gardens 99 21,841 104 107 104
west palm beach 100 99,803 111 102 99
southchase 101 15,469 118 107 96
ojus 102 17,901 102 107 104
viera east 103 11,230 117 107 96
lutz 104 19,158 121 99 91
hollywood 105 142,060 109 102 99
hialeah 106 226,837 101 107 104
jensen beach 107 12,039 105 113 96
venice 108 20,803 103 103 108
safety harbor 109 16,903 120 99 91
north miami 110 59,362 99 107 104
ocoee 111 36,072 115 107 96
forest city 112 14,892 115 107 96
north miami beach 113 41,938 98 107 104
golden glades 114 32,982 98 107 104
mount dora 115 12,445 114 107 96
navarre 116 31,627 118 103 88
gulf gate estates 117 11,021 101 103 108
land o’ lakes 118 32,589 118 99 91
sun city center 119 20,369 118 99 91
coconut creek 120 53,104 105 102 99
longwood 121 13,796 113 107 96
sarasota 122 52,501 99 103 108
miami gardens 123 107,884 96 107 104
florida city 124 11,313 96 107 104
sunrise 125 85,745 103 102 99
iona 126 14,425 97 103 108
pompano beach 127 100,819 102 102 99
dania beach 128 29,815 102 102 99
south miami heights 129 36,759 94 107 104
clermont 130 28,302 110 107 96
west melbourne 131 18,259 98 113 96
cape coral 132 155,405 96 103 108
boynton beach 133 68,467 101 102 99
palm coast 134 75,143 103 110 96
ormond beach 135 38,372 102 105 95
citrus park 136 24,480 112 99 91
debary 137 19,246 107 107 96
sarasota springs 138 14,496 93 103 108
oakland park 139 41,841 97 102 99
riviera beach 140 32,640 97 102 99
meadow woods 141 24,707 105 107 96
lakeside 142 32,701 98 102 90
carrollwood 143 34,891 110 99 91
apopka 144 41,908 104 107 96
goldenrod 145 12,000 104 107 96
sweetwater 146 17,600 88 107 104
orlando 147 240,185 103 107 96
merritt island 148 34,752 103 107 96
sebastian 149 21,881 92 113 96
northdale 150 21,828 108 99 91
ives estates 151 17,904 94 102 99
golden gate 152 26,327 89 103 108
palm harbor 153 60,041 107 99 91
wesley chapel 154 43,559 107 99 91
hallandale beach 155 37,343 93 102 99
lantana 156 10,445 93 102 99
homestead 157 59,866 86 107 104
west little river 158 31,792 86 107 104
yulee 159 11,990 94 102 90
deltona 160 84,973 94 105 95
west perrine 161 10,439 85 107 104
port orange 162 56,242 93 105 95
tallahassee 163 181,821 103 107 97
tamarac 164 60,849 91 102 99
pinewood 165 17,371 84 107 104
upper grand lagoon 166 13,977 119 101 84
vero beach south 167 22,356 88 113 96
jacksonville 168 823,652 92 102 90
deland 169 27,013 92 105 95
bradenton 170 50,141 86 103 108
margate 171 53,821 90 102 99
union park 172 10,452 97 107 96
fort myers 173 63,427 85 103 108
north lauderdale 174 41,352 89 102 99
altamonte springs 175 41,761 96 107 96
south venice 176 13,976 84 103 108
riverview 177 70,052 101 99 91
lake magdalene 178 29,081 101 99 91
temple terrace 179 24,705 101 99 91
seminole 180 17,246 101 99 91
oldsmar 181 13,565 101 99 91
west park 182 14,306 88 102 99
north port 183 56,148 83 103 108
san carlos park 184 18,828 83 103 108
cypress lake 185 11,276 83 103 108
greenacres 186 37,447 87 102 99
rockledge 187 25,000 94 107 96
hobe sound 188 12,901 84 113 96
edgewater 189 20,796 88 105 95
tampa 190 339,391 98 99 91
dunedin 191 35,339 98 99 91
lake worth 192 35,246 86 102 99
four corners 193 27,164 93 107 96
pace 194 20,476 97 103 88
middleburg 195 12,617 87 102 90
brandon 196 102,555 97 99 91
tarpon springs 197 23,382 97 99 91
deerfield beach 198 75,724 85 102 99
leisure city 199 22,630 78 107 104
port charlotte 200 55,942 80 103 108
clearwater 201 108,138 96 99 91
poinciana 202 54,442 91 107 96
wright 203 25,242 95 103 88
fort walton beach 204 19,814 95 103 88
englewood 205 14,929 79 103 108
gainesville 206 124,981 91 102 98
buenaventura lakes 207 27,803 90 107 96
gonzalez 208 13,135 94 103 88
lynn haven 209 18,393 110 101 84
palm bay 210 102,814 79 113 96
melbourne 211 76,609 79 113 96
stuart 212 15,653 79 113 96
villas 213 10,341 77 103 108
gulfport 214 12,063 93 99 91
town ‘n’ country 215 79,785 92 99 91
lauderhill 216 67,553 80 102 99
gladeview 217 10,636 73 107 104
niceville 218 12,977 108 101 84
opa-locka 219 15,329 71 107 104
casselberry 220 26,292 85 107 96
florida ridge 221 17,486 75 113 96
daytona beach 222 61,779 79 105 95
pensacola 223 52,246 88 103 88
bellair-meadowbrook terrace 224 13,313 78 102 90
plant city 225 34,961 88 99 91
palm springs 226 19,551 76 102 99
eustis 227 18,727 83 107 96
brownsville 228 13,795 67 107 104
sanford 229 53,299 82 107 96
lockhart 230 13,736 82 107 96
ferry pass 231 28,865 86 103 88
palmetto 232 12,761 70 103 108
hudson 233 11,939 86 99 91
lauderdale lakes 234 32,912 74 102 99
south daytona 235 12,388 75 105 95
kissimmee 236 60,830 80 107 96
lady lake 237 14,043 80 107 96
ocala 238 56,598 80 102 98
gibsonton 239 15,989 83 99 91
pine hills 240 64,841 78 107 96
crestview 241 21,104 97 101 84
spring hill 242 99,513 82 99 91
leesburg 243 20,463 77 107 96
tavares 244 14,011 77 107 96
auburndale 245 13,623 77 107 96
fort pierce 246 42,350 66 113 96
lehigh acres 247 95,767 64 103 108
ruskin 248 16,130 81 99 91
azalea park 249 13,036 76 107 96
bayshore gardens 250 16,824 63 103 108
pinellas park 251 49,136 80 99 91
lake wales 252 14,268 75 107 96
lakewood park 253 11,625 64 113 96
egypt lake-leto 254 37,237 79 99 91
thonotosassa 255 12,729 79 99 91
lake city 256 12,133 75 102 98
belle glade 257 17,597 66 102 99
titusville 258 43,855 74 107 96
oak ridge 259 20,044 74 107 96
ensley 260 19,947 78 103 88
lakeland 261 98,317 78 99 91
shady hills 262 10,551 77 99 91
orange city 263 10,653 65 105 95
winter haven 264 34,118 71 107 96
north fort myers 265 39,453 55 103 108
palm river-clair mel 266 21,279 75 99 91
sebring 267 10,462 56 113 96
bellview 268 22,807 74 103 88
myrtle grove 269 16,917 74 103 88
holly hill 270 11,730 63 105 95
south bradenton 271 20,273 54 103 108
callaway 272 14,409 88 101 84
mango 273 11,273 73 99 91
cocoa 274 17,254 67 107 96
east lake-orient park 275 24,177 72 99 91
palatka 276 10,572 57 110 96
largo 277 77,502 70 99 91
panama city 278 36,153 84 101 84
bartow 279 17,422 69 99 91
immokalee 280 21,682 51 102 99
haines city 281 20,531 63 107 96
zephyrhills 282 13,515 66 99 91
brent 283 22,862 64 103 88
warrington 284 13,159 64 103 88
holiday 285 21,175 64 99 91
jasmine estates 286 18,744 64 99 91
elfers 287 13,612 64 99 91
west lealman 288 14,299 63 99 91
bayonet point 289 23,932 61 99 91
new port richey 290 15,113 61 99 91
west pensacola 291 19,793 58 103 88
lealman 292 20,277 58 99 91
homosassa springs 293 14,034 54 99 91

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